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Splitwise VS Loyverse

Compare Splitwise VS Loyverse and see what are their differences

Splitwise

Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!

Rating
0 reviews
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Alternatives Is it good?
Loyverse

Loyverse free POS System for small stores, coffee shops, cafe. Easy to use point of sale, inventory management and customer loyalty program. Download app for Android or iOS.

Rating
5.0 · 5 reviews
Pricing
Freemium $5 / Monthly (Employee Management)
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Alternatives Is it good?
Budy.app
Budy is AI-powered cannabis POS and dispensary management software. Scale-based pricing, strain tracking, offline-first, and AI agents that run your dispensary operation. sponsored
Note: These products don't have any matching categories. If you think this is a mistake, please edit the details of one of the products and suggest appropriate categories.

Which is more popular?

Based on our record, Loyverse seems to be more popular. It has been mentioned 1 time since March 2021.

social mentions
0 vs 1
Personal Finance popularity
100% vs 0%

Base details

Website, pricing, platforms and company facts side by side.

Splitwise
Loyverse
Website splitwise.com loyverse.com
Pricing —
Freemium $5 / Monthly (Employee Management) Official pricing
Platforms —
iOS Android iPhone
Listed in
Personal Finance Expense Tracking Bill-Splitting Apps Finance +1
POS Retail POS Software Cloud POS Point Of Sale Restaurant Management Software Sales Tools Retail Management +4

About Splitwise and Loyverse

In their own words, as submitted to SaaSHub.

Splitwise
Loyverse

No description of Splitwise yet.

Intuitive and easy-to-use cashier app to manage retail businesses, restaurants, and cafes.

Read more about Loyverse

Features and specs

What each product offers, as listed by its team.

Splitwise 7 features
Loyverse 22 features
  • User-Friendly Interface
    Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
  • Multi-Platform Availability
    Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
  • Expense Tracking
    The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
  • Flexible Split Options
    Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
  • Currency Conversion
    Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
  • Bill Reminders
    The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
  • Integration with Payment Platforms
    Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages

  • Privacy Concerns
    Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
  • Subscription-Based Features
    Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
  • Manual Entry Requirement
    Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
  • Limited Automatic Reconciliation
    While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
  • Dependency on Group Honesty
    The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
  • Potential for Confusion
    The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.
  • Receipts
  • API
  • Support
  • loyalty program
  • Android App
  • iOS App
  • Credit card updater
  • Customer Management
  • Employee Management
  • Discounts
  • Clock in and out
  • Offline Access
  • Reports
  • Barcode Support
  • Discounts
  • Sales Reports
  • Stock Managment
  • Order Management
  • Multiple Languages
  • Performance Metrics
  • Real time reporting
  • Real time sync

Analysis

An editorial look at what each product does well and who it suits.

Splitwise
Loyverse

Overall verdict

  • Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.

Why this product is good

  • Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
  • It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
  • Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
  • Supports multiple currencies, which is great for international travel groups.
  • Integration with payment platforms like PayPal and Venmo for easy settlement of debts.

Recommended for

  • Roommates who need to regularly split household bills and expenses.
  • Groups of friends or families who often travel together and need to manage shared travel costs.
  • Colleagues or classmates working on projects or events that require shared funding.
  • Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.

Overall verdict

  • Loyverse is considered a good option for small business owners looking for a cost-effective POS solution that doesn't compromise on features. Its flexibility and ease of use make it a strong contender in the market of business management tools.

Why this product is good

  • Loyverse is a cloud-based point of sale (POS) system that is often praised for its user-friendly interface, affordability, and a wide range of features. It offers functionalities like inventory management, sales analytics, and customer loyalty programs, making it a useful tool for small to medium-sized businesses. Loyverse is easy to set up and use, especially for businesses that need to manage multiple locations or offer mobile sales options.

Recommended for

  • Small Retail Stores
  • Coffee Shops
  • Restaurants
  • Boutique Stores
  • Freelancers offering goods

Videos

Walkthroughs and reviews on video.

Splitwise 3 videos + Add
Loyverse 3 videos + Add

Splitwise - iPhone App Review! [2020]

More videos

  • - Tricount vs Splitwise - App comparison
  • - Splitwise Demo

Loyverse POS

More videos

  • - Loyverse Dashboard
  • - How To Install Loyverse Dashboard App on Your PC Windows & Mac?

Category popularity

How often each product is chosen within a category, 0–100% relative to the other.

Score bands 0–20 21–40 41–50 51–60 61–100
Splitwise
Loyverse
100% 100%
Personal Finance
0% 0%
0% 0%
POS
100% 100%
100% 100%
Expense Tracking
0% 0%
0% 0%
Inventory Management
100% 100%

User comments

Share your experience with using Splitwise and Loyverse. For example, how are they different and which one is better?

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Reviews and articles

External articles and on-site reviews we used to compare the two products.

Splitwise no reviews yet
Loyverse 5.0 · 5 reviews

View more

  • Budy vs Loyverse: Which Cannabis POS Fits a Modern Specialty Store?
    budy.app · Dec 2025

    Loyverse is a general-purpose retail and restaurant POS. It’s designed to work for a corner grocery, a nail salon, a small café, and a clothing boutique — the same way. That breadth is its strength and its weakness....

  • Intuitive POS. Easy to use.
    SaaSHub review
    · Jan 2023

    I recently switched to Loyverse as my bar's POS system and I am extremely happy with my decision. This app has made my life so much easier and has greatly improved the efficiency of my business operations. The...

  • My Loyverse POS experience
    SaaSHub review
    · Oct 2021

    Hi I like this program because it is user-friendly and very cheap. For my cafeteria business, all their features are more than enough :) A big plus of their services is that they have an integration with fiscal...

View more

Social recommendations and mentions

Recommendations tracked on public social media and blogs since March 2021.

Splitwise 0 mentions
Loyverse 1 mention

Tracking Splitwise since Mar 2021.

Alternatives to Splitwise and Loyverse

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