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Splitwise VS PublicAML

Compare Splitwise VS PublicAML and see what are their differences

Splitwise

Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!

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PublicAML

Protect your wallet, exchange, or platform from scams, hacks, and sanctioned funds — instantly and at zero cost.

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NAS Ledger
NAS Ledger combines Free core accounting with paid budgeting, inventory, project, payroll and multi-entity consolidation tools. sponsored
Note: These products don't have any matching categories. If you think this is a mistake, please edit the details of one of the products and suggest appropriate categories.

Which is more popular?

Personal Finance popularity
100% vs 0%
alternatives listed
240+ vs 7

Base details

Website, pricing, platforms and company facts side by side.

Splitwise
PublicAML
Website splitwise.com publicaml.org
Listed in
Personal Finance Expense Tracking Bill-Splitting Apps Finance +1
Developer APIs Governance, Risk And Compliance Cryptocurrencies Cryptocurrency Analysis +1

About Splitwise and PublicAML

In their own words, as submitted to SaaSHub.

Splitwise
PublicAML

No description of Splitwise yet.

PublicAML is a free, non-profit AML/KYT tool for crypto. Paste any Bitcoin, Ethereum, BNB Chain or TRON wallet address and get an instant risk score, sanctions status, entity attribution and source of funds — with no signup, no credit card and no API key. It gives you a free AML check for any...

Read more about PublicAML

Features and specs

What each product offers, as listed by its team.

Splitwise 7 features
PublicAML 5 features
  • User-Friendly Interface
    Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
  • Multi-Platform Availability
    Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
  • Expense Tracking
    The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
  • Flexible Split Options
    Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
  • Currency Conversion
    Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
  • Bill Reminders
    The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
  • Integration with Payment Platforms
    Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages

  • Privacy Concerns
    Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
  • Subscription-Based Features
    Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
  • Manual Entry Requirement
    Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
  • Limited Automatic Reconciliation
    While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
  • Dependency on Group Honesty
    The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
  • Potential for Confusion
    The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.
  • Focus on AML Compliance
    The platform appears to center on anti-money laundering (AML) needs, which can help organizations address regulatory requirements related to financial crime prevention.
  • Accessibility
    Being publicly accessible suggests it may offer free or low-barrier access to AML-related information or tools, making it potentially useful for smaller organizations or individuals without large compliance budgets.
  • Educational Resource Potential
    Such platforms often provide educational content about AML regulations, red flags, and best practices, which can help users build foundational knowledge in compliance.
  • Community or Public Database Value
    If the platform aggregates public AML-related data or watchlists, it could serve as a useful reference point for preliminary due diligence checks.
  • Niche Specialization
    By focusing specifically on AML rather than broader compliance areas, the platform may offer more targeted and relevant content for professionals in this specific field.

Analysis

An editorial look at what each product does well and who it suits.

Splitwise
PublicAML

Overall verdict

  • Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.

Why this product is good

  • Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
  • It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
  • Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
  • Supports multiple currencies, which is great for international travel groups.
  • Integration with payment platforms like PayPal and Venmo for easy settlement of debts.

Recommended for

  • Roommates who need to regularly split household bills and expenses.
  • Groups of friends or families who often travel together and need to manage shared travel costs.
  • Colleagues or classmates working on projects or events that require shared funding.
  • Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.

No analysis of PublicAML yet.

Videos

Walkthroughs and reviews on video.

Splitwise 3 videos + Add
PublicAML 0 videos + Add

Splitwise - iPhone App Review! [2020]

More videos

  • - Tricount vs Splitwise - App comparison
  • - Splitwise Demo

No PublicAML videos yet. You could help us improve this page by suggesting one.

Category popularity

How often each product is chosen within a category, 0–100% relative to the other.

Score bands 0–20 21–40 41–50 51–60 61–100
Splitwise
PublicAML
100% 100%
Personal Finance
0% 0%
0% 0%
Cryptocurrencies
100% 100%
100% 100%
Expense Tracking
0% 0%
0% 0%
Governance, Risk And Compliance
100% 100%

User comments

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Reviews and articles

External articles and on-site reviews we used to compare the two products.

Splitwise no reviews yet
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Alternatives to Splitwise and PublicAML

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