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WTM API VS Settle Up

Compare WTM API VS Settle Up and see what are their differences

WTM API

Any webpage to clean Markdown in one API call

Rating
0 reviews
Pricing
Open source Freemium Free trial €9 / Monthly (Pro)
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Alternatives Is it good?
Settle Up

SETTLE UP is an indispensable app for friends and flatmates who need to keep track of shared bills...

Rating
0 reviews
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Alternatives Is it good?
Sales Blueprint Architect
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Note: These products don't have any matching categories. If you think this is a mistake, please edit the details of one of the products and suggest appropriate categories.

Which is more popular?

Based on our record, Settle Up seems to be more popular. It has been mentioned 1 time since March 2021.

social mentions
0 vs 1
Markdown Converter popularity
100% vs 0%
alternatives listed
5 vs 163

Base details

Website, pricing, platforms and company facts side by side.

WTM API
Settle Up
Website wtmapi.com settleup.io
Pricing
Open source Freemium Free trial €9 / Monthly (Pro) Official pricing
—
Company Startup from Italy · 1 - 9 employees · 2026 —
Listed in
APIs Web Scraping Web Scraping API Markdown Converter +1
Personal Finance Expense Tracking Bill-Splitting Apps Business Intelligence +1

About WTM API and Settle Up

In their own words, as submitted to SaaSHub.

WTM API
Settle Up

WTM API converts any webpage to structured Markdown via a simple POST call. Preserves headings, tables, code blocks, links, and images. Sub-second response times. Free tier included. Built for RAG pipelines, content migration, and AI workflows.

Read more about WTM API

No description of Settle Up yet.

Features and specs

What each product offers, as listed by its team.

WTM API 6 features
Settle Up 5 features
  • HTML to Markdown Conversion
    Convert any webpage to clean, structured Markdown with a single POST request. Headings, bold, italic, links, and images all preserved.
  • Table Preservation
    HTML tables are converted to proper Markdown tables, keeping data structured and readable.
  • Code Block Detection
    Code blocks are preserved with syntax language hints. Perfect for extracting documentation and tutorials.
  • Absolute URL Resolution
    All relative links and image URLs are automatically resolved to absolute URLs based on the source page.
  • Sub-Second Response
    Average response time under 1 second. Server-side HTML parsing with Cheerio — no headless browser overhead.
  • Live Demo
    Try the API directly on the website. 3 free conversions without signing up. Paste any URL and see the Markdown output instantly.
  • User-Friendly Interface
    Settle Up features an intuitive and easy-to-navigate interface, making it simple for users of all technical abilities to manage expenses and track payments among friends, family, or colleagues.
  • Multi-Platform Availability
    The app is available on multiple platforms, including iOS, Android, and web, allowing users to access and update their accounts from various devices seamlessly.
  • Currency Support
    Settle Up supports multiple currencies, which is ideal for travelers or groups of friends and family in different countries needing to manage expenses accurately.
  • Offline Functionality
    The app allows users to add and edit transactions offline, syncing changes once internet connectivity is restored, enabling expense management on-the-go without interruption.
  • Group Expense Tracking
    Settle Up facilitates the tracking of shared expenses by allowing users to create groups, making it easier to split bills and settle debts among group members.

Possible disadvantages

  • Limited Financial Tools
    The app mainly focuses on tracking expenses and lacks more comprehensive financial tools, such as budget planning or financial goal setting, which might be desired by users looking for more robust financial management features.
  • Ads in Free Version
    The free version of Settle Up includes advertisements, which might be distracting or annoying for users, though there is an option to upgrade to a paid version to remove ads.
  • Dependency on Group Members
    The effectiveness of Settle Up largely depends on the active participation of all group members involved in the expenses, which can be a drawback if not everyone is keeping their entries up to date.
  • Privacy Concerns
    Sharing financial data, even among friends and family, raises privacy concerns for some users who might prefer not to have their spending habits monitored by others, regardless of the app's security measures.
  • Data Sync Delays
    Users may occasionally experience delays in data syncing across devices, leading to temporary discrepancies in expense tracking, though this is generally resolved once syncing is completed.

Analysis

An editorial look at what each product does well and who it suits.

WTM API
Settle Up

Overall verdict

  • WTM API appears to be a niche data/API service, but without verified, independent, up-to-date information confirming its reliability, uptime, pricing transparency, or customer support quality, it's not possible to give a confident endorsement. Prospective users should conduct due diligence, test the API with a trial or sandbox account, and verify documentation quality and support responsiveness before committing.

Why this product is good

  • Limited independent reviews or third-party benchmarks are readily available to verify claims of performance and reliability.
  • Pricing and feature transparency should be confirmed directly on their site since public information is sparse.
  • API-based services can vary widely in documentation quality, so checking their developer docs firsthand is essential.
  • Support responsiveness and SLA guarantees are not well-documented externally, so direct testing is recommended.

Recommended for

  • Developers who are willing to test the API firsthand via a trial before committing.
  • Businesses needing a specific niche data feed that WTM API claims to provide, provided they verify data accuracy first.
  • Technical teams comfortable evaluating API uptime and documentation quality independently.
  • Not recommended for mission-critical production use without a thorough vetting period.

No analysis of Settle Up yet.

Videos

Walkthroughs and reviews on video.

WTM API 0 videos + Add
Settle Up 3 videos + Add

No WTM API videos yet. You could help us improve this page by suggesting one.

Settle Up - hisab rakhna hua aasan

More videos

  • - Settle Up - iOS and Android app for organizing group expenses
  • - Settle UP - mobile APP for shared expenses

Category popularity

How often each product is chosen within a category, 0–100% relative to the other.

Score bands 0–20 21–40 41–50 51–60 61–100
WTM API
Settle Up
100% 100%
Markdown Converter
0% 0%
0% 0%
Personal Finance
100% 100%
100% 100%
Web Scraping
0% 0%
0% 0%
Expense Tracking
100% 100%

Questions & Answers

As answered by people managing WTM API and Settle Up.

What makes your product unique?

WTM API's answer

WTM API focuses on structure preservation, not just text extraction. Unlike most scrapers that return raw text, it converts HTML to proper Markdown with headings, tables, code blocks, and links intact. No headless browser needed — pure server-side parsing means sub-second responses at a fraction of the cost.

Why should a person choose your product over its competitors?

WTM API's answer

Speed and simplicity. One POST call, any URL, clean Markdown back in under 1 second. No SDKs to install, no headless browser to maintain, no complex configuration. Generous free tier (50 calls/month) and straightforward pricing. The output is immediately usable for LLMs, RAG pipelines, or content migration.

How would you describe the primary audience of your product?

WTM API's answer

Developers building AI/LLM applications, RAG pipelines, content migration tools, or any system that needs web content in a structured, portable format. Also useful for teams moving content to Markdown-based platforms like Notion, Obsidian, or static site generators.

What's the story behind your product?

WTM API's answer

I was building a RAG pipeline and needed web content in Markdown format. Existing tools gave me either raw text (losing all structure) or required a headless browser (slow and expensive). I built WTM API to solve my own problem - a fast, simple API that preserves the structure of any webpage as clean Markdown. Shipped the MVP in a weekend using Next.js, Supabase, Stripe, and Vercel, all on free tiers.

Which are the primary technologies used for building your product?

WTM API's answer

Next.js 16 (App Router), Supabase (auth and PostgreSQL), Stripe (subscription billing), Vercel (hosting), and Cheerio (server-side HTML parsing). The entire stack runs on free tiers with zero monthly infrastructure cost.

Who are some of the biggest customers of your product?

WTM API's answer

  • Early-stage AI startups building RAG pipelines
  • Independent developers working on content tools
  • Currently in public beta and growing the user base

User comments

Share your experience with using WTM API and Settle Up. For example, how are they different and which one is better?

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Reviews and articles

External articles and on-site reviews we used to compare the two products.

WTM API no reviews yet
Settle Up no reviews yet

We have no reviews of WTM API yet. Be the first one to post

Social recommendations and mentions

Recommendations tracked on public social media and blogs since March 2021.

WTM API 0 mentions
Settle Up 1 mention

Tracking WTM API since Apr 2026.

Alternatives to WTM API and Settle Up

When comparing WTM API and Settle Up, you can also consider the following products.

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