Software Alternatives & Startups

Toptal VS Splitit

Compare Toptal VS Splitit and see what are their differences

Toptal

Hire the Top 3% of Freelance Talent®. Toptal is an exclusive network of the top freelance software developers, designers, finance experts, product managers, and project managers in the world.

Rating
0 reviews
Splitit

Splitit is a solution that enables consumers to pay for their Retail or Web purchases using their existing credit cards and divide the total cost across as many interest-free payments as they choose, without completing a credit application or qualif…

Rating
0 reviews
Note: These products don't have any matching categories. If you think this is a mistake, please edit the details of one of the products and suggest appropriate categories.

Which is more popular?

Based on our record, Toptal seems to be more popular. It has been mentioned 19 times since March 2021.

social mentions
19 vs 0
Freelance Marketplace popularity
100% vs 0%
alternatives listed
240+ vs 73

Base details

Website, pricing, platforms and company facts side by side.

Toptal
Splitit
Website toptal.com splitit.com
Pricing —
Company 2010 —
Listed in

Features and specs

What each product offers, as listed by its team.

Toptal 1 feature
Splitit 4 features
  • Headquarters
    San Francisco, CA
  • Interest-Free Payments
    Splitit allows customers to pay in installments without charging any interest, making it an attractive option for those looking to spread costs over time.
  • No Credit Check
    Splitit does not require a credit check to use its services, which can be beneficial for individuals who have a limited credit history or want to avoid impacting their credit score.
  • Easy Integration
    For merchants, Splitit offers easy and seamless integration with their existing payment systems, allowing them to offer flexible payment options to customers without significant technical overhead.
  • Increase in Sales
    By offering a payment plan, Splitit can potentially increase sales for merchants as customers are more likely to make larger purchases when they can spread out payments.

Possible disadvantages

  • Credit Card Requirement
    Customers must have a credit card with sufficient available credit to cover the full amount of the purchase, which might restrict some users from using the service.
  • Hold on Credit Amount
    While using Splitit, the customer's credit card will have a hold placed on the full amount of the purchase, potentially reducing their available credit.
  • Limited Market Presence
    Splitit's availability might be limited depending on the region, meaning not all merchants or customers can access its services globally.
  • Dependence on Card Issuers
    The service's operation depends on agreements with card issuers and networks, which may create dependency issues if partnerships change or end.

Analysis

An editorial look at what each product does well and who it suits.

Toptal
Splitit

Overall verdict

  • Toptal is recommended for businesses and individuals seeking highly skilled freelancers and who value quality and reliability over cost. The platform is especially advantageous for those who require experts for complex projects where specialized knowledge and experience are paramount.

Why this product is good

  • Toptal is considered good because it maintains a rigorous screening process to ensure that it only connects clients with top-tier freelancers. This ensures a high level of quality and expertise, whether you need developers, designers, or finance experts. The platform also offers a variety of freelance talent spanning multiple industries, which can be appealing for businesses looking for specific skills. Additionally, their customer service and flexible engagement models are appreciated by many users.

Recommended for

    Toptal is best suited for companies in need of software developers, designers, project managers, and finance experts who have been vetted to meet high standards. It's particularly beneficial for startups, SMEs, and larger enterprises looking for flexibility and top-tier talent without committing to long-term employment.

Overall verdict

  • Splitit is considered a good option for those looking to split payments without taking on additional debt or interest. The service can be especially appealing to consumers who want to budget for larger purchases without impacting their credit rating. However, it's important to ensure that the merchant you're purchasing from supports Splitit.

Why this product is good

  • Splitit offers a unique payment solution that allows consumers to pay for purchases over time using their existing credit cards, without incurring interest or fees. This can be beneficial for managing cash flow and making larger purchases more affordable. Additionally, because Splitit's method doesn't involve opening a new line of credit, it avoids affecting the user's credit score.

Recommended for

  • Consumers who prefer interest-free payment plans
  • Individuals looking to manage cash flow efficiently
  • Shoppers who want to avoid impacting their credit score
  • People making larger purchases who prefer to spread the cost over time

Videos

Walkthroughs and reviews on video.

Toptal 3 videos + Add
Splitit 3 videos + Add

Upwork, Freelancer, Fiverr or TopTal? How to Pick a Freelancing Platform

More videos

  • - Toptal Review by CNBC's Squawk Box
  • - Toptal Review - Remote Consulting Freelance Technology

SPLITIT GOES GLOBAL WITH MASTERCARD DEAL 💳

More videos

  • - 3 PROBLEMS with buy now pay later. Afterpay, Zip Pay, Splitit etc.
  • - How Does Splitit Work for Shoppers?

Category popularity

How often each product is chosen within a category, 0–100% relative to the other.

Score bands 0–20 21–40 41–50 51–60 61–100
Toptal
Splitit
100% 100%
0% 0%
0% 0%
100% 100%
100% 100%
0% 0%
0% 0%
100% 100%

User comments

Share your experience with using Toptal and Splitit. For example, how are they different and which one is better?

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Reviews and articles

External articles and on-site reviews we used to compare the two products.

Toptal no reviews yet
Splitit no reviews yet

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We have no reviews of Splitit yet. Be the first one to post

Social recommendations and mentions

Recommendations tracked on public social media and blogs since March 2021.

Toptal 19 mentions
Splitit 0 mentions
  • How to Make Money From Coding: A Beginner-Friendly Practical Guide
    Toptal: For experienced developers, higher-paying jobs. - Source: dev.to / about 2 years ago
  • Finding Cybersecurity / vCISO or Quality Assurance Jobs
    We noticed that the flexibility and diversity of work available to software developers is impressive. Platforms like https://a.team, https://moonlightwork.com, toptal.com and https://fraction.work are offering freelancing, part-time, and... Source: over 3 years ago
  • I dont want to learn "डाटा संरचनाएँ और एल्गोरिदम" but want a good job.
    Even at the application level, most people get away with it because those DSA are implemented in the underlying libraries or framework which you just call from your code. But if you were ever asked to debug that library/framework some... Source: over 3 years ago

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Tracking Splitit since Mar 2021.

Alternatives to Toptal and Splitit

When comparing Toptal and Splitit, you can also consider the following products.