Software Alternatives, Accelerators & Startups

Splitwise VS Simplenote

Compare Splitwise VS Simplenote and see what are their differences

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Splitwise logo Splitwise

Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!

Simplenote logo Simplenote

The simplest way to keep notes. Light, clean, and free. Simplenote is now available for iOS, Android, Mac, and the web.
  • Splitwise Landing page
    Landing page //
    2023-01-23
  • Simplenote Landing page
    Landing page //
    2023-04-15

Splitwise features and specs

  • User-Friendly Interface
    Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
  • Multi-Platform Availability
    Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
  • Expense Tracking
    The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
  • Flexible Split Options
    Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
  • Currency Conversion
    Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
  • Bill Reminders
    The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
  • Integration with Payment Platforms
    Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages of Splitwise

  • Privacy Concerns
    Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
  • Subscription-Based Features
    Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
  • Manual Entry Requirement
    Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
  • Limited Automatic Reconciliation
    While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
  • Dependency on Group Honesty
    The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
  • Potential for Confusion
    The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.

Simplenote features and specs

  • Ease of Use
    Simplenote offers a very straightforward and minimalistic interface, making it easy for new users to pick up and start using immediately.
  • Free of Cost
    Simplenote is completely free to use, which makes it an attractive option for budget-conscious users.
  • Real-time Sync
    Notes are automatically synchronized across all devices in real-time, providing a seamless experience across multiple platforms.
  • Multi-platform Support
    Simplenote is available on various platforms including iOS, Android, Windows, macOS, Linux, and through a web browser.
  • Version History
    Simplenote provides version history for notes, allowing users to revert to previous versions if needed.
  • Markdown Support
    Simplenote supports Markdown, enabling users to format their notes with ease.

Possible disadvantages of Simplenote

  • Limited Features
    Simplenoteโ€™s minimalist approach means it lacks some advanced features found in other note-taking apps, such as rich-text formatting, attachments, and integrations.
  • No Offline Access
    Although notes sync seamlessly online, Simplenote has limited functionality without an internet connection, especially on the web version.
  • Security Concerns
    Simplenote does not offer end-to-end encryption, which may be a concern for users who prioritize security and privacy.
  • No Task Management
    Simplenote is focused solely on note-taking and lacks built-in task management features such as to-do lists and reminders.
  • Limited Customization
    Users have limited options for customizing the appearance and organization of their notes.

Analysis of Splitwise

Overall verdict

  • Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.

Why this product is good

  • Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
  • It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
  • Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
  • Supports multiple currencies, which is great for international travel groups.
  • Integration with payment platforms like PayPal and Venmo for easy settlement of debts.

Recommended for

  • Roommates who need to regularly split household bills and expenses.
  • Groups of friends or families who often travel together and need to manage shared travel costs.
  • Colleagues or classmates working on projects or events that require shared funding.
  • Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.

Analysis of Simplenote

Overall verdict

  • Simplenote is a great choice for anyone looking for a straightforward and efficient note-taking app. Its minimalistic design and cross-platform availability make it particularly appealing to users who prioritize functionality over complex features. However, it may not be suitable for those who require extensive formatting options or integration with other productivity tools.

Why this product is good

  • Simplenote is highly regarded for its simplicity and ease of use. It offers a clean user interface that allows users to quickly jot down notes without any distractions. The app is available across multiple platforms, including iOS, Android, Windows, Mac, and Linux, with seamless sync across devices. It also supports features like note sharing, version history, and markdown support, making it versatile for both personal and professional use.

Recommended for

  • Individuals who prefer a minimalistic and distraction-free note-taking experience.
  • Users in need of a lightweight app for quick notes and lists.
  • People who want a note-taking app with cross-platform compatibility and seamless syncing.

Splitwise videos

Splitwise - iPhone App Review! [2020]

More videos:

  • Review - Tricount vs Splitwise - App comparison
  • Demo - Splitwise Demo

Simplenote videos

Simplenote Review

More videos:

  • Review - Simplenote: Note-taking Web/Mobile App | Review

Category Popularity

0-100% (relative to Splitwise and Simplenote)
Personal Finance
100 100%
0% 0
Note Taking
0 0%
100% 100
Expense Tracking
100 100%
0% 0
Task Management
0 0%
100% 100

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare Splitwise and Simplenote

Splitwise Reviews

12 Best Bill Splitting Apps in 2023
Splitwise is among the most commonly used group payment apps that can easily keep a systematic record of all your informal debts including restaurant bills, travel expenses, cost of accommodation, and much more. With this expense sharing app, users can either create groups or split the bill privately among friends. Splitwise also registers and saves all the expenses and...
6 Best Bill Splitting Apps for Hassle-Free Expense Sharing
Splitwise employs an intelligent algorithm to calculate the exact amount owed by each user. It shows who paid for what, how much amount was paid by each member, and any outstanding balances. Furthermore, the application also keeps everyone updated about their balances and recent transactions.
Best Bill-Splitting Apps
For example, shared items like appetizers would be split among the entire group or just a few people in the group. The app can handily accommodate large parties by allowing you to add up to 10 people to each group. Once youโ€™ve divided up the food among all the plates you can add in tax and tip. The app is made by the same company as Splitwise and is completely free. The only...
7 Best Budgeting Tools and Apps for Personal Finance
This oneโ€™s not a complete budgeting app but itโ€™s still a handy one. Splitwise is a nifty app that helps people track how much they owe to friends and colleagues and vice versa. It makes sharing expenses on outings, meals, events, etc easy to track by logging in each transaction. It basically keeps a total over time, so that you can pay back the money in a large payment,...

Simplenote Reviews

  1. Basic

    I've started with Simplenote years ago, at the time I was happy but it became clear pretty quickly that it was too basic. But to be fair, it's basic and free. Keep in mind it's unencrypted.

    ๐Ÿ Competitors: PrivacyNotes, Standard Notes, Joplin
  2. Exceptional for what its doing

    Was looking for an alternative for OneNote, so I found it here. I like how simple the interface is and the UI is very simple. It's good for what it is, but there is no sorting/topic system which makes it difficult to find specific notes for specific topics. Other than that, it's a good note system.

    ๐Ÿ Competitors: OneNote, Evernote
    ๐Ÿ‘ Pros:    Lots of functionalities|Easy user interface|Easy to use|Simple
    ๐Ÿ‘Ž Cons:    No groups for notes|No sorting notes

11 Best Google Keeps Alternatives for 2024
While SimpleNote is completely free to use, it offers a subscription option called Simplenote Sustainer for those who want to support the app. Sustainer costs $19.99 per month or $199.99 per year.
Source: upbase.io
20 Obsidian Alternatives: Top Note-Taking Tools to Consider
Simplenote is an excellent alternative to Obsidian thanks to its simplicity and clutter-free interface. It also features powerful syncing functionality to help you access your notes anytime.
Source: clickup.com
The best note-taking apps for collecting your thoughts and data
Simplenote is a text-only app that offers straightforward note-taking for anyone who just wants to, well, take notes.
10 Best Open Source Note-Taking Apps for Linux
Second, on the list is Simplenote. As the name implies, it is a simple if not the simplest way to keep all your notes on Linux systems, Windows, Mac, iOS, and Android as well as a web browser. It is free, open-source, supports tags, and sharable to-do lists, and comes with mark-down support. It syncs all your notes across devices and allows you to publish notes online.
Source: www.tecmint.com
15 Best Notability Alternatives 2022
With the tag function, you can organize your notes so they are easier and faster to find when you need them. All of Simplenoteโ€™s features are completely accessible to anyone and are free to use, whereas you will have to get a subscription to unlock all of Notabilityโ€™s features such as unlimited editing, automatic backups, iCloud syncs, and more.

Social recommendations and mentions

Based on our record, Simplenote seems to be more popular. It has been mentiond 83 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Splitwise mentions (0)

We have not tracked any mentions of Splitwise yet. Tracking of Splitwise recommendations started around Mar 2021.

Simplenote mentions (83)

  • Ask HN: What will the WordPress meltdown mean for Automattic's other products?
    I've been looking to migrate away from https://simplenote.com to something else and I've been dragging my feet. However, what's happened in the past 2 weeks with the CEO was the push I needed to resume looking for another solution. I've landed on Obsidian.md. I actually prefer Simplenote over Obisidian, because Simplenote feels smoother and the online web app is great, but I've decided that having more control... - Source: Hacker News / almost 2 years ago
  • Ask HN: What note taking app do you use and why?
    I use https://simplenote.com - Syncs across multiple platforms. - Plaintext based (with MD support). - Search + edit UI similar to https://notational.net and https://brettterpstra.com/projects/nvalt - Simple to publish/share notes - Free (as in beer and speech) --- If I used MacOS or there were web versions, I would love to use the following (they are all better at plaintext than SimpleNote): -... - Source: Hacker News / almost 2 years ago
  • Anybody have problems with bookmark organization like me?
    Bookmarks serve two purposes: - Quick access to commonly used links. For this, I built https://multi-launch.leftium.com - Saving a link for future reference. Often I want to also save plain text notes for future reference, so find myself using https://simplenote.com I have also used https://www.bkmks.com to save links. I'm working on an app that will help save and organize everything: bookmarks, notes, and tasks. - Source: Hacker News / about 2 years ago
  • Ask HN: Looking for a simple note taking tool
    It doesn't meet the poster's needs, but Simplenote is still a thing for people who want text-only notes, Markdown, and easy access to plain text files. It got acquired by Automattic a few years back. https://simplenote.com/. - Source: Hacker News / about 2 years ago
  • Show HN: I built a note-taking app integrated with calendar and to-do list
    Https://noteplan.co is a very similar app. Unfortunately I couldn't use it because it was limited to iOS devices (a web version is in development). - One thing missing in craftnote is search. That is a must-have feature for me. - I also like being able to publicly share notes with a (short) URL. See https://simplenote.com for an example of how this is done. Nice job with allowing your app to be usable without... - Source: Hacker News / about 2 years ago
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What are some alternatives?

When comparing Splitwise and Simplenote, you can also consider the following products

Tricount - Manage and share expenses with friends

Evernote - Bring your life's work together in one digital workspace. Evernote is the place to collect inspirational ideas, write meaningful words, and move your important projects forward.

Splid - Splid helps friends manage their money.

OneNote - Get the OneNote app for free on your tablet, phone, and computer, so you can capture your ideas and to-do lists in one place wherever you are. Or try OneNote with Office for free.

Settle Up - SETTLE UP is an indispensable app for friends and flatmates who need to keep track of shared bills...

Google Keep - Capture notes, share them with others, and access them from your computer, phone or tablet. Free with a Google account.