Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!
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Which is more popular?
Based on our record, VoIP.ms
seems to be more popular. It has been mentioned
863 times
since March 2021.
social mentions
0 vs 863
Personal Finance popularity
100% vs 0%
alternatives listed
240+ vs 188
Base details
Website, pricing, platforms and company facts side by side.
User-Friendly Interface Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
Multi-Platform Availability Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
Expense Tracking The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
Flexible Split Options Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
Currency Conversion Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
Bill Reminders The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
Integration with Payment Platforms Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.
Possible disadvantages
Privacy Concerns Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
Subscription-Based Features Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
Manual Entry Requirement Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
Limited Automatic Reconciliation While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
Dependency on Group Honesty The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
Potential for Confusion The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.
Cost-Effective VoIP.ms offers competitive pricing with various plans that can be more cost-effective than traditional phone services, especially for businesses with large call volumes.
Feature-Rich The service provides a wide range of features such as call forwarding, voicemail, IVR, call recording, and more, making it very versatile for different needs.
Scalability It can easily scale to accommodate growing businesses or changing needs, allowing users to add or remove services as required.
Global Reach VoIP.ms offers international coverage, making it a suitable option for businesses that need to handle international calls regularly.
Customization Highly customizable through its web interface, allowing users to tailor the service to meet their specific requirements.
Possible disadvantages
Complex Setup The initial setup can be complex and may require a certain level of technical knowledge to configure correctly.
Customer Support Customer support is mainly provided through ticket-based systems, which can be slow compared to live phone support.
Reliability Being a VoIP service, its reliability depends on the quality of your internet connection, which could lead to issues like latency or dropped calls.
No Emergency Services VoIP.ms does not guarantee access to emergency services like 911, which can be a significant drawback for some users.
Hidden Costs There may be additional costs not apparent at first, such as fees for premium features or international call rates, which can add up.
Analysis
An editorial look at what each product does well and who it suits.
SplitwiseVoIP.ms
Overall verdict
Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.
Why this product is good
Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
Supports multiple currencies, which is great for international travel groups.
Integration with payment platforms like PayPal and Venmo for easy settlement of debts.
Recommended for
Roommates who need to regularly split household bills and expenses.
Groups of friends or families who often travel together and need to manage shared travel costs.
Colleagues or classmates working on projects or events that require shared funding.
Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.
Overall verdict
VoIP.ms is considered a good choice for individuals and businesses looking for a flexible and cost-effective VoIP service.
Why this product is good
Customizability: VoIP.ms offers a wide range of customizable features and configurations that allow users to tailor the service to their specific needs.
Cost-Effective: The service is generally priced competitively, providing value for both personal and commercial use. It offers pay-as-you-go plans, which can be economical for users with varying call volumes.
Reliability: Users generally report reliability in terms of service uptime and call quality. VoIP.ms has multiple servers located in different countries which helps in maintaining a stable connection.
Feature-Rich: It offers a comprehensive set of features including call forwarding, voicemail, SMS, virtual numbers, and more, catering to a range of needs.
Positive User Feedback: Many users have favorable opinions about their customer support, ease of setup, and the overall service provided by VoIP.ms.
Recommended for
Small to Medium-sized Businesses: Those requiring a feature-rich, flexible, and affordable telecommunications solution.
Tech-Savvy Individuals: Individuals who are comfortable configuring and managing VoIP settings themselves.
Remote Workers: Professionals who need a reliable VoIP solution for maintaining communication across different regions.
Splitwise is among the most commonly used group payment apps that can easily keep a systematic record of all your informal debts including restaurant bills, travel expenses, cost of accommodation, and much more. With...
Splitwise employs an intelligent algorithm to calculate the exact amount owed by each user. It shows who paid for what, how much amount was paid by each member, and any outstanding balances. Furthermore, the...
For example, shared items like appetizers would be split among the entire group or just a few people in the group. The app can handily accommodate large parties by allowing you to add up to 10 people to each group....
Recommendations tracked on public social media and blogs since March 2021.
Splitwise0 mentionsVoIP.ms863 mentions
Tracking Splitwise since Mar 2021.
Show HN: Rotary Phone Dial Linux Kernel Driver
Https://voip.ms is running my "land line" to the house, really just camping on a number we've had for years and is used in a bunch of important accounts, and to give out as a number to companies or people I do not want ringing my cell...
- Source: Hacker News
/
over 1 year ago
Ask HN: How to make international phone call from PC without skype?
One option: https://voip.ms/ You can use any VOIP client you want on your PC.
- Source: Hacker News
/
over 1 year ago
If you are willing to "loosen" your requirements slightly, VOIP.ms (https://voip.ms/) VOIP phone numbers support SMS send/receive (including a web interface in your account to do send/receive) and using one to send/receive SMS codes...
- Source: Hacker News
/
almost 3 years ago
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