Software Alternatives & Startups

Splitwise VS Umbrel

Compare Splitwise VS Umbrel and see what are their differences

Splitwise

Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!

Rating
0 reviews
Umbrel

Run your personal server on a Raspberry Pi or Ubuntu/Debian, self-host open source apps like Nextcloud, Matrix, and Bitcoin node, and take full control of your data. For free.

Rating
0 reviews
Pricing
Open source
Note: These products don't have any matching categories. If you think this is a mistake, please edit the details of one of the products and suggest appropriate categories.

Which is more popular?

Based on our record, Umbrel seems to be more popular. It has been mentioned 56 times since March 2021.

social mentions
0 vs 56
Personal Finance popularity
100% vs 0%
alternatives listed
240+ vs 103

Base details

Website, pricing, platforms and company facts side by side.

Splitwise
Umbrel
Website splitwise.com umbrel.com
Pricing —
Open source
Listed in

Features and specs

What each product offers, as listed by its team.

Splitwise 7 features
Umbrel 5 features
  • User-Friendly Interface
    Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
  • Multi-Platform Availability
    Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
  • Expense Tracking
    The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
  • Flexible Split Options
    Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
  • Currency Conversion
    Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
  • Bill Reminders
    The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
  • Integration with Payment Platforms
    Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages

  • Privacy Concerns
    Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
  • Subscription-Based Features
    Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
  • Manual Entry Requirement
    Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
  • Limited Automatic Reconciliation
    While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
  • Dependency on Group Honesty
    The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
  • Potential for Confusion
    The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.
  • User-Friendly Interface
    Umbrel offers a clean and intuitive user interface, making it easy for users of all technical levels to navigate and manage their server applications effectively.
  • Privacy-Focused
    Built with privacy in mind, Umbrel ensures that your data stays on your personal server instead of being shared with third-party services or stored in the cloud.
  • Support for Bitcoin and Lightning
    Umbrel is particularly appealing for cryptocurrency enthusiasts as it supports running a Bitcoin full node and a Lightning Network node, facilitating self-sovereign finance.
  • Modular and Extensible
    The platform is modular, allowing users to easily install and manage a variety of apps like home automation tools, media servers, and more through a built-in app store.
  • Active Community
    Umbrel has a supportive and active community providing assistance and sharing usage tips, which can be quite beneficial for new users.

Possible disadvantages

  • Hardware Requirements
    Running Umbrel typically requires a dedicated hardware setup, such as a Raspberry Pi 4, which may not be feasible or convenient for all users.
  • Technical Challenges
    While Umbrel is user-friendly, setting up and maintaining a personal server might present technical challenges, especially for non-tech-savvy users.
  • Limited App Ecosystem
    Compared to larger ecosystems, the Umbrel app store is more limited, meaning fewer available applications to install and use.
  • Dependency on Network Stability
    Umbrel's performance and availability depend on the stability of your network connection, which can be a drawback in regions with unstable internet connectivity.
  • No Official Mobile App
    There is currently no official Umbrel mobile app, which means that management and monitoring are typically done through a web interface, potentially limiting accessibility.

Analysis

An editorial look at what each product does well and who it suits.

Splitwise
Umbrel

Overall verdict

  • Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.

Why this product is good

  • Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
  • It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
  • Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
  • Supports multiple currencies, which is great for international travel groups.
  • Integration with payment platforms like PayPal and Venmo for easy settlement of debts.

Recommended for

  • Roommates who need to regularly split household bills and expenses.
  • Groups of friends or families who often travel together and need to manage shared travel costs.
  • Colleagues or classmates working on projects or events that require shared funding.
  • Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.

No analysis of Umbrel yet.

Videos

Walkthroughs and reviews on video.

Splitwise 3 videos + Add
Umbrel 3 videos + Add

Splitwise - iPhone App Review! [2020]

More videos

  • - Tricount vs Splitwise - App comparison
  • - Splitwise Demo

Umbrel: A Self-Hosted Server With Crypto and BlockChain Tech

More videos

  • - ☂️ Why I REMOVED Umbrel From My Bitcoin Lightning Node
  • - What is Umbrel? - An OS for a Personal Server and Bitcoin Node Explained in 5 Minutes!

Category popularity

How often each product is chosen within a category, 0–100% relative to the other.

Score bands 0–20 21–40 41–50 51–60 61–100
Splitwise
Umbrel
100% 100%
0% 0%
0% 0%
100% 100%
100% 100%
0% 0%
0% 0%
100% 100%

User comments

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Reviews and articles

External articles and on-site reviews we used to compare the two products.

Splitwise no reviews yet
Umbrel no reviews yet

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We have no reviews of Umbrel yet. Be the first one to post

Social recommendations and mentions

Recommendations tracked on public social media and blogs since March 2021.

Splitwise 0 mentions
Umbrel 56 mentions

Tracking Splitwise since Mar 2021.

  • Demystifying Cloud in a Bottle: A New Approach to the Self-Hosted Stack
    The project has generated significant discussion, with much of the feedback centered on the competitive landscape. Alternatives like Cloudron, Umbrel, and CapRover offer years of additional refinement and broader app support.... - Source: dev.to / about 2 months ago
  • RISC-V Router
    It is not well know but I heard good thing about what they do. It is very similar to Umbrel [0]. - [0] https://umbrel.com/. - Source: Hacker News / 6 months ago
  • A Social Filesystem
    Yeah, I was one of them. Developers are not the endgame, though. True social media needs people who are not going to do anything more complicated than "go to website, sign up". there's no world where setting up your own pds is that... - Source: Hacker News / 10 months ago

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