Wise VS Capacitor by Ionic

• Low Fees
  Wise offers competitive and transparent fees compared to traditional banks and many other money transfer services.
• Real Exchange Rates
  Wise uses the mid-market exchange rate, meaning users get the real exchange rate without any hidden markups.
• Fast Transfers
  Many transfers through Wise are processed quickly, often within a few hours or a day, depending on the destination country and payment method.
• Multi-Currency Accounts
  Users can hold and manage money in multiple currencies with Wise's Borderless Account, making it easier for those who deal with international payments regularly.
• Transparent Pricing
  Wise is upfront about their fees and the total cost of a transfer, so users know exactly how much they'll pay and how much the recipient will receive.
• User-Friendly Interface
  Wise offers a clean and intuitive application and web interface, making it easy for users to navigate and complete transactions.

Possible disadvantages

• Limited Customer Support
  Wise's customer support is primarily online, and some users report difficulties in reaching live assistance or having slow response times.
• Transfer Limits
  There are limits on how much money can be transferred in a single transaction or over a period of time, which might be restrictive for some users.
• Lack of Physical Locations
  Unlike traditional banks, Wise doesn't have physical branches, which can be an inconvenience for those who prefer in-person banking services.
• Verification Process
  New users or those making large transfers may have to go through a lengthy verification process, which can delay the initial transaction.
• Not Available in All Countries
  Wise does not operate in every country, limiting its accessibility for some users looking to send or receive international payments.
• Occasional Delays
  While generally fast, some transfers may experience delays due to various factors, such as banking hours, holiday schedules, or compliance checks.

• Cross-Platform Development
  Capacitor allows for the development of mobile, web, and desktop applications using a single codebase. This simplifies the development process and reduces maintenance efforts.
• Access to Native Functionality
  Capacitor provides robust APIs to access native device features, such as camera, GPS, and file system, enabling rich user experiences similar to native apps.
• Web Standards
  Built with modern web standards, Capacitor leverages HTML5, CSS3, and JavaScript, making it easier for web developers to build and maintain applications.
• Flexible Plugin System
  Capacitor includes a plugin system that allows developers to extend its capabilities by creating custom plugins or utilizing community-contributed ones.
• Easy Integration with Web Frameworks
  Capacitor seamlessly integrates with popular web frameworks like React, Angular, and Vue, allowing developers to use their preferred tools and libraries.
• Live Reload
  Capacitor supports live reload, enabling faster development cycles by allowing developers to see changes in real-time without manually refreshing.
• Great Documentation
  Capacitor has extensive and well-maintained documentation, making it easier for developers to learn and solve issues quickly.

Possible disadvantages

• Performance Overhead
  Since it functions as a bridge between web and native technologies, there can be performance overhead compared to pure native applications.
• Less Mature Ecosystem
  Compared to more established alternatives, Capacitor's ecosystem is still growing, which might result in fewer plugins and community resources.
• Learning Curve
  Developers who primarily work with pure web or native technologies might face a learning curve when adapting to Capacitor's unique blend of web and native paradigms.
• Platform-Specific Limitations
  Some native functionalities may not be fully supported or may require platform-specific adjustments, which can complicate development.
• Dependency on WebView
  Capacitor-based applications rely on WebView, which can lead to inconsistencies and limitations on different platforms and versions of Android and iOS.
• Initial Setup Complexity
  Initial setup can be more complex compared to pure web or native projects, as it involves configuring multiple platforms and ensuring compatibility.
• Regular Updates Required
  Frequent updates and changes in Capacitor and its plugins can require developers to regularly update their projects, leading to potential maintenance overhead.

TransferWise Review - 3 Must Knows (2020)

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• Which bank in vietnam have the lowest fee for overseas remittance?

  I don't think you need to be a holder of both. I put my mom on my Wells Fargo account and she sent to my account. There is also https://wise.com/us/ . This one I have used to send to someones account in Vietnam. It does have slightly... Source: about 3 years ago

• We are happy to welcome you to Auction 88 — Coins of The World.

  They invoice in Euros (Czech Republic) so also be aware of fees on payments. I've successfully used TransferWise (https://wise.com/us/). Source: over 3 years ago

• Recommend me a first credit card with 0 foreign tx fee

  It's not a credit card. It's just a way to convert currency w/o a fee. https://wise.com/us/. Source: over 3 years ago

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• Ntfy – open-source Push to Mobile

  I didn't know what you meant by Capacitor, but I now understand it's a modern replacement for Apache Cordova: https://capacitorjs.com/. - Source: Hacker News / about 1 month ago

• Deno Desktop

  What do you mean by that? Does this[1] not count? [1] https://capacitorjs.com/. - Source: Hacker News / 3 months ago

• From Claude Artifact to Production PWA: Building VitaminD Explorer

  For now, the tradeoff is clearly worth it. If the app grows to need native APIs (wearables, health data), a hybrid approach with Capacitor or a thin native wrapper around the existing web app would be the natural next step — not a rewrite. - Source: dev.to / 5 months ago

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