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Toptal VS Simple

Compare Toptal VS Simple and see what are their differences

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Employee Monitoring Software with Screenshots, Internet, Activity and Time Tracking featured
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Contents:
  1. ยป Base Details
  2. ยป Videos
  3. ยป Reviews
  4. ยป Alternatives

Toptal logo Toptal

Hire the Top 3% of Freelance Talentยฎ. Toptal is an exclusive network of the top freelance software developers, designers, finance experts, product managers, and project managers in the world.

Simple logo Simple

Simple is reinventing personal banking with modern online and mobile experiences, no surprise fees...
  • Toptal Landing page
    Landing page //
    2021-09-11
  • Simple Landing page
    Landing page //
    2018-10-06

Toptal features and specs

  • Headquarters
    San Francisco, CA

Simple features and specs

  • User-Friendly Interface
    Simple offers an intuitive and straightforward interface, making it accessible for users who may not be tech-savvy.
  • No Hidden Fees
    Simple is transparent about fees, such as not charging for overdrafts or maintaining a minimum balance, which can save users money.
  • Innovative Budgeting Tools
    Tools like 'Safe-to-Spend' and 'Goals' help users manage their finances more effectively by visually representing their spending power and saving goals.
  • Excellent Customer Service
    Simple has a reputation for responsive and helpful customer service, which can be reached via multiple channels, including phone, email, and social media.
  • FDIC Insured
    Deposits are insured up to $250,000 through a partnership with BBVA USA, adding a layer of security for users.

Possible disadvantages of Simple

  • Limited Product Offerings
    Simple lacks a comprehensive suite of financial products like loans and credit cards that traditional banks offer.
  • Cash Deposit Limitations
    Depositing cash can be cumbersome as Simple does not have physical branches; users must utilize third-party services which might incur fees.
  • No Physical Branches
    The absence of physical locations may be a disadvantage for those who prefer face-to-face interactions for their banking needs.
  • Reliance on Internet Access
    As a fully online bank, Simple requires stable internet access and competent digital literacy, which may not be convenient for all users.
  • Limited ATM Network
    While Simple provides access to a broad network of fee-free ATMs, users might still encounter situations where finding a fee-free ATM is inconvenient.

Analysis of Toptal

Overall verdict

  • Toptal is recommended for businesses and individuals seeking highly skilled freelancers and who value quality and reliability over cost. The platform is especially advantageous for those who require experts for complex projects where specialized knowledge and experience are paramount.

Why this product is good

  • Toptal is considered good because it maintains a rigorous screening process to ensure that it only connects clients with top-tier freelancers. This ensures a high level of quality and expertise, whether you need developers, designers, or finance experts. The platform also offers a variety of freelance talent spanning multiple industries, which can be appealing for businesses looking for specific skills. Additionally, their customer service and flexible engagement models are appreciated by many users.

Recommended for

    Toptal is best suited for companies in need of software developers, designers, project managers, and finance experts who have been vetted to meet high standards. It's particularly beneficial for startups, SMEs, and larger enterprises looking for flexibility and top-tier talent without committing to long-term employment.

Analysis of Simple

Overall verdict

  • While Simple was considered a good choice for digital banking due to its ease of use and helpful financial management tools, it no longer operates independently. Former Simple customers and individuals seeking similar features might consider alternatives like Chime, Varo, or other modern fintech companies that offer similar services.

Why this product is good

  • Simple was known for its intuitive and user-friendly mobile banking experience, offering features like budgeting tools, no fees on basic accounts, and a reliable digital platform. It aimed to make banking straightforward and stress-free for users, especially those comfortable with handling finances through an app. However, as of 2021, Simple has been shut down by its parent company, BBVA USA, and its services have been transitioned into BBVA's offerings.

Recommended for

    Simple, when operational, was recommended for tech-savvy individuals looking for a seamless online banking experience without many fees, and people interested in integrated budgeting and financial tracking tools. Current recommendations would be to explore existing fintech solutions with comparable benefits.

Toptal videos

+ Add

Upwork, Freelancer, Fiverr or TopTal? How to Pick a Freelancing Platform

More videos:

  • Review - Toptal Review by CNBC's Squawk Box
  • Review - Toptal Review - Remote Consulting Freelance Technology

Simple videos

+ Add

The Truth About Simple Skin Care

More videos:

  • Review - DOCTOR V Reviews Simple | Brown/ Dark Skin of Colour | SOC
  • Review - Simple Skincare Review! Micellar Water, Cleansers, Moisturizer | Clean, Affordable Skin Care

Category Popularity

0-100% (relative to Toptal and Simple)

Toptal

Simple

Freelance Marketplace
100 100%
Freelance Marketplace
0% 0
Finance
0 0%
Finance
100% 100
Work Marketplace
100 100%
Work Marketplace
0% 0
Time Tracking
0 0%
Time Tracking
100% 100

User comments

Share your experience with using Toptal and Simple. For example, how are they different and which one is better?
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Reviews

These are some of the external sources and on-site user reviews we've used to compare Toptal and Simple

Toptal Reviews

Top 16 Remote Job Boards to Help You Hire Faster
Why Itโ€™s Great: Toptalโ€™s pre-vetted freelancers guarantee a faster and more reliable hiring process. You wonโ€™t waste time filtering out unqualified applicants, making it the ideal platform for businesses needing top-tier professionals on short notice.
Source: www.remotelytalents.com
Comparing Andela, Turing, Toptal, Micro1, Arc.dev, and Wajusoft
Renowned for its rigorous selection process, Toptal claims to accept less than 3% of applicants. This exclusivity is backed by a comprehensive screening that spans skill assessments, live coding challenges, and in-depth personality evaluations. The entire vetting process can take up to five weeks, a testament to Toptal's commitment to quality.
Source: www.wajusoft.com
The 10 Best Alternatives to Upwork
Next up on our list of Upwork Alternatives is Toptal. This site is a large freelance platform that connects businesses with the top 3% of talent in various industries, including design, development, project management, and finance.
Source: www.twine.net
UPWORK ALTERNATIVES: THE 10 BEST PLATFORMS FOR FINDING FREELANCERS
Toptal focuses on providing experts in software development, design, finance, and project management. It rigorously screens its talent pool to ensure only the best professionals are available for hire.
Source: medium.com
Top Sites Like Fiverr โ€“ The Best Alternatives For Freelancers in 2022
Toptal is a network for independent product managers, finance specialists, etc. Jobs across a wide range of industries, including finance, healthcare, and e-commerce, are simple to discover. Before applying for a job, Toptal site visitors undergo testing and vetting. For their tasks, several well-known firms use Toptal to find freelancers.
Source: digitalconqurer.com

Simple Reviews

The 8 Best Budgeting Apps of 2020
Simple is more than a budgeting app, it is an online bank account that replaces your old checking account and has tons of useful budgeting features built-in. When your budget and your bank live in the same app, it is much easier to manage and keep everything under control because you only have one place to visit to view and manage your money.
Source: www.thebalance.com
17 Top Evernote Alternatives for Note-Taking for 2019
Hereโ€™s the lowdown: Simplenote is free across all devices; Evernote isnโ€™t. Evernote has an adequate amount of formatting and rich text options; Simplenote doesnโ€™t. Evernote offers web clipping, Simplenote doesnโ€™t.
Source: www.workzone.com

Social recommendations and mentions

Based on our record, Toptal should be more popular than Simple. It has been mentiond 19 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Toptal mentions (19)

  • How to Make Money From Coding: A Beginner-Friendly Practical Guide
    Toptal: For experienced developers, higher-paying jobs. - Source: dev.to / about 2 years ago
  • Finding Cybersecurity / vCISO or Quality Assurance Jobs
    We noticed that the flexibility and diversity of work available to software developers is impressive. Platforms like https://a.team, https://moonlightwork.com, toptal.com and https://fraction.work are offering freelancing, part-time, and even fractional opportunities serving software enegineers with a plethora of new, innovative ways of working. Source: about 3 years ago
  • I dont want to learn "เคกเคพเคŸเคพ เคธเค‚เคฐเคšเคจเคพเคเค เค”เคฐ เคเคฒเฅเค—เฅ‹เคฐเคฟเคฆเคฎ" but want a good job.
    Even at the application level, most people get away with it because those DSA are implemented in the underlying libraries or framework which you just call from your code. But if you were ever asked to debug that library/framework some day, then you'll definitely need to know DSA. Leading institutions like Toptal indeed ask you to do score well in DSA. Source: about 3 years ago
  • The Definitive Guide to Building and Managing a Successful Remote Development Team
    In today's digital age, more and more businesses are turning to remote developers to help build their products. However, finding and managing remote talent can be a daunting task for many employers. Letsremotify offers a solution by connecting businesses with over 50 million remote professionals worldwide through their platform. They also provide a detailed guide to help employers write effective job descriptions,... Source: over 3 years ago
  • Anyone working as freelance Designer in Toptal?
    Is there anyone who is working as Freelance designer in Toptal? Need help. I would be grateful if anyone can help. Source: over 3 years ago
View more

Simple mentions (4)

  • Closed bank closed debit card (simple.com)
    I received a refund for an item on Amazon and the debit card and bank was closed. Amazon will not reissue the refund to a different debit card and I'm clueless who to contact if there is anyone to contact since simple.com was defunct in 2021. Any help would be appreciated. Source: over 3 years ago
  • Am I selfish?
    Get a fresh bank account without him; credit unions can be good for this. Make sure it's not at a bank that he frequents...you don't want the teller to be "helpful" and clue him in on things. I used to recommend simple.com for a debit card, but they have sold out to PNC. Source: about 4 years ago
  • I never had to call Simple.
    Patience and discovering that simple.com now points to BBVA's Simple migration page. Source: over 5 years ago
  • Q about Simple hosted message center
    Prior to putting this on reddit the site showed a simple.com blue banner. Source: over 5 years ago

What are some alternatives?

When comparing Toptal and Simple, you can also consider the following products

Upwork - Forget the old rules. You can have the best people. Right now. Right here.

Money Guide Pro - Money Guide Pro is a financial planning software solution.

Freelancer.com - Search for jobs related to Www freelancer com homepage or hire on the world's largest freelancing marketplace with 12m+ jobs. It's free to sign up and bid on jobs.

Salesforce Financial Services Cloud - Salesforce Financial Services Cloud offers CRM solutions for banking, insurance, and wealth management.

Guru - Guru makes it easy for employers and freelancers to connect, collaborate and get work done flexibly and securely. Browse 1. 5 million freelancers for hire and thousands of projects.

Joist - Joist is a mobile application to manage estimates, invoicing and accounting for contractors.

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