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Agent Card
US-issued Visa and Mastercard virtual cards for ad spend, SaaS, cloud and AI tools. Verify once, top up your balance and pay online.

MyBrocard
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Bitrefill
ABcard
Virtual cards for any advertising accounts and personal purchases

Which is more popular?
Website, pricing, platforms and company facts side by side.
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|---|---|---|
| Website | zikcards.com | e.pn |
| Pricing | ||
| Company | Startup from the United States · 1 - 9 employees · 2026 | 2022 |
| Listed in |
In their own words, as submitted to SaaSHub.


ZikCards provides US-issued Visa and Mastercard virtual cards to people and businesses outside the United States. Most payment problems outside the US aren't about money. They're about geography. You try to pay for ad platforms, a cloud bill, an AI tool or a software subscription, and the card is...
Service allows you to issue an unlimited number of virtual cards and top them up with crypto for online purchases and advertising platforms: Facebook Ads, Google Ads, Microsoft Ads, TikTok Ads, etc. ⠀ Our mission stands by helping business owners and digital marketers to effectively scale up by...
What each product offers, as listed by its team.


No features have been listed yet.
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An editorial look at what each product does well and who it suits.


No analysis of ZikCards yet.
Overall verdict
Why this product is good
Recommended for
e.pn is recommended for users who appreciate its specific features and functionalities. It could be beneficial for those in specific industries or with particular needs that align with what e.pn offers.
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USA карты почти даром | Полный обзор платежного сервиса epn.net
How often each product is chosen within a category, 0–100% relative to the other.


As answered by people managing ZikCards and e.pn.
ZikCards's answer
Laravel (PHP), MariaDB and Redis, served behind Cloudflare. Cards are issued through a US card-issuing partner, deposits are taken in USDT, and identity verification runs automatically with document and selfie checks.
ZikCards's answer
ZikCards cards are issued in the US on credit BINs, the card ranges ad platforms and US merchants accept most readily, rather than the prepaid ranges many alternatives use. Every customer is identity-verified, and every fee is published up front, including the issuer's decline and cross-border charges that most providers leave out.
ZikCards's answer
People and small businesses outside the United States who pay for US-based online services: advertisers and agencies running ads, developers buying cloud and AI tools, and freelancers who earn in US dollars and need a card that works where their local one is declined.
ZikCards's answer
Three reasons: acceptance (US-issued credit BINs, tested with real purchases and with Google Ads billing), transparency (every fee listed before you pay, no monthly fee, and an unused balance comes back to your account when you close a card), and trust (full identity verification and a registered US company behind the service).
ZikCards's answer
ZikCards started from a simple frustration: living outside the US, having the money, and still being declined by ad platforms and software companies because of where the card was issued. I'm a solo founder, and I built ZikCards to close that gap: a US-issued card funded from a stablecoin balance, with verification and fees done properly.
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External articles and on-site reviews we used to compare the two products.


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Thank you EPN for the excellent service! I’ve been using their cards for working with advertising accounts for a couple of months now, everything is great! The interface is convenient, card issuance is fast,...
I am very happy with the use of EPN. For several months now, I have been paying for advertising on Facebook and Google using their cards. The user-friendly interface, fast balance replenishment and reliable beans make...
I have been using EPN for several months now. It is very convenient to buy and top up cards directly from their balance on Facebook and Google. The advertising cabinets work perfectly!
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