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YNAB VS Things

Compare YNAB VS Things and see what are their differences

PrivacyNotes
Zero-knowledge encrypted notes, tasks, journals, files, and passwords in one app. Your keys never leave your device. One-time price, no subscription. Hosted in Switzerland. sponsored
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Contents:
  1. ยป Base Details
  2. ยป Videos
  3. ยป Reviews
  4. ยป Alternatives

YNAB logo YNAB

Working hard with nothing to show for it? Use your money more efficiently and control your spending and saving with the YNAB app.

Things logo Things

Things is an easy to use task manager.
  • YNAB Landing page
    Landing page //
    2023-12-23
  • Things Landing page
    Landing page //
    2023-01-17

YNAB features and specs

  • Effective Budgeting Methodology
    YouNeedABudget (YNAB) uses a unique budgeting approach based on four key principles that encourage intentional spending, which can lead to better financial health.
  • User-Friendly Interface
    YNAB has a clean and intuitive interface that is easy to navigate, making it accessible for users with varying levels of technical proficiency.
  • Comprehensive Educational Resources
    YNAB offers a variety of educational resources, including tutorials, webinars, and workshops, which help users understand and implement effective budgeting strategies.
  • Goal Tracking and Reporting
    The app provides robust goal tracking and reporting features that help users monitor their financial progress and make necessary adjustments.
  • Cross-Platform Accessibility
    YNAB is available on multiple platforms, including iOS, Android, and Web, ensuring users can access their budgets anytime, anywhere.

Possible disadvantages of YNAB

  • Subscription Fee
    YNAB requires a paid subscription, which may be a drawback for budget-conscious users who are looking for a free budgeting tool.
  • Learning Curve
    The unique budgeting methodology may take some time for new users to fully understand and implement effectively.
  • Manual Data Entry
    Although YNAB supports bank import features, users may still need to perform some manual data entry, which can be time-consuming.
  • Limited Investment Tracking
    YNAB focuses primarily on budgeting and does not offer robust investment tracking features, which might be a limitation for users looking to manage their investments.
  • Missing Advanced Financial Tools
    While YNAB excels at budgeting, it lacks some advanced financial planning tools that could be useful for more experienced users requiring detailed financial analysis.

Things features and specs

  • User Experience
    Things is known for its clean, intuitive, and beautifully designed user interface, making it easy to use.
  • Integration with Apple Ecosystem
    Seamlessly integrates with macOS and iOS devices, offering features like Handoff and deep Apple Calendar integration.
  • Powerful Task Management
    Supports projects, areas, headings, and tags, providing a robust system for managing complex tasks and workflows.
  • Quick Entry
    Provides a quick entry function allowing users to capture tasks efficiently, which can later be categorized and detailed.
  • Updates and Support
    Regularly updated with new features and enhancements, backed by reliable customer support.
  • Keyboard Shortcuts
    Offers extensive keyboard shortcuts for power users to navigate and manage tasks quickly.
  • Natural Language Processing
    Allows users to input tasks using natural language, which is then intelligently parsed and scheduled.

Possible disadvantages of Things

  • Cost
    Things requires a one-time purchase for each platform (macOS, iOS), making it relatively expensive compared to some subscription-based competitors.
  • Platform Limitation
    Only available on Apple devices (macOS and iOS), making it inaccessible for users on Windows, Android, or other platforms.
  • No Collaboration Features
    Lacks built-in collaboration tools, which can be a drawback for teams looking to share and manage tasks collectively.
  • Learning Curve for Advanced Features
    While the basic interface is user-friendly, fully utilizing advanced features can require time and a deeper understanding.
  • Limited Automation
    Offers fewer automation options and integrations compared to some competitors like Todoist or Microsoft To Do.

Analysis of YNAB

Overall verdict

  • YNAB is generally considered a valuable tool for individuals who want a structured, hands-on approach to budgeting and cash flow management. Its focus on zero-based budgeting and financial education makes it particularly effective for users who wish to actively engage with their personal finances and develop better spending habits.

Why this product is good

  • YNAB (You Need A Budget) is appreciated for its proactive budgeting method, which encourages users to allocate every dollar towards specific expenses or savings goals. The platform emphasizes the importance of giving every dollar a job, helping individuals gain control over their finances and plan for both short-term expenses and long-term financial goals. YNAB also offers features like real-time synchronization across devices, detailed financial reports, and educational resources to improve budgeting skills.

Recommended for

  • Individuals seeking a more disciplined approach to budgeting.
  • People who prefer proactive financial planning rather than reactive money management.
  • Users who want access to educational resources that improve financial literacy.
  • Those comfortable with a subscription-based financial service offering continuous updates and support.

Analysis of Things

Overall verdict

  • Things is widely regarded as an excellent productivity tool, especially for Apple ecosystem users. It combines elegance with functionality, making it a top choice for those who prefer a minimalist but powerful task manager.

Why this product is good

  • Things by Cultured Code is highly acclaimed for its clean, intuitive design and effective task management features. It provides a seamless user experience with its natural language input, powerful integration with macOS and iOS, and features like projects, areas, deadlines, and reminders that help users organize their tasks efficiently. The app is particularly praised for its focus on simplicity and ease of use, which allows users to focus on their tasks without being overwhelmed by features.

Recommended for

    Things is ideal for individuals who are deeply integrated into the Apple ecosystem and appreciate a minimalist design approach. It's perfect for users who prefer a straightforward, no-frills task management system that emphasizes ease of use, efficiency, and aesthetic appeal.

YNAB videos

+ Add

Beginners guide

More videos:

  • Review - YNAB Review (2024): The 4 Rules, Pros and Cons
  • Review - YNAB Budgeting App Review | NerdWallet
  • Review - YNAB Budget App: What I Wish I Knew Before Starting

Things videos

+ Add

Brandon's Cult Movie Reviews: THINGS

More videos:

  • Review - Things 3: Full Review (2019)
  • Review - OmniFocus vs. Things 3 review: which is best for you?

Category Popularity

0-100% (relative to YNAB and Things)

YNAB

Things

Personal Finance
100 100%
Personal Finance
0% 0
Task Management
0 0%
Task Management
100% 100
Finance
100 100%
Finance
0% 0
Project Management
0 0%
Project Management
100% 100

User comments

Share your experience with using YNAB and Things. For example, how are they different and which one is better?
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Reviews

These are some of the external sources and on-site user reviews we've used to compare YNAB and Things

YNAB Reviews

11 Best YNAB Alternatives in 2026 (From $1.99/mo)
If you searched "YNAB dupe" or "free YNAB clone," here's the straight answer. The truest clone is Actual Budget โ€” it's open-source and built on YNAB's exact zero-based methodology, free if you self-host or $4/mo hosted. If by "dupe" you mean "works like YNAB but cheaper and without running your own server," BudgetLabs and Waypoint both deliver YNAB-style zero-based budgeting...
Source: www.budgetlabs.io
Best YNAB Alternatives: Save More with Budgeting Apps in 2026
Letโ€™s be honest: paying $14.99 a month to learn how to stop spending money feels a little bit like buying a gym membership just to use the vending machine. If you are searching for the best YNAB alternatives, you have come to the right place. At SmartWalt, we love the methodology behind You Need A Budget (YNAB)โ€”the zero-based approach is a game-changerโ€”but we also think your...
Source: www.smartwalt.com
10 Best Mint Alternatives (Free & Paid)
YNAB is ideal for those looking just for a simple budgeting tool. YNABโ€™s interface is similar to a spreadsheet. The tool makes it easy to budget by category based on the money you actually have in the bank. It's not useful as an investment tracking app, however.
Source: robberger.com
11 Alternatives to QuickBooks in 2024
YNAB is easy to set up, syncs with all your bank and credit card accounts, and will guide you through the process of creating your first budget. Wirecutter says itโ€™s โ€œthe closest thing to having a positive-minded professional help you make your own budgeting spreadsheetโ€ and โ€œthe only budgeting app weโ€™d spend our own money on.โ€
Source: www.bench.co
Best Mint Alternatives to Keep Your Budget on Track
While Mint showed you where your money went after you spent it, YNAB uses the zero-based budgetingร‚ system to assign every dollar a "job." That can be more helpful if you're focusing on future spending. While it is a paid service, YNAB claims the average user can save $600 in the first two months and $6,000 in the first year.
Source: www.cnbc.com

Things Reviews

11 Ayanza Alternatives
Things 3 is a multi-award-winning personal task manager that assists you in keeping track of your tasks. The environment of the application is attractive with a fresh new look, delightful integrations, and powerful features. It has been completely effective to boost efficiency with easy to use and is attractive to the eye. The themes are a creative and powerful feature that...
Source: www.justalternativeto.com
Five of the Best To-Do Apps for iOS
Things 3 is one of the few to-do apps that's not subscription based, and it costs $9.99 to purchase. Things 3 is also available for Mac and iPad, though each app must be purchased individually.
Source: www.macrumors.com

Social recommendations and mentions

Based on our record, Things seems to be a lot more popular than YNAB. While we know about 58 links to Things, we've tracked only 1 mention of YNAB. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

YNAB mentions (1)

  • Show HN: Wealthfolio 2.0- Open source investment tracker. Now Mobile and Docker
    Clickable link: https://ynab.com I'm a huge fan of You Need A Budget, it was instrumental in giving me control over my finances. It feels like a superpower to see all my money in one place and not care which bank account the dollars actually reside. Also makes it easier to take advantage of various offers (Credit card or things like HYSA) since I know all the records will live in YNAB and I have full control... - Source: Hacker News / 9 months ago
  • Is $250 a month in disposable income livable for a family of 3?
    You'll be going into a tight budget time, so get a really good system in place. If you don't have that you love already, I recommend YNAB (youneedabudget.com). It's envelope based and is really good for planning ahead for irregular expenses and for "rolling with the punches" if something comes up. It works differently than traditional monthly budget, so take time to use all the resources to learn the system. ... Source: about 3 years ago
  • LPT Request: What is your favorite life hack that has saved you money, time, or made your day-to-day activities easier?
    I also said in a comment below, I use YNAB to track my financial life. This strategy only works if you have enough confidence in your finances to know that if I gave you a card with 100k credit limit, you would never spend more on it than what you have in your bank and has been budgeted for. If not, I cannot overstate how important it is to get your budget in order beforehand. Thereโ€™s zero money saved if you pay... Source: about 3 years ago
  • Fund future vacations
    If you arenโ€™t already giving every dollar you make a job, earning more money will only get you so far. Check out YNAB, read all the free content about learning to plan and budget. Source: over 3 years ago
  • Tracking savings goals
    Track it by hand or in software. I started out with just a spreadsheet, but since then moved my whole budget to YNAB (youneedabudget.com), where you track all your individual savings goals as well as how your money will be used to cover regular (and irregular) expenses. Now the whole plan is in one place, and covers everything from how much is set aside for gardening supplies for this summer to the big... Source: over 3 years ago

Things mentions (58)

  • We don't need startups, we need Digital-Mittelstand
    Correct: https://culturedcode.com/things/ Looks like the different apps (desktop, mobile, iPad) have different prices, but all are one-time payments of $10-$50. - Source: Hacker News / over 1 year ago
  • Essential Software for Mac Users: Three Recommended Efficient Tools
    Things 3is an award-winning task management application known for its clean, elegant interface and intuitive usability. It employs a minimalist design style, allowing users to easily add, organize, and view tasks, helping individuals efficiently manage daily affairs. While Things 3 does not support team collaboration features, it provides a smooth user experience on macOS as a personal task management tool. - Source: dev.to / almost 2 years ago
  • Show HN: I built a task manager that separates "Do" & "Due" dates
    How badly do Twos want to SEO rank on searches for Things? https://culturedcode.com/things/. - Source: Hacker News / almost 2 years ago
  • Ask HN: What macOS apps/programs do you use daily and recommend?
    Alfred - Productivity App for macOS [1] iTerm2 - macOS Terminal Replacement [2] Dropshare App - upload anything anywhere on macOS [3] Mimestream - A native macOS email client for Gmail [4] Things - To-Do List for Mac & iOS [5] [1] https://www.alfredapp.com [2] https://iterm2.com [3] https://dropshare.app [4] https://mimestream.com [5] https://culturedcode.com/things. - Source: Hacker News / about 2 years ago
  • Ready to advance from Evernote, looking at Obsidian
    Currently, I use Things (https://culturedcode.com/things/) for tasks and Evernote for notes, and experimented with Freeform (I love the visual aspect and simplicity). At work, I've used Notion, Mural, Miro, LucidChart, Quip, and many other collaboration-based knowledge systems. I never researched the best of personal knowledge systems until now. Source: almost 3 years ago
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What are some alternatives?

When comparing YNAB and Things, you can also consider the following products

Mint - Free personal finance software to assist you to manage your money, financial planning, and budget planning tools. Achieve your financial goals with Mint.

Todoist - Todoist is a to-do list that helps you get organized, at work and in life.

HomeBank - Free, easy, personal accounting, for everyone

TickTick - TickTickis a cross-platform to-do list app & task manager helps you to get all things done and make life well organized.

GnuCash - A personal and small-business financial-accounting software, licensed under GNU/GPL and available for Linux, Windows, Mac OS X, BSD, and Solaris.

Remember The Milk - Remember The Milk is a task and time management application for mobile devices.

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