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Splitwise VS Toby

Compare Splitwise VS Toby and see what are their differences

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Contents:
  1. ยป Base Details
  2. ยป Videos
  3. ยป Reviews
  4. ยป Alternatives

Splitwise logo Splitwise

Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!

Toby logo Toby

Better Than Bookmarks
  • Splitwise Landing page
    Landing page //
    2023-01-23
  • Toby Landing page
    Landing page //
    2022-01-29

Splitwise features and specs

  • User-Friendly Interface
    Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
  • Multi-Platform Availability
    Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
  • Expense Tracking
    The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
  • Flexible Split Options
    Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
  • Currency Conversion
    Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
  • Bill Reminders
    The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
  • Integration with Payment Platforms
    Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages of Splitwise

  • Privacy Concerns
    Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
  • Subscription-Based Features
    Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
  • Manual Entry Requirement
    Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
  • Limited Automatic Reconciliation
    While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
  • Dependency on Group Honesty
    The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
  • Potential for Confusion
    The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.

Toby features and specs

  • Enhanced Organization
    Toby offers a streamlined way to organize and categorize browser tabs into collections, which helps in managing large numbers of tabs effectively.
  • Cloud Sync
    With cloud synchronization, users can access their tab collections from any device, ensuring seamless continuation of work across different platforms.
  • Collaboration
    Toby allows users to share their tab collections with others, making it useful for collaborative projects and team-based work environments.
  • Reduce Tab Clutter
    By saving tabs into collections, Toby helps reduce browser clutter, improving the overall browsing experience and system performance.
  • Ease of Use
    The user interface of Toby is intuitive and easy to navigate, which minimizes the learning curve for new users.

Possible disadvantages of Toby

  • Privacy Concerns
    Because Toby syncs collections via the cloud, there may be concerns regarding the privacy and security of saved tabs and browsing data.
  • Performance Issues
    Some users may experience performance issues such as slower browser response times when using Toby, especially with a large number of saved tabs.
  • Dependency on Internet Connection
    Toby's cloud features require an active internet connection, which means users cannot access their collections offline.
  • Limited Integration
    Toby might offer limited integration with other tools and services, potentially limiting its utility for users who rely on a broader ecosystem of productivity tools.
  • Subscription Costs
    For advanced features, users may need to subscribe to a paid plan, which could be a drawback for those looking for a free solution.

Analysis of Splitwise

Overall verdict

  • Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.

Why this product is good

  • Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
  • It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
  • Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
  • Supports multiple currencies, which is great for international travel groups.
  • Integration with payment platforms like PayPal and Venmo for easy settlement of debts.

Recommended for

  • Roommates who need to regularly split household bills and expenses.
  • Groups of friends or families who often travel together and need to manage shared travel costs.
  • Colleagues or classmates working on projects or events that require shared funding.
  • Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.

Analysis of Toby

Overall verdict

  • Yes, Toby is generally considered a good tool for managing browser tabs effectively. It has received positive feedback from users who appreciate its simplicity and functionality.

Why this product is good

  • Toby is a browser extension designed to help users organize and manage their tabs for better productivity. It offers features such as creating collections, easy tab recovery, and a clean user interface which can help save time and improve workflow efficiency.

Recommended for

  • Students who need to organize research materials
  • Professionals managing multiple projects
  • Anyone who regularly works with a large number of browser tabs and needs a way to keep them organized

Splitwise videos

+ Add

Splitwise - iPhone App Review! [2020]

More videos:

  • Review - Tricount vs Splitwise - App comparison
  • Demo - Splitwise Demo

Toby videos

+ Add

Toby - The Secret Mine: Switch Review (Also on PS4, Xbox, PC, Mobile)

More videos:

  • Review - TOBY: THE SECRET MINE - PS4 REVIEW
  • Review - Ticci Toby Review

Category Popularity

0-100% (relative to Splitwise and Toby)

Splitwise

Toby

Personal Finance
100 100%
Personal Finance
0% 0
Productivity
0 0%
Productivity
100% 100
Expense Tracking
100 100%
Expense Tracking
0% 0
Chrome Extensions
0 0%
Chrome Extensions
100% 100

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare Splitwise and Toby

Splitwise Reviews

12 Best Bill Splitting Apps in 2023
Splitwise is among the most commonly used group payment apps that can easily keep a systematic record of all your informal debts including restaurant bills, travel expenses, cost of accommodation, and much more. With this expense sharing app, users can either create groups or split the bill privately among friends. Splitwise also registers and saves all the expenses and...
Source: www.mobileappdaily.com
6 Best Bill Splitting Apps for Hassle-Free Expense Sharing
Splitwise employs an intelligent algorithm to calculate the exact amount owed by each user. It shows who paid for what, how much amount was paid by each member, and any outstanding balances. Furthermore, the application also keeps everyone updated about their balances and recent transactions.
Source: www.how2shout.com
Best Bill-Splitting Apps
For example, shared items like appetizers would be split among the entire group or just a few people in the group. The app can handily accommodate large parties by allowing you to add up to 10 people to each group. Once youโ€™ve divided up the food among all the plates you can add in tax and tip. The app is made by the same company as Splitwise and is completely free. The only...
Source: www.thebalancemoney.com
7 Best Budgeting Tools and Apps for Personal Finance
This oneโ€™s not a complete budgeting app but itโ€™s still a handy one. Splitwise is a nifty app that helps people track how much they owe to friends and colleagues and vice versa. It makes sharing expenses on outings, meals, events, etc easy to track by logging in each transaction. It basically keeps a total over time, so that you can pay back the money in a large payment,...
Source: www.softwaresuggest.com

Toby Reviews

Top 10 Bookmark Managers for Chrome 2024
You can tag your tabs and data to organize your collections or create notes for your to-dos. It is pretty much your content manager, just less nagging! Because Toby offers a โ€˜freemiumโ€™ plan, you can use a few premium features without any charge.
Source: web.curateit.com
Top 10 New Tab Extensions for Chrome
This isn't a speed dial extension, if you have used OneTab, and want something similar for your new tab page, Toby is the extension youโ€™re looking for. To quickly save your tabs, use the browserโ€™s context menu or right click on Tobyโ€™s icon on the toolbar and select the Save Session option. Or open a new tab to access the pluginโ€™s interface, and drag tabs from the sidebar to...
Source: www.ghacks.net

What are some alternatives?

When comparing Splitwise and Toby, you can also consider the following products

Tricount - Manage and share expenses with friends

OneTab - Whenever you find yourself with too many tabs, click the OneTab icon to convert all of your tabs into a list. When you need to access the tabs again, you can either restore them individually or all at once.

Settle Up - SETTLE UP is an indispensable app for friends and flatmates who need to keep track of shared bills...

Workona - A better way to work in the browser.

Splid - Splid helps friends manage their money.

Raindrop.io - All your articles, photos, video & content from web & apps in one place.

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