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Splitwise VS WTM API

Compare Splitwise VS WTM API and see what are their differences

Splitwise

Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!

Rating
0 reviews
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Alternatives Is it good?
WTM API

Any webpage to clean Markdown in one API call

Rating
0 reviews
Pricing
Open source Freemium Free trial €9 / Monthly (Pro)
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NAS Ledger
NAS Ledger combines Free core accounting with paid budgeting, inventory, project, payroll and multi-entity consolidation tools. sponsored
Note: These products don't have any matching categories. If you think this is a mistake, please edit the details of one of the products and suggest appropriate categories.

Which is more popular?

Personal Finance popularity
100% vs 0%
alternatives listed
240+ vs 5

Base details

Website, pricing, platforms and company facts side by side.

Splitwise
WTM API
Website splitwise.com wtmapi.com
Pricing —
Open source Freemium Free trial €9 / Monthly (Pro) Official pricing
Company — Startup from Italy · 1 - 9 employees · 2026
Listed in
Personal Finance Expense Tracking Bill-Splitting Apps Finance +1
APIs Web Scraping Web Scraping API Markdown Converter +1

About Splitwise and WTM API

In their own words, as submitted to SaaSHub.

Splitwise
WTM API

No description of Splitwise yet.

WTM API converts any webpage to structured Markdown via a simple POST call. Preserves headings, tables, code blocks, links, and images. Sub-second response times. Free tier included. Built for RAG pipelines, content migration, and AI workflows.

Read more about WTM API

Features and specs

What each product offers, as listed by its team.

Splitwise 7 features
WTM API 6 features
  • User-Friendly Interface
    Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
  • Multi-Platform Availability
    Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
  • Expense Tracking
    The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
  • Flexible Split Options
    Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
  • Currency Conversion
    Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
  • Bill Reminders
    The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
  • Integration with Payment Platforms
    Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages

  • Privacy Concerns
    Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
  • Subscription-Based Features
    Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
  • Manual Entry Requirement
    Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
  • Limited Automatic Reconciliation
    While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
  • Dependency on Group Honesty
    The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
  • Potential for Confusion
    The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.
  • HTML to Markdown Conversion
    Convert any webpage to clean, structured Markdown with a single POST request. Headings, bold, italic, links, and images all preserved.
  • Table Preservation
    HTML tables are converted to proper Markdown tables, keeping data structured and readable.
  • Code Block Detection
    Code blocks are preserved with syntax language hints. Perfect for extracting documentation and tutorials.
  • Absolute URL Resolution
    All relative links and image URLs are automatically resolved to absolute URLs based on the source page.
  • Sub-Second Response
    Average response time under 1 second. Server-side HTML parsing with Cheerio — no headless browser overhead.
  • Live Demo
    Try the API directly on the website. 3 free conversions without signing up. Paste any URL and see the Markdown output instantly.

Analysis

An editorial look at what each product does well and who it suits.

Splitwise
WTM API

Overall verdict

  • Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.

Why this product is good

  • Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
  • It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
  • Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
  • Supports multiple currencies, which is great for international travel groups.
  • Integration with payment platforms like PayPal and Venmo for easy settlement of debts.

Recommended for

  • Roommates who need to regularly split household bills and expenses.
  • Groups of friends or families who often travel together and need to manage shared travel costs.
  • Colleagues or classmates working on projects or events that require shared funding.
  • Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.

Overall verdict

  • WTM API appears to be a niche data/API service, but without verified, independent, up-to-date information confirming its reliability, uptime, pricing transparency, or customer support quality, it's not possible to give a confident endorsement. Prospective users should conduct due diligence, test the API with a trial or sandbox account, and verify documentation quality and support responsiveness before committing.

Why this product is good

  • Limited independent reviews or third-party benchmarks are readily available to verify claims of performance and reliability.
  • Pricing and feature transparency should be confirmed directly on their site since public information is sparse.
  • API-based services can vary widely in documentation quality, so checking their developer docs firsthand is essential.
  • Support responsiveness and SLA guarantees are not well-documented externally, so direct testing is recommended.

Recommended for

  • Developers who are willing to test the API firsthand via a trial before committing.
  • Businesses needing a specific niche data feed that WTM API claims to provide, provided they verify data accuracy first.
  • Technical teams comfortable evaluating API uptime and documentation quality independently.
  • Not recommended for mission-critical production use without a thorough vetting period.

Videos

Walkthroughs and reviews on video.

Splitwise 3 videos + Add
WTM API 0 videos + Add

Splitwise - iPhone App Review! [2020]

More videos

  • - Tricount vs Splitwise - App comparison
  • - Splitwise Demo

No WTM API videos yet. You could help us improve this page by suggesting one.

Category popularity

How often each product is chosen within a category, 0–100% relative to the other.

Score bands 0–20 21–40 41–50 51–60 61–100
Splitwise
WTM API
100% 100%
Personal Finance
0% 0%
0% 0%
Markdown Converter
100% 100%
100% 100%
Expense Tracking
0% 0%
0% 0%
Web Scraping
100% 100%

Questions & Answers

As answered by people managing Splitwise and WTM API.

What makes your product unique?

WTM API's answer:

WTM API focuses on structure preservation, not just text extraction. Unlike most scrapers that return raw text, it converts HTML to proper Markdown with headings, tables, code blocks, and links intact. No headless browser needed — pure server-side parsing means sub-second responses at a fraction of the cost.

Why should a person choose your product over its competitors?

WTM API's answer:

Speed and simplicity. One POST call, any URL, clean Markdown back in under 1 second. No SDKs to install, no headless browser to maintain, no complex configuration. Generous free tier (50 calls/month) and straightforward pricing. The output is immediately usable for LLMs, RAG pipelines, or content migration.

How would you describe the primary audience of your product?

WTM API's answer:

Developers building AI/LLM applications, RAG pipelines, content migration tools, or any system that needs web content in a structured, portable format. Also useful for teams moving content to Markdown-based platforms like Notion, Obsidian, or static site generators.

What's the story behind your product?

WTM API's answer:

I was building a RAG pipeline and needed web content in Markdown format. Existing tools gave me either raw text (losing all structure) or required a headless browser (slow and expensive). I built WTM API to solve my own problem - a fast, simple API that preserves the structure of any webpage as clean Markdown. Shipped the MVP in a weekend using Next.js, Supabase, Stripe, and Vercel, all on free tiers.

Which are the primary technologies used for building your product?

WTM API's answer:

Next.js 16 (App Router), Supabase (auth and PostgreSQL), Stripe (subscription billing), Vercel (hosting), and Cheerio (server-side HTML parsing). The entire stack runs on free tiers with zero monthly infrastructure cost.

Who are some of the biggest customers of your product?

WTM API's answer:

  • Early-stage AI startups building RAG pipelines
  • Independent developers working on content tools
  • Currently in public beta and growing the user base

User comments

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Reviews and articles

External articles and on-site reviews we used to compare the two products.

Splitwise no reviews yet
WTM API no reviews yet

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