Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!
Organize purchase receipts, track warranty deadlines, and download a searchable offline copy with your photos and PDFs.
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Which is more popular?
Based on our record, Stripe Climate
seems to be more popular. It has been mentioned
14 times
since March 2021.
social mentions
0 vs 14
Personal Finance popularity
100% vs 0%
alternatives listed
240+ vs 29
Base details
Website, pricing, platforms and company facts side by side.
User-Friendly Interface Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
Multi-Platform Availability Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
Expense Tracking The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
Flexible Split Options Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
Currency Conversion Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
Bill Reminders The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
Integration with Payment Platforms Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.
Possible disadvantages
Privacy Concerns Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
Subscription-Based Features Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
Manual Entry Requirement Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
Limited Automatic Reconciliation While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
Dependency on Group Honesty The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
Potential for Confusion The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.
Environmental Impact Stripe Climate offers businesses a way to contribute to the reduction of carbon emissions by funding carbon removal projects, potentially leading to a significant positive impact on the environment.
Easy Integration Stripe Climate can be easily integrated into the Stripe ecosystem, allowing businesses already using Stripe for payment processing to seamlessly add climate contributions without additional operational overhead.
Customer Engagement Participating in Stripe Climate can enhance a company's brand image and engage customers who are environmentally conscious, boosting customer loyalty and potentially attracting new clients.
Scalability Stripe Climate is designed to scale with a business, meaning as a company grows, its potential positive impact on the climate can grow proportionally.
Possible disadvantages
Limited Control Businesses do not have direct control over which specific carbon removal projects their contributions fund, which may be a concern for those with particular preferences for environmental projects.
Additional Costs Participating in Stripe Climate involves extra costs for businesses, which might be a constraint for small companies operating with tight budgets.
Impact Visibility While Stripe Climate provides updates and reports, the visibility into the direct impact of a specific business's contributions can be limited, leaving some companies wanting more detailed tracking.
Dependency on Stripe By relying on Stripe Climate, businesses may become more dependent on Stripe's platform, which could be a concern if they wish to diversify their payment solutions or if they encounter issues with Stripe.
Analysis
An editorial look at what each product does well and who it suits.
SplitwiseStripe Climate
Overall verdict
Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.
Why this product is good
Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
Supports multiple currencies, which is great for international travel groups.
Integration with payment platforms like PayPal and Venmo for easy settlement of debts.
Recommended for
Roommates who need to regularly split household bills and expenses.
Groups of friends or families who often travel together and need to manage shared travel costs.
Colleagues or classmates working on projects or events that require shared funding.
Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.
Splitwise is among the most commonly used group payment apps that can easily keep a systematic record of all your informal debts including restaurant bills, travel expenses, cost of accommodation, and much more. With...
Splitwise employs an intelligent algorithm to calculate the exact amount owed by each user. It shows who paid for what, how much amount was paid by each member, and any outstanding balances. Furthermore, the...
For example, shared items like appetizers would be split among the entire group or just a few people in the group. The app can handily accommodate large parties by allowing you to add up to 10 people to each group....
Recommendations tracked on public social media and blogs since March 2021.
Splitwise0 mentionsStripe Climate14 mentions
Tracking Splitwise since Mar 2021.
No Atlantic hurricanes by Sept. 12 breaks a 60-year record
Strange timeline indeed but Stripe is a big backer for climate solutions and climate research, including a $2B carbon dioxide removal initiative called Frontier: https://stripe.com/climate.
- Source: Hacker News
/
2 months ago
Am I dumb for travelling with private jets? Friends are guilt tripping me
Offset your emissions 2x with carbon sequestration. Note: not carbon offsets, pay for actual sequestration: this is a useful resource https://stripe.com/climate - note that carbon sequestration is orders of magnitude more expensive than...
Source:
over 3 years ago
Ways to avoid participating in destroying our planet?
Carbon capture is fascinating. Stripe Climate is the best resource I've found, check out their vetted projects towards the bottom of the page.
Source:
over 4 years ago
Tricount
Settle Up
Splid
Spliit
YNAB
ihatemoney
Splitser
Wren
Aerial
Capture
YAYZY
Treepoints
Trip to Carbon
Neutral
