SubmitWell VS Simple

• 100% Manual Submissions
  Every listing is submitted by hand, not automated higher acceptance rates, no spam flags.
• Guaranteed DR Increase
  Each plan comes with a stated Domain Rating boost (0→10+, 0→20+, or 0→30+ depending on tier), verified via Ahrefs.
• Proof-of-Work Reporting
  Users can filter podcasts by category, audience size, and other criteria to find shows that are the best fit for their expertise and target audience, improving the quality of pitches sent.
• 6-7 Day Turnaround
  Full submission run completed and reported within a week.
• Money-Back Guarantee
  Refund available if the promised DR increase or submission volume isn't delivered.
• DIY Directory Database
  A standalone CSV of DR-ranked directories (50 or 100) for founders who want to submit themselves.

• User-Friendly Interface
  Simple offers an intuitive and straightforward interface, making it accessible for users who may not be tech-savvy.
• No Hidden Fees
  Simple is transparent about fees, such as not charging for overdrafts or maintaining a minimum balance, which can save users money.
• Innovative Budgeting Tools
  Tools like 'Safe-to-Spend' and 'Goals' help users manage their finances more effectively by visually representing their spending power and saving goals.
• Excellent Customer Service
  Simple has a reputation for responsive and helpful customer service, which can be reached via multiple channels, including phone, email, and social media.
• FDIC Insured
  Deposits are insured up to $250,000 through a partnership with BBVA USA, adding a layer of security for users.

Possible disadvantages

• Limited Product Offerings
  Simple lacks a comprehensive suite of financial products like loans and credit cards that traditional banks offer.
• Cash Deposit Limitations
  Depositing cash can be cumbersome as Simple does not have physical branches; users must utilize third-party services which might incur fees.
• No Physical Branches
  The absence of physical locations may be a disadvantage for those who prefer face-to-face interactions for their banking needs.
• Reliance on Internet Access
  As a fully online bank, Simple requires stable internet access and competent digital literacy, which may not be convenient for all users.
• Limited ATM Network
  While Simple provides access to a broad network of fee-free ATMs, users might still encounter situations where finding a fee-free ATM is inconvenient.

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Tracking SubmitWell since Oct 2025.

• Closed bank closed debit card (simple.com)

  I received a refund for an item on Amazon and the debit card and bank was closed. Amazon will not reissue the refund to a different debit card and I'm clueless who to contact if there is anyone to contact since simple.com was defunct in... Source: over 3 years ago

• Am I selfish?

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• I never had to call Simple.

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