Wise VS Gone

• Low Fees
  Wise offers competitive and transparent fees compared to traditional banks and many other money transfer services.
• Real Exchange Rates
  Wise uses the mid-market exchange rate, meaning users get the real exchange rate without any hidden markups.
• Fast Transfers
  Many transfers through Wise are processed quickly, often within a few hours or a day, depending on the destination country and payment method.
• Multi-Currency Accounts
  Users can hold and manage money in multiple currencies with Wise's Borderless Account, making it easier for those who deal with international payments regularly.
• Transparent Pricing
  Wise is upfront about their fees and the total cost of a transfer, so users know exactly how much they'll pay and how much the recipient will receive.
• User-Friendly Interface
  Wise offers a clean and intuitive application and web interface, making it easy for users to navigate and complete transactions.

Possible disadvantages

• Limited Customer Support
  Wise's customer support is primarily online, and some users report difficulties in reaching live assistance or having slow response times.
• Transfer Limits
  There are limits on how much money can be transferred in a single transaction or over a period of time, which might be restrictive for some users.
• Lack of Physical Locations
  Unlike traditional banks, Wise doesn't have physical branches, which can be an inconvenience for those who prefer in-person banking services.
• Verification Process
  New users or those making large transfers may have to go through a lengthy verification process, which can delay the initial transaction.
• Not Available in All Countries
  Wise does not operate in every country, limiting its accessibility for some users looking to send or receive international payments.
• Occasional Delays
  While generally fast, some transfers may experience delays due to various factors, such as banking hours, holiday schedules, or compliance checks.

• Convenience
  Gone app simplifies the process of selling used items by offering a user-friendly interface and quick listing process. Users can easily upload pictures and details of their items, making it easier to reach potential buyers.
• Item Valuation
  The app provides an automated valuation for the items based on current market trends and similar listings. This helps users to set a fair price without needing extensive research.
• Shipping Assistance
  Gone offers support with packaging and shipping, either by providing shipping labels or arranging for item pick-up, reducing the hassle for the seller.
• Secure Transactions
  The app ensures secure payment processing, reducing the risk of fraud and non-payment that can occur in private sales.
• Decluttering
  Gone helps users declutter their homes by making it easy to sell items they no longer need, contributing to a more organized living space.

Possible disadvantages

• Commission Fees
  Gone charges a commission fee on sales, which can reduce the net revenue for sellers compared to other platforms that might have lower fees or no fees at all.
• Limited Audience
  The app might have a smaller user base compared to large, established marketplaces like eBay or Craigslist, potentially leading to longer times to sell items.
• Item Restrictions
  There may be restrictions on the types of items that can be sold through Gone, limiting its usability for selling niche or specialized products.
• Dependence on App Quality
  The overall experience is heavily dependent on the quality of the app. Bugs, poor interface design, or lack of feature updates can negatively impact user experience.
• Geographical Limitations
  The convenience features like packing assistance or item pick-up may not be available in all locations, limiting the app's functionality for some users.

TransferWise Review - 3 Must Knows (2020)

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• Which bank in vietnam have the lowest fee for overseas remittance?

  I don't think you need to be a holder of both. I put my mom on my Wells Fargo account and she sent to my account. There is also https://wise.com/us/ . This one I have used to send to someones account in Vietnam. It does have slightly... Source: about 3 years ago

• We are happy to welcome you to Auction 88 — Coins of The World.

  They invoice in Euros (Czech Republic) so also be aware of fees on payments. I've successfully used TransferWise (https://wise.com/us/). Source: over 3 years ago

• Recommend me a first credit card with 0 foreign tx fee

  It's not a credit card. It's just a way to convert currency w/o a fee. https://wise.com/us/. Source: over 3 years ago

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Tracking Gone since Mar 2021.