Software Alternatives, Accelerators & Startups

Splitwise VS SimpleSwap.io

Compare Splitwise VS SimpleSwap.io and see what are their differences

Note: These products don't have any matching categories. If you think this is a mistake, please edit the details of one of the products and suggest appropriate categories.

Splitwise logo Splitwise

Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!

SimpleSwap.io logo SimpleSwap.io

SimpleSwap is a self-custodial multi-source swap aggregator
  • Splitwise Landing page
    Landing page //
    2023-01-23
  • SimpleSwap.io
    Image date //
    2026-08-14

SimpleSwap is a self-custodial multi-source swap aggregator that helps users exchange crypto with more privacy and control, without comparing providers and routes themselves. It supports direct wallet-to-wallet swaps across 20+ liquidity providers and 2,800+ swappable assets, combining liquidity from well-known CEX and DEX sources under the hood.

Splitwise features and specs

  • User-Friendly Interface
    Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
  • Multi-Platform Availability
    Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
  • Expense Tracking
    The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
  • Flexible Split Options
    Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
  • Currency Conversion
    Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
  • Bill Reminders
    The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
  • Integration with Payment Platforms
    Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages of Splitwise

  • Privacy Concerns
    Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
  • Subscription-Based Features
    Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
  • Manual Entry Requirement
    Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
  • Limited Automatic Reconciliation
    While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
  • Dependency on Group Honesty
    The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
  • Potential for Confusion
    The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.

SimpleSwap.io features and specs

  • User-Friendly Interface
    SimpleSwap.io has an easy-to-navigate and clean interface, making it accessible for both beginner and experienced crypto users.
  • No Account Registration
    Users can swap cryptocurrencies without needing to register an account, ensuring privacy and quick transactions.
  • Wide Range of Supported Cryptocurrencies
    SimpleSwap.io supports a large number of cryptocurrencies, providing flexibility for users who want to exchange various types of digital assets.
  • Fixed and Floating Rates
    The platform offers both fixed and floating exchange rates, allowing users to choose the option that best suits their needs.
  • Affiliate Program
    SimpleSwap.io provides an affiliate program where users can earn commissions for referring new users, offering an additional income stream for users.
  • 24/7 Customer Support
    The platform offers round-the-clock customer support to assist users with any queries or issues they may encounter.

Analysis of Splitwise

Overall verdict

  • Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.

Why this product is good

  • Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
  • It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
  • Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
  • Supports multiple currencies, which is great for international travel groups.
  • Integration with payment platforms like PayPal and Venmo for easy settlement of debts.

Recommended for

  • Roommates who need to regularly split household bills and expenses.
  • Groups of friends or families who often travel together and need to manage shared travel costs.
  • Colleagues or classmates working on projects or events that require shared funding.
  • Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.

Analysis of SimpleSwap.io

Overall verdict

  • SimpleSwap.io is generally regarded as a good option for users looking for a straightforward and efficient way to exchange cryptocurrencies. Its ease of use, extensive list of supported coins, and strong customer support make it a dependable choice for both novice and experienced cryptocurrency users.

Why this product is good

  • SimpleSwap.io is often praised for its user-friendly interface, a wide variety of supported cryptocurrencies, and no registration requirement for exchanges. It is known for allowing users to make swaps easily without the need to create an account, which enhances privacy and speeds up the transaction process. The platform also provides competitive exchange rates and has a responsive customer support team to assist users with any issues they might face. Additionally, it offers a loyalty program that rewards users for their exchanges.

Recommended for

    SimpleSwap.io is recommended for cryptocurrency traders and enthusiasts who value privacy and convenience. It is ideal for users who prefer not to go through lengthy registration processes and for those who trade a diverse range of cryptocurrencies. It's also suitable for individuals who appreciate direct customer support and wish to benefit from a loyalty program incentivizing frequent usage.

Splitwise videos

Splitwise - iPhone App Review! [2020]

More videos:

  • Review - Tricount vs Splitwise - App comparison
  • Demo - Splitwise Demo

SimpleSwap.io videos

How to use SimpleSwap?

Category Popularity

0-100% (relative to Splitwise and SimpleSwap.io)
Personal Finance
100 100%
0% 0
Cryptocurrencies
0 0%
100% 100
Expense Tracking
100 100%
0% 0
Cryptocurrency Exchange
0 0%
100% 100

User comments

Share your experience with using Splitwise and SimpleSwap.io. For example, how are they different and which one is better?
Log in or Post with

Reviews

These are some of the external sources and on-site user reviews we've used to compare Splitwise and SimpleSwap.io

Splitwise Reviews

12 Best Bill Splitting Apps in 2023
Splitwise is among the most commonly used group payment apps that can easily keep a systematic record of all your informal debts including restaurant bills, travel expenses, cost of accommodation, and much more. With this expense sharing app, users can either create groups or split the bill privately among friends. Splitwise also registers and saves all the expenses and...
6 Best Bill Splitting Apps for Hassle-Free Expense Sharing
Splitwise employs an intelligent algorithm to calculate the exact amount owed by each user. It shows who paid for what, how much amount was paid by each member, and any outstanding balances. Furthermore, the application also keeps everyone updated about their balances and recent transactions.
Best Bill-Splitting Apps
For example, shared items like appetizers would be split among the entire group or just a few people in the group. The app can handily accommodate large parties by allowing you to add up to 10 people to each group. Once youโ€™ve divided up the food among all the plates you can add in tax and tip. The app is made by the same company as Splitwise and is completely free. The only...
7 Best Budgeting Tools and Apps for Personal Finance
This oneโ€™s not a complete budgeting app but itโ€™s still a handy one. Splitwise is a nifty app that helps people track how much they owe to friends and colleagues and vice versa. It makes sharing expenses on outings, meals, events, etc easy to track by logging in each transaction. It basically keeps a total over time, so that you can pay back the money in a large payment,...

SimpleSwap.io Reviews

  1. Great!

    Everything went well!

    The exchange office helped a lot, figured out the situation, and carried out the exchange within 3 minutes. For which many thanks to all the employees of the exchange office.

  2. Roy
    ยท engineer ยท
    Helpful support

    Had an issue with my swap, (forgot to indicate the destination tag for my XRP token), got my refund within the few hours, so happy abt it) thank you guys for helping me

  3. Reliable exchange

    I am using this platform quite often and definitely, can suggest it to others, never had any issues.


5 Best Crypto Swap Services for Instant Exchange of Cryptocurrencies
Non-custodial SimpleSwap is also a non-custodial exchange. It does not ask users to deposit their funds. Users connect their wallets, swap cryptos, and receive tokens. Thus, it offers better security than custodial exchanges.
Best Non-KYC Crypto Exchanges: Buy BTC Without KYC
SimpleSwap is an instant crypto platform that was launched in April 2018 and registered in the Marshall Islands. This service lets you exchange cryptocurrencies as well as buy crypto for fiat. Through SimpleSwapโ€™s integration with many of the biggest platforms, you can swap a very large selection of cryptocurrencies, over 900 digital assets are freely available for exchange.
Source: stealthex.io
Top 8 Crypto Swapping Sites/Platforms For 2024; Hereโ€™s List
SimpleSwap is a simple and reliable rapid cryptocurrency and fiat-to-crypto exchange service. It is a simple-to-use platform with no sign-up and allows you to swap more than 500 currencies.It is available as a desktop website as well as an Android and iOS mobile app. SimpleSwap does not provide deposit storage, just an instant coin exchange service.
Source: coingape.com

Social recommendations and mentions

Based on our record, SimpleSwap.io seems to be more popular. It has been mentiond 85 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Splitwise mentions (0)

We have not tracked any mentions of Splitwise yet. Tracking of Splitwise recommendations started around Mar 2021.

SimpleSwap.io mentions (85)

  • AI Can Now Link Your Crypto Wallet to Your Social Media for $4 โ€” Here's How to Stop It
    Services like SimpleSwap and ChangeNOW allow crypto-to-crypto swaps without account creation. Swap from ETH or BTC to XMR directly. For larger amounts, consider splitting across multiple swaps. - Source: dev.to / about 2 months ago
  • Just sent 0.147ETH down the drain, thanks to multichain.org!
    Check out https://simpleswap.io/ next time. Source: about 3 years ago
  • Where to buy now?!?!
    After doing the exchange on simpleswap.io for theta can I then send it to theta wallet? Source: about 3 years ago
  • In case you didn't know.
    I literally used simpleswap.io ...but would have no issue using any of the others. The most important thing is to keep each swap on the same chain. So if you're sending UCDc to convert it to MATIC....be sure that your USDc is being send on the matic chain and that you are selecting MATIC coin to be received over the matic chain. I will attach a screenshot....if I can. I'm new to using reddit. Usually I just... Source: about 3 years ago
  • Converting Ethereum into Bitcoin
    I'm sure people will correct me and say there's better ways but I've had good success using simpleswap.io for swapping between chains and that's how I flip my stables into bitcoin. Their terms state that they may ask for kyc but they never have for me. Source: about 3 years ago
View more

What are some alternatives?

When comparing Splitwise and SimpleSwap.io, you can also consider the following products

Tricount - Manage and share expenses with friends

SwapSpace - SwapSpace is a cryptocurrency aggregator exchanger.

Settle Up - SETTLE UP is an indispensable app for friends and flatmates who need to keep track of shared bills...

changelly - Exchange alternative cryptocurrencies.

Splid - Splid helps friends manage their money.

ChangeNOW - ChangeNOW is a non-custodial exchange service for fast and limitless coin swaps.