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Splitwise VS Postio.co.uk

Compare Splitwise VS Postio.co.uk and see what are their differences

Splitwise

Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!

Rating
0 reviews
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Alternatives Is it good?
Postio.co.uk

Fast UK address, email & phone validation APIs for developers. Official Royal Mail PAF data. Pay as you go, 100 free lookups.

Rating
0 reviews
Pricing
Paid Free trial £0.02 (Address 2.2p (searching is free), Email & Phone 1p)
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Alternatives Is it good?
BuyKeep by PlenDesk
Organize purchase receipts, track warranty deadlines, and download a searchable offline copy with your photos and PDFs. sponsored
Note: These products don't have any matching categories. If you think this is a mistake, please edit the details of one of the products and suggest appropriate categories.

Which is more popular?

Personal Finance popularity
100% vs 0%
alternatives listed
240+ vs 11

Base details

Website, pricing, platforms and company facts side by side.

Splitwise
Postio.co.uk
Website splitwise.com postio.co.uk
Pricing —
Paid Free trial £0.02 (Address 2.2p (searching is free), Email & Phone 1p) Official pricing
Platforms —
REST API Web JavaScript Node JS Python Go PHP Ruby .Net Wordpress Zapier +8
Company — Startup from the United Kingdom · 1 - 9 employees
Listed in
Personal Finance Expense Tracking Bill-Splitting Apps Finance +1
Address Finder Address Verification API Postcode API Email Verification API Phone Number Validation +2

About Splitwise and Postio.co.uk

In their own words, as submitted to SaaSHub.

Splitwise
Postio.co.uk

No description of Splitwise yet.

Postio (postio.co.uk) is a developer-focused data validation platform providing real-time UK address lookup, email verification, and phone validation via plain REST APIs and drop-in SDKs. As an official Royal Mail PAF Solutions Provider, Postio synchronises 30M+ UK addresses daily for accurate...

Read more about Postio.co.uk

Features and specs

What each product offers, as listed by its team.

Splitwise 7 features
Postio.co.uk 9 features
  • User-Friendly Interface
    Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
  • Multi-Platform Availability
    Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
  • Expense Tracking
    The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
  • Flexible Split Options
    Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
  • Currency Conversion
    Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
  • Bill Reminders
    The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
  • Integration with Payment Platforms
    Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages

  • Privacy Concerns
    Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
  • Subscription-Based Features
    Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
  • Manual Entry Requirement
    Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
  • Limited Automatic Reconciliation
    While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
  • Dependency on Group Honesty
    The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
  • Potential for Confusion
    The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.
  • Address search
    UK address typeahead over Royal Mail PAF data, held under a direct licence
  • Postcode lookup
    Every PAF delivery point at a given postcode
  • UDPRN lookup
    Full address record by Royal Mail Unique Delivery Point Reference Number
  • Email validation
    Syntax, typo correction, MX, SMTP check and deliverability classification
  • Phone validation
    Parse and validate, plus live HLR lookup for carrier, ported status and reachability
  • Pricing model
    Pay per request — 2.2p per address, 1p per email, 1p per phone. No tiers, no contracts
  • Free tier
    100 lookups, no card required
  • API design
    All endpoints are GET and return the same JSON envelope. Public OpenAPI spec, CORS enabled
  • SDKs and integrations
    Official SDKs for JavaScript/Node, Python, Go, PHP, Ruby and .NET. Drop-in browser widget (~4 KB gzipped), MCP server for AI agentsOfficial SDKs for JavaScript/Node, Python, Go, PHP, Ruby and .NET. Drop-in browser widget (~4 KB gzipped), MCP server for AI agents

Analysis

An editorial look at what each product does well and who it suits.

Splitwise
Postio.co.uk

Overall verdict

  • Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.

Why this product is good

  • Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
  • It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
  • Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
  • Supports multiple currencies, which is great for international travel groups.
  • Integration with payment platforms like PayPal and Venmo for easy settlement of debts.

Recommended for

  • Roommates who need to regularly split household bills and expenses.
  • Groups of friends or families who often travel together and need to manage shared travel costs.
  • Colleagues or classmates working on projects or events that require shared funding.
  • Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.

No analysis of Postio.co.uk yet.

Videos

Walkthroughs and reviews on video.

Splitwise 3 videos + Add
Postio.co.uk 0 videos + Add

Splitwise - iPhone App Review! [2020]

More videos

  • - Tricount vs Splitwise - App comparison
  • - Splitwise Demo

No Postio.co.uk videos yet. You could help us improve this page by suggesting one.

Category popularity

How often each product is chosen within a category, 0–100% relative to the other.

Score bands 0–20 21–40 41–50 51–60 61–100
Splitwise
Postio.co.uk
100% 100%
Personal Finance
0% 0%
0% 0%
Postcode API
100% 100%
100% 100%
Expense Tracking
0% 0%
0% 0%
Address Verification API
100% 100%

Questions & Answers

As answered by people managing Splitwise and Postio.co.uk.

What makes your product unique?

Postio.co.uk's answer:

Postio charges only when a lookup returns a result — searching is free. Address, email and phone validation sit behind one API with a single JSON response envelope, so you integrate once rather than stitching three vendors together. Address data comes from Royal Mail's Postcode Address File under a direct licence, not scraped or resold sources. There are no tiers, contracts or minimum spend, and the first 100 lookups need no card.

Which are the primary technologies used for building your product?

Postio.co.uk's answer:

A REST API served from edge locations, with official SDKs for JavaScript/Node, Python, Go, PHP, Ruby and .NET, all open source on GitHub. The API is documented by a public OpenAPI specification.

Why should a person choose your product over its competitors?

Postio.co.uk's answer:

Pricing is published and pay-as-you-go: 2.2p per address, 1p per email, 1p per phone, billed only on a result. No sales call, no annual contract, no minimum commitment. You can be live in a few minutes with 100 free lookups and no card, and the same API covers all three validation types. For UK addresses specifically, the data is licensed directly from Royal Mail rather than obtained second-hand — which matters after the 2025 High Court ruling on database rights in this market.

How would you describe the primary audience of your product?

Postio.co.uk's answer:

Developers and technical teams building UK-facing forms — ecommerce checkouts, signup flows, CRM and logistics systems. Typically small to mid-sized product teams, agencies building for UK clients, and software vendors embedding address lookup in their own product. It suits anyone who wants a UK-accurate API without an enterprise procurement process.

What's the story behind your product?

Postio.co.uk's answer:

Postio is a trading name of Onno Group Limited, registered in England & Wales (company no. 08622799). It was built to make Royal Mail PAF-accurate UK validation available on straightforward pay-as-you-go pricing, rather than the contracts and minimum commitments that have been standard in this market. Address, email and phone validation were brought together behind one consistent API so a team can solve all three at once.

Who are some of the biggest customers of your product?

Postio.co.uk's answer:

Serving a huge range of customers across the world looking for a blazing fast UK Address AIP product. From bootsrapped entrepreuners to FTSE 250 companies. We serve them all.

User comments

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Reviews and articles

External articles and on-site reviews we used to compare the two products.

Splitwise no reviews yet
Postio.co.uk no reviews yet

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