WP User Manager VS Splitmat

• Ease of Use
  WP User Manager features an intuitive dashboard and user-friendly interface that makes it easy for WordPress users of all levels to manage user profiles, registrations, and login options without requiring extensive technical knowledge.
• Customization Options
  The plugin offers extensive customization options, allowing admins to create custom registration forms, profile fields, and account pages tailored to specific user groups and needs.
• Extensible
  WP User Manager is highly extensible, with a range of add-ons available for functionalities such as social login, private messaging, and capita, making it adaptable to more complex user management needs.
• Community Focused
  The plugin is designed to facilitate online communities, offering features such as user directories, profile editing, and account management that support community engagement and interaction.
• Regular Updates
  WP User Manager is regularly updated, ensuring compatibility with the latest versions of WordPress and providing new features and improvements based on user feedback.

Possible disadvantages

• Limited Free Features
  While WP User Manager offers a free version, many of its more advanced features require paid add-ons, which could be a limitation for users looking for comprehensive functionality at no cost.
• Learning Curve for Advanced Features
  Although basic functionalities are easy to use, configuring more advanced options and add-ons might require a higher level of understanding, potentially posing a challenge for less experienced users.
• Dependent on Add-ons for Complete Functionality
  To utilize the full range of features provided by WP User Manager, it often becomes necessary to purchase additional add-ons, which might not be ideal for those looking to keep costs minimal.
• Potential Compatibility Issues
  As with many plugins, there is always a risk of compatibility issues with other plugins or themes, especially with complex WordPress setups, which could require additional troubleshooting.

• User-Friendly Interface
  Splitmat offers an intuitive and easy-to-navigate interface that simplifies budgeting and expense tracking for users.
• Collaborative Features
  The platform allows multiple users to access and track shared expenses, making it ideal for roommates, families, and group trips.
• Customizable Categories
  Users can create and customize categories for their expenses, allowing more personalized and detailed financial tracking.
• Automated Reporting
  Splitmat provides automated expense reports and summaries, helping users quickly understand their financial situation.
• Cross-Platform Availability
  Accessible on various devices, ensuring users can manage their finances anytime, anywhere.

Possible disadvantages

• Limited Free Features
  The free version of Splitmat may have limited functionalities or impose restrictions on certain features, requiring users to subscribe for full access.
• Privacy Concerns
  Users might have concerns about data privacy and the security of their financial information on the platform.
• Learning Curve
  New users might face a learning curve when first using the platform, especially with more advanced features.
• Dependency on Internet
  The service requires a stable internet connection, which can be a limitation for users in areas with poor connectivity.
• Potential Overlap with Existing Tools
  Some users might find Splitmat's features redundant if they are already using other budgeting tools or apps.

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• Need some plugin recommendations for these features

  I hate Ultimate membership, and all plugins except maybe this one: https://wpusermanager.com/ but this one - expensive. With Ultimate Membership Plugin I have long story, long and awful story full of bugs, of resource draining, and... Source: almost 4 years ago

Tracking Splitmat since Mar 2022.