Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!
Organize purchase receipts, track warranty deadlines, and download a searchable offline copy with your photos and PDFs.
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Which is more popular?
Based on our record, Keybase
seems to be more popular. It has been mentioned
54 times
since March 2021.
social mentions
0 vs 54
Personal Finance popularity
100% vs 0%
alternatives listed
240+ vs 118
Base details
Website, pricing, platforms and company facts side by side.
User-Friendly Interface Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
Multi-Platform Availability Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
Expense Tracking The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
Flexible Split Options Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
Currency Conversion Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
Bill Reminders The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
Integration with Payment Platforms Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.
Possible disadvantages
Privacy Concerns Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
Subscription-Based Features Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
Manual Entry Requirement Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
Limited Automatic Reconciliation While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
Dependency on Group Honesty The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
Potential for Confusion The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.
End-to-End Encryption Keybase provides end-to-end encryption for messages and files, ensuring that only the intended recipients can read the data.
Cross-Platform Keybase is available on multiple platforms, including Windows, macOS, Linux, iOS, and Android, making it accessible from virtually any device.
Public Key Directory It serves as a public key directory, simplifying the process of finding and verifying colleagues and acquaintances for secure communication.
Integration with Social Media Users can verify their identities by linking their social media profiles, providing an additional layer of trust and authenticity.
Team Collaboration Features Keybase offers robust team collaboration features, including secure team messaging and file-sharing capabilities.
Open Source Keybase is open-source, which allows for community review and greater transparency about its security features.
Possible disadvantages
User Base The user base is relatively small compared to mainstream messaging apps, which may limit its usefulness for communication with non-tech-savvy individuals.
Learning Curve New users may find Keybase complicated to set up and use, especially those who are not familiar with encryption and public key infrastructure.
Resource Intensive The application can be resource-intensive, potentially affecting performance on older or low-specification devices.
Centralized Service Despite its security features, Keybase's reliance on a centralized service can be a point of failure or a target for attacks.
Dependency on Linked Services The identity verification process relies heavily on linking to external social media profiles, which may not be ideal for users who prefer to maintain strict separation of their online identities.
Limited Offline Access Keybase requires an internet connection for most of its functionalities, making it less useful in offline scenarios.
Analysis
An editorial look at what each product does well and who it suits.
SplitwiseKeybase
Overall verdict
Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.
Why this product is good
Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
Supports multiple currencies, which is great for international travel groups.
Integration with payment platforms like PayPal and Venmo for easy settlement of debts.
Recommended for
Roommates who need to regularly split household bills and expenses.
Groups of friends or families who often travel together and need to manage shared travel costs.
Colleagues or classmates working on projects or events that require shared funding.
Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.
Overall verdict
Keybase is generally considered a good platform for users who prioritize security and privacy. It has received positive feedback for its robust encryption protocols and ease of use when it comes to secure communication and file sharing.
Why this product is good
Keybase is known for providing secure messaging and file-sharing services with strong encryption. It's valued for its focus on privacy and its ability to integrate with various platforms like GitHub, Twitter, and more, verifying the identities of its users. This makes it a good choice for individuals and groups who require security and integrity in their communications.
Recommended for
Individuals who need secure and private messaging services.
Teams that want a reliable platform for encrypted communication.
Developers and tech-savvy users who appreciate integration with services like GitHub.
Anyone who values verifying identities through multiple social media and professional platforms.
Splitwise is among the most commonly used group payment apps that can easily keep a systematic record of all your informal debts including restaurant bills, travel expenses, cost of accommodation, and much more. With...
Splitwise employs an intelligent algorithm to calculate the exact amount owed by each user. It shows who paid for what, how much amount was paid by each member, and any outstanding balances. Furthermore, the...
For example, shared items like appetizers would be split among the entire group or just a few people in the group. The app can handily accommodate large parties by allowing you to add up to 10 people to each group....
Perhaps Lobsters? https://lobste.rs/about#invitations >The full user tree is public and each user's profile shows who invited them. This provides some degree of accountability and helps identify voting rings. For a single community like...
- Source: Hacker News
/
almost 2 years ago
Keybase — Keybase is a FOSS alternative to Slack; it keeps everyone's chats and files safe, from families to communities to companies.
- Source: dev.to
/
almost 3 years ago
Secure messaging app with strong end-to-end encryption, advanced group chat privacy settings, secure video calls for teams, encrypted communication using Matrix open network. Riot.im is now Element.
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