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Splitwise VS Stoked

Compare Splitwise VS Stoked and see what are their differences

Splitwise

Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!

Rating
0 reviews
Promote on VibeVoted
Alternatives Is it good?
Stoked

Stoked is peer-to-peer brand advocacy software that lets prospects talk to a brand's real customers by text, email, or chat before buying high-ticket products.

Rating
0 reviews
Pricing
Paid $99 / Monthly (Basic: 100 advocates, 50 conversations/mo)
2 VibeVoted sessions
Alternatives Is it good?
NAS Ledger
NAS Ledger combines Free core accounting with paid budgeting, inventory, project, payroll and multi-entity consolidation tools. sponsored
Note: These products don't have any matching categories. If you think this is a mistake, please edit the details of one of the products and suggest appropriate categories.

Which is more popular?

Personal Finance popularity
100% vs 0%
alternatives listed
240+ vs 13

Base details

Website, pricing, platforms and company facts side by side.

Splitwise
Stoked
Website splitwise.com get.stokedhq.com
Pricing —
Paid $99 / Monthly (Basic: 100 advocates, 50 conversations/mo) Official pricing
Platforms —
Web
Company — Startup from the United States · 1 - 9 employees · 2025
Listed in
Personal Finance Expense Tracking Bill-Splitting Apps Finance +1
Sales And Marketing eCommerce Marketing Reputation Management Referral Marketing Customer Advocacy +2

About Splitwise and Stoked

In their own words, as submitted to SaaSHub.

Splitwise
Stoked

No description of Splitwise yet.

Stoked is peer-to-peer brand advocacy software for direct-to-consumer brands that sell high-ticket, high-consideration products like e-bikes, outdoor gear, saunas, and fitness equipment. Brands invite their happiest customers to become advocates. Shoppers find a nearby owner on an embeddable map...

Read more about Stoked

Features and specs

What each product offers, as listed by its team.

Splitwise 7 features
Stoked 7 features
  • User-Friendly Interface
    Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
  • Multi-Platform Availability
    Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
  • Expense Tracking
    The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
  • Flexible Split Options
    Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
  • Currency Conversion
    Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
  • Bill Reminders
    The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
  • Integration with Payment Platforms
    Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages

  • Privacy Concerns
    Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
  • Subscription-Based Features
    Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
  • Manual Entry Requirement
    Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
  • Limited Automatic Reconciliation
    While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
  • Dependency on Group Honesty
    The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
  • Potential for Confusion
    The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.
  • Advocate map
    Embeddable map of nearby owners; one script tag
  • Private conversations
    SMS, email, and web chat proxy; no contact details shared
  • Advocate enrollment
    Invite customers or import them by CSV
  • Rewards
    Points, cash, or experiences for advocates
  • Conversion attribution
    Tracks conversations through to sales
  • Admin dashboard
    KPIs for advocates, conversations, and revenue
  • Countries
    45+ countries; SMS in US and Canada, email worldwide

Analysis

An editorial look at what each product does well and who it suits.

Splitwise
Stoked

Overall verdict

  • Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.

Why this product is good

  • Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
  • It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
  • Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
  • Supports multiple currencies, which is great for international travel groups.
  • Integration with payment platforms like PayPal and Venmo for easy settlement of debts.

Recommended for

  • Roommates who need to regularly split household bills and expenses.
  • Groups of friends or families who often travel together and need to manage shared travel costs.
  • Colleagues or classmates working on projects or events that require shared funding.
  • Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.

No analysis of Stoked yet.

Videos

Walkthroughs and reviews on video.

Splitwise 3 videos + Add
Stoked 0 videos + Add

Splitwise - iPhone App Review! [2020]

More videos

  • - Tricount vs Splitwise - App comparison
  • - Splitwise Demo

No Stoked videos yet. You could help us improve this page by suggesting one.

Category popularity

How often each product is chosen within a category, 0–100% relative to the other.

Score bands 0–20 21–40 41–50 51–60 61–100
Splitwise
Stoked
100% 100%
Personal Finance
0% 0%
0% 0%
Reputation Management
100% 100%
100% 100%
Expense Tracking
0% 0%
0% 0%
Referral Marketing
100% 100%

Questions & Answers

As answered by people managing Splitwise and Stoked.

What makes your product unique?

Stoked's answer:

Stoked is built around one thing: letting a shopper talk to a real owner before they buy. Most advocacy and referral tools focus on discount codes, social posts, or affiliate links. Stoked puts a map of nearby owners on the brand's site, and the shopper starts a private 1:1 conversation by text, email, or web chat. Contact details stay hidden on both sides, and the brand sees every conversation and the sales it leads to.

Why should a person choose your product over its competitors?

Stoked's answer:

  • Real conversations, not codes. Shoppers ask an owner their real questions ("Will this fit in my garage?") instead of reading another review.
  • Privacy built in. Messages go through a proxy, so neither side sees the other's phone number or email.
  • Proven results. Bunch Bikes drives 40% of its sales through advocate conversations and cut program admin from 90 to 20 minutes a day.
  • Fast setup. One script tag adds the owner map to your site. Plans start at $99/month.

How would you describe the primary audience of your product?

Stoked's answer:

Direct-to-consumer brands with roughly $1M–$7M in revenue that sell products priced at $1,000 or more: e-bikes and cargo bikes, outdoor gear, saunas and cold plunges, fitness equipment, and similar considered purchases. The typical buyer is the founder, CMO, head of marketing, or community director.

Who are some of the biggest customers of your product?

Stoked's answer:

Brands using Stoked include Bunch Bikes (electric cargo bikes), Cruzbike (recumbent bikes), Secret Creek (yurts and canvas structures), and FounderWell. Bunch Bikes, a founding customer, drives 40% of its sales through advocate conversations.

User comments

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Reviews and articles

External articles and on-site reviews we used to compare the two products.

Splitwise no reviews yet
Stoked no reviews yet

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