
FreshBooks
QuickBooks Online
Xero
Invoice Ninja
QuickBooks
FreeAgent
Invoice Simple
Award-winning financial software designed for entrepreneurs.

Splitwise
Splital
Splitter.ai
Splitser
Settle Up
Tricount
Plates by Splitwise
Scan receipts, split every item, and share with anyone — no app required for guests.

Which is more popular?
Based on our record, Wave Financial seems to be more popular. It has been mentioned 42 times since March 2021.
Website, pricing, platforms and company facts side by side.
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|---|---|---|
| Website | waveapps.com | splitceipt.com |
| Pricing | ||
| Company | Startup from Canada · 100 - 249 employees · 2009 | — |
| Listed in |
What each product offers, as listed by its team.


Possible disadvantages
Walkthroughs and reviews on video.
Wave - Free Invoicing App!! Is it Right for You?
More videos
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How often each product is chosen within a category, 0–100% relative to the other.


As answered by people managing Wave Financial and Splitceipt.
Splitceipt's answer:
Friends, couples, roommates, travelers, and groups who regularly share expenses. It's especially useful for restaurant bills, trips, shared households, and situations where people didn't all spend the same amount and want a fairer way to work out who owes what.
Splitceipt's answer:
Most expense apps work well for simple group balances but become tedious when the real bill is more complicated. Splitceipt handles both: quick everyday splits when simplicity is enough, and detailed itemized splitting when accuracy matters. Receipt scanning reduces manual entry, groups keep ongoing expenses organized, and guest links mean your friends don't have to install another app just because you use Splitceipt.
Splitceipt's answer:
Splitceipt combines flexible expense splitting with receipt scanning and frictionless sharing. Expenses can be split equally, by percentage, custom amounts, or item by item from a scanned receipt. Best of all, not everyone needs the app - guests can open a shared link, see what they owe, and mark themselves paid without creating an account.
Splitceipt's answer:
Splitceipt came from a simple problem: real-world expenses rarely split as neatly as a total divided by the number of people.
Sometimes everyone owes the same amount. Sometimes each person ordered different things. Sometimes costs are shared in completely different proportions. Existing workflows often make the simple cases easy or the complicated cases possible — but not both.
Splitceipt was built to make the method fit the expense, instead of forcing every expense into the same type of split.
Splitceipt's answer:
React Native, Expo, Node.js, Express, PostgreSQL, Neon, and Google Gemini for receipt scanning and extraction.
Splitceipt's answer:
Splitceipt is a consumer app used by individual users and groups rather than enterprise customers.
Share your experience with using Wave Financial and Splitceipt. For example, how are they different and which one is better?
External articles and on-site reviews we used to compare the two products.


Wave is free for its core accounting and invoicing, which makes it attractive for freelancers and pre-revenue businesses. The important caveat for Singapore: Wave does not offer local GST compliance or InvoiceNow...
While Bill.com is a leading player in the invoicing space, there are other players who offer interesting alternatives. For instance, Wave offers a free invoicing platform that is easy to use and integrates with other...
Wave gets you through the whole receivables process similarly to QuickBooks. It allows you to create invoices, accept payments, and stay on top of any outstanding accounts with crystal-clear reporting. Like...
We have no reviews of Splitceipt yet. Be the first one to post
Recommendations tracked on public social media and blogs since March 2021.


If you need CC processing for yourself, go to waveapps.com and go create an account. Source: over 3 years ago
I use waveapps.com. It's free and keeps track of everything all in one spot. You can even accept credit cards through them. Source: over 3 years ago
You know that Quicken comes from the same company as Quickbooks, right? Personally I would go back to a #2 and ledger paper before I give Intuit another nickel. Quicken For Small Business looks inexpensive at the moment, but it is also... Source: over 3 years ago
Tracking Splitceipt since Aug 2026.
When comparing Wave Financial and Splitceipt, you can also consider the following products.

The ideal accounting software for small business owners.
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Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!
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QuickBooks Online is a Cloud Accounting for small business that can be used on iPad, mobile phone or computer to do invoicing, billing, run reports, or even pay employees online.
Compare QuickBooks Online to Wave Financial or Splitceipt:

Easily track and manage your shared expenses—quickly, simply, and hassle-free.
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Xero is online accounting for your small business.
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Isolating instruments from music is now possible using AI, and Splitter is based on Deezer's open source research project Spleeter to accomplish this.
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