Bank of America Platinum CC, good?

1

myFICO

You have some 30+ different Fico scores. If you have a free monthly Experian membership, they provide you with your Experian Fico 8 score. This is a very common score used in lending. For example, if you were to apply for an Amex credit card, they'd use this EX8 score. Another place you can get your EX8 score for free is creditscore.com. There are other memberships through Experian that you can spend money on monthly that provide more Fico scores. I personally have never paid a penny for a monthly membership anywhere and I've been doing this for 6 years now. I get enough free Fico scores through my credit cards (BoA, Citi, Discover, etc.) that I'm able to track a handful of them from month to month which suits me just fine. You can also purchase all of your Fico scores at myfico.com for a price of around $29. It's a monthly membership, but you just sign up and then cancel right away. I do this on occasion (a couple of times per year) just to track all of my 30+ Fico scores; I record them on an excel sheet to see how they fluctuate over the years. I'm also big into algorithm testing over at Credit Rebels, so there are times that I want to see how a profile change not only impacts common scores like EX8, but all Fico scores for more data points.

#Cash Flow #Credit Builder #Personal Finance 96 social mentions

2

Creditscore.com

You have some 30+ different Fico scores. If you have a free monthly Experian membership, they provide you with your Experian Fico 8 score. This is a very common score used in lending. For example, if you were to apply for an Amex credit card, they'd use this EX8 score. Another place you can get your EX8 score for free is creditscore.com. There are other memberships through Experian that you can spend money on monthly that provide more Fico scores. I personally have never paid a penny for a monthly membership anywhere and I've been doing this for 6 years now. I get enough free Fico scores through my credit cards (BoA, Citi, Discover, etc.) that I'm able to track a handful of them from month to month which suits me just fine. You can also purchase all of your Fico scores at myfico.com for a price of around $29. It's a monthly membership, but you just sign up and then cancel right away. I do this on occasion (a couple of times per year) just to track all of my 30+ Fico scores; I record them on an excel sheet to see how they fluctuate over the years. I'm also big into algorithm testing over at Credit Rebels, so there are times that I want to see how a profile change not only impacts common scores like EX8, but all Fico scores for more data points.

#Credit Builder #Personal Finance #Tax Preparation 17 social mentions