Software Alternatives, Accelerators & Startups

Splitwise VS Payload CMS

Compare Splitwise VS Payload CMS and see what are their differences

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Splitwise logo Splitwise

Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!

Payload CMS logo Payload CMS

Headless CMS and Application Framework built with Node.js, React and MongoDB
  • Splitwise Landing page
    Landing page //
    2023-01-23
  • Payload CMS Landing page
    Landing page //
    2023-09-10

Built with React + TypeScript, Payload is a free and open-source Headless CMS. Finally, a CMS that works the way you do. No black magic, all TypeScript, and fully open-source.

Splitwise features and specs

  • User-Friendly Interface
    Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
  • Multi-Platform Availability
    Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
  • Expense Tracking
    The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
  • Flexible Split Options
    Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
  • Currency Conversion
    Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
  • Bill Reminders
    The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
  • Integration with Payment Platforms
    Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages of Splitwise

  • Privacy Concerns
    Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
  • Subscription-Based Features
    Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
  • Manual Entry Requirement
    Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
  • Limited Automatic Reconciliation
    While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
  • Dependency on Group Honesty
    The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
  • Potential for Confusion
    The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.

Payload CMS features and specs

  • Headless CMS
    Payload CMS is a headless content management system, allowing for flexibility in how content is delivered and displayed across different platforms.
  • Customizability
    It is highly customizable, enabling developers to tailor the backend and content management experience to specific project requirements.
  • Developer-friendly
    Built with modern technologies such as Node.js and React, Payload CMS is designed to be intuitive and efficient for developers.
  • Open-source
    Payload CMS is open-source, providing transparency and the ability to contribute to its development or modify it according to your needs.
  • Rich Media Support
    It supports a wide range of media types, making it easy to manage and deliver rich content.
  • Advanced Access Control
    Payload CMS includes advanced access control features, allowing for fine-grained permissions and security settings.
  • Extensible API
    The CMS provides a powerful and extensible API, facilitating seamless integration with other services and applications.

Possible disadvantages of Payload CMS

  • Learning Curve
    As a powerful and highly customizable CMS, it may have a steeper learning curve for developers unfamiliar with its ecosystem.
  • Initial Setup Complexity
    Setting up Payload CMS initially can be more complex compared to some other CMS solutions that offer more out-of-the-box simplicity.
  • Smaller Community
    As a relatively newer and niche CMS, Payload CMS has a smaller community compared to more established CMS platforms, potentially limiting available resources and third-party plugins.
  • Hosting Requirements
    Being a Node.js application, it may require specific hosting environments that can support Node.js, which might not be as widespread as hosting for PHP-based systems.
  • Performance Overhead
    Complex customizations and integrations can introduce performance overhead, requiring additional optimization and scaling efforts.
  • Documentation
    Depending on the level of functionality required, the available documentation might not cover all edge cases or complex scenarios, leading to potential challenges during development.

Analysis of Splitwise

Overall verdict

  • Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.

Why this product is good

  • Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
  • It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
  • Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
  • Supports multiple currencies, which is great for international travel groups.
  • Integration with payment platforms like PayPal and Venmo for easy settlement of debts.

Recommended for

  • Roommates who need to regularly split household bills and expenses.
  • Groups of friends or families who often travel together and need to manage shared travel costs.
  • Colleagues or classmates working on projects or events that require shared funding.
  • Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.

Analysis of Payload CMS

Overall verdict

  • Yes, Payload CMS is a good option for many use cases.

Why this product is good

  • Payload CMS offers a modern and flexible headless architecture, which allows developers to create custom content management experiences using JavaScript and Node.js.
  • It provides a clean and intuitive admin interface that is designed to be easily customizable to fit different client needs.
  • Payload CMS includes built-in features like access control, versioning, and a robust API, which makes managing content efficient and secure.
  • The developer-centric approach means it's highly extendable and works seamlessly with modern development workflows.

Recommended for

  • Developers seeking a customizable, JavaScript-based headless CMS.
  • Projects that require a flexible content infrastructure and easy integration with other JavaScript libraries or frameworks.
  • Teams looking for a CMS that can scale with their application and development needs.
  • Organizations that need advanced content management capabilities such as complex access control and content versioning.

Splitwise videos

Splitwise - iPhone App Review! [2020]

More videos:

  • Review - Tricount vs Splitwise - App comparison
  • Demo - Splitwise Demo

Payload CMS videos

Payload CMS

More videos:

  • Review - Building a Professionally Designed Website with NextJS, TypeScript, and Payload CMS - Episode 1
  • Review - Building a Professionally Designed Website with NextJS, TypeScript, and Payload CMS - Episode 2

Category Popularity

0-100% (relative to Splitwise and Payload CMS)
Personal Finance
100 100%
0% 0
CMS
0 0%
100% 100
Expense Tracking
100 100%
0% 0
Blogging
0 0%
100% 100

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare Splitwise and Payload CMS

Splitwise Reviews

12 Best Bill Splitting Apps in 2023
Splitwise is among the most commonly used group payment apps that can easily keep a systematic record of all your informal debts including restaurant bills, travel expenses, cost of accommodation, and much more. With this expense sharing app, users can either create groups or split the bill privately among friends. Splitwise also registers and saves all the expenses and...
6 Best Bill Splitting Apps for Hassle-Free Expense Sharing
Splitwise employs an intelligent algorithm to calculate the exact amount owed by each user. It shows who paid for what, how much amount was paid by each member, and any outstanding balances. Furthermore, the application also keeps everyone updated about their balances and recent transactions.
Best Bill-Splitting Apps
For example, shared items like appetizers would be split among the entire group or just a few people in the group. The app can handily accommodate large parties by allowing you to add up to 10 people to each group. Once youโ€™ve divided up the food among all the plates you can add in tax and tip. The app is made by the same company as Splitwise and is completely free. The only...
7 Best Budgeting Tools and Apps for Personal Finance
This oneโ€™s not a complete budgeting app but itโ€™s still a handy one. Splitwise is a nifty app that helps people track how much they owe to friends and colleagues and vice versa. It makes sharing expenses on outings, meals, events, etc easy to track by logging in each transaction. It basically keeps a total over time, so that you can pay back the money in a large payment,...

Payload CMS Reviews

  1. Alessio Gravili
    ยท Founder at Bonfire Leads e.K. ยท
    Best Headless CMS

    Payload CMS is the most customizable & flexible CMS which exists

    ๐Ÿ Competitors: Strapi, Directus, Sanity.io, Prismic
    ๐Ÿ‘ Pros:    Everything can be customized|Swap out any admin components|Ability to create your own fields|Automatic graphql & rest api|Define collections & fields in code|Serverless support
    ๐Ÿ‘Ž Cons:    Does not support all databases yet

Best Node.js CMS platforms for 2022
Payload comes with built-in email functionality. We can use this to handle password reset, order confirmation, and other use cases. Payload uses Nodemailer to process emails.

Social recommendations and mentions

Based on our record, Payload CMS seems to be more popular. It has been mentiond 94 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Splitwise mentions (0)

We have not tracked any mentions of Splitwise yet. Tracking of Splitwise recommendations started around Mar 2021.

Payload CMS mentions (94)

  • A Complete Guide to Building a Payment System with Payload CMS and Lemon Squeezy
    Learn how to build a full payment system using the modern stack of Payload CMS, Next.js API Routes, and Lemon Squeezy, including a deep dive into debugging common API errors. - Source: dev.to / 10 months ago
  • Run Payload Jobs on Vercel (Serverless) โ€” Stepโ€‘byโ€‘Step Migration
    I recently did a video tutorial on using jobs and queues in PayloadCMS and the solution I provide will not work in a Vercel deployment, runs locally and will probably also run on Railway because those are actual servers. - Source: dev.to / 11 months ago
  • How to Run Payload CMS in Docker
    Payload is an open source backend framework and it is mainly used as a content management system. - Source: dev.to / about 1 year ago
  • I Found Perfect CMS after Years of Trial and Error
    Payload, a CMS powered by Next.js, or Sveltia CMS, a Decap CMS alternative using Svelte, are examples of CMS that I recommend to avoid until they become framework agnostic. - Source: dev.to / over 1 year ago
  • [Video] Payload CMS Custom Array Field Component
    Learn how to implement a custom tagging system in Payload CMS using the array field and a custom React component! This video walks you through building a dynamic tag input where users can add, remove, and manage tags directly within the Payload admin panel. - Source: dev.to / over 1 year ago
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What are some alternatives?

When comparing Splitwise and Payload CMS, you can also consider the following products

Tricount - Manage and share expenses with friends

Strapi - Manage any content. Anywhere. The leading open-source headless CMS. 100% JavaScript / TypeScript and fully customizable.

Settle Up - SETTLE UP is an indispensable app for friends and flatmates who need to keep track of shared bills...

Contentrain - Contentrain is the first scalable content management platform combining Git and Serverless technologies.

Splid - Splid helps friends manage their money.

Directus - Free and Open-Source Headless CMS