Software Alternatives, Accelerators & Startups

Splitwise VS Kechie

Compare Splitwise VS Kechie and see what are their differences

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Splitwise logo Splitwise

Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!

Kechie logo Kechie

Kechie Inventory Management
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  • Splitwise Landing page
    Landing page //
    2023-01-23
  • Kechie
    Image date //
    2025-09-16
  • Kechie
    Image date //
    2025-09-16
  • Kechie
    Image date //
    2025-09-16
  • Kechie
    Image date //
    2025-09-16
  • Kechie
    Image date //
    2025-09-16
  • Kechie
    Image date //
    2025-09-16
  • Kechie
    Image date //
    2025-09-16
  • Kechie
    Image date //
    2025-09-16

My Office Apps (MOA) offers business automation for todayโ€™s business environment. MOA presents the best features in a cloud-based solution in one fully integrated software. Our robust and intuitive user interface retrieves information quickly, accurately, and in real time. Our Kechie product line of services encompasses a full ERP (Enterprise Resource Planning), complete Inventory Management and Warehouse Management, a Manufacturing Option, and an entire Finance Module. The Inventory Management package includes all you need to run your business- CRM, Order Management, Procurement, Logistics, Inventory Management, WMS, RMA, Return to Vendor, and tons of reports. Kechie also offers options for Task Management, B2B portal, ecommerce, and a complete Accounting module

Splitwise

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Splitwise features and specs

  • User-Friendly Interface
    Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
  • Multi-Platform Availability
    Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
  • Expense Tracking
    The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
  • Flexible Split Options
    Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
  • Currency Conversion
    Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
  • Bill Reminders
    The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
  • Integration with Payment Platforms
    Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages of Splitwise

  • Privacy Concerns
    Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
  • Subscription-Based Features
    Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
  • Manual Entry Requirement
    Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
  • Limited Automatic Reconciliation
    While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
  • Dependency on Group Honesty
    The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
  • Potential for Confusion
    The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.

Kechie features and specs

  • Cloud-Based Solution
    Kechie is a fully cloud-based solution, which offers scalability and accessibility from anywhere with an internet connection.
  • Integrated Modules
    It provides integrated modules like inventory, manufacturing, finance, CRM, and purchasing, which simplifies the management of various business operations in one platform.
  • User-Friendly Interface
    Kechie is designed with a user-friendly interface that is easy to navigate, even for non-technical users.
  • Customizable
    The platform offers a high degree of customization, allowing businesses to tailor the software to fit their specific needs.
  • Real-Time Data
    Kechie offers real-time data tracking and analytics, helping businesses make informed decisions quickly.
  • Excellent Customer Support
    Kechie is known for its responsive and helpful customer support team.

Analysis of Splitwise

Overall verdict

  • Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.

Why this product is good

  • Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
  • It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
  • Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
  • Supports multiple currencies, which is great for international travel groups.
  • Integration with payment platforms like PayPal and Venmo for easy settlement of debts.

Recommended for

  • Roommates who need to regularly split household bills and expenses.
  • Groups of friends or families who often travel together and need to manage shared travel costs.
  • Colleagues or classmates working on projects or events that require shared funding.
  • Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.

Analysis of Kechie

Overall verdict

  • Kechie is generally considered a good solution for small to midsize businesses looking for an all-in-one ERP system. However, the ultimate verdict depends on specific business needs and how well Kechie addresses them compared to alternatives.

Why this product is good

  • Kechie, developed by My Office Apps, is an ERP software designed to streamline business operations. It's known for its user-friendly interface, cloud-based flexibility, and scalable modules that cater to various industry needs. The software integrates inventory management, order processing, procurement, and financial management, among other features, helping businesses enhance efficiency and maintain visibility over operations.

Recommended for

    Small to midsize businesses in industries such as manufacturing, distribution, and retail, seeking a comprehensive ERP solution that is easy to implement and offers flexibility for growth. It's particularly beneficial for those that prioritize cloud-based software and need seamless integration across various business functions.

Splitwise videos

Splitwise - iPhone App Review! [2020]

More videos:

  • Review - Tricount vs Splitwise - App comparison
  • Demo - Splitwise Demo

Kechie videos

Kechie ERP - Next Generation Cloud ERP Software

More videos:

  • Review - Kechie ERP - A Fully Integrated Cloud-based Business Management and Automation Software

Category Popularity

0-100% (relative to Splitwise and Kechie)
Personal Finance
100 100%
0% 0
ERP
0 0%
100% 100
Expense Tracking
100 100%
0% 0
CRM
0 0%
100% 100

Questions & Answers

As answered by people managing Splitwise and Kechie.

Why should a person choose your product over its competitors?

Kechie's answer:

Kechie is cloud-based, scalable, easy to use, and offers business automation with full traceability in real-time. With an award-winning customer service based in the US. Kechie is sold in packages based on the client's requirements. A great value with tons of options

How would you describe the primary audience of your product?

Kechie's answer:

For manufacturers, distributors, and service providers alike, Kechie delivers enterprise-grade ERPโ€”without the enterprise overheadโ€”for growing companies across industries. Focused on inventory control and full traceability, it connects finance, warehouse, procurement, sales, and CRM in a single platform.

What's the story behind your product?

Kechie's answer:

At My Office Apps, we set out in 2014 to solve a problem many growing businesses still faceโ€”relying on outdated systems, disconnected tools, or costly ERP platforms that donโ€™t fit. Thatโ€™s why we built Kechie ERP: a cloud-based, fully integrated solution designed to simplify operations, automate processes, and scale with your business.

We saw the gap in the market. Small to mid-sized companies were forced to choose between rigid, expensive enterprise systems or basic software that couldnโ€™t keep up. Kechie bridges that gapโ€”with a flexible platform thatโ€™s easy to use, fully connected, and built for real operational demands.

Whether youโ€™re a distributor, manufacturer, or service-based business, Kechie helps automate critical workflows across inventory, finance, manufacturing, and more. And as your business grows, Kechie scales with youโ€”easily supporting enterprise-level operations without the complexity.

What makes your product unique?

Kechie's answer:

Kechie is a cloud-native ERP built to unify operations and finance in real timeโ€”not an old accounting system with operations bolted on. It delivers inventory-first depth (lot/serial traceability, multi-warehouse/bin control, barcode & LPN, guided WMS workflows), plus hundreds of pre-built reports across every module, so teams get answers without a report builder or consultants. Kechie also includes self-service portals (B2B customer ordering and SupplierHub for vendors) and practical integrations (Shopify, ShipStation, Avalara, EDI, credit-card processing, POS, marketplacesโ€”with optional two-way QuickBooks Online sync). Add revenue recognition, full audit trails, and a clean UI that implements in weeksโ€”not monthsโ€”and you get enterprise-grade capability without enterprise overhead.

Who are some of the biggest customers of your product?

Kechie's answer:

-Meals on Wheels -University of Chicago -USTA -Pepsi

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare Splitwise and Kechie

Splitwise Reviews

12 Best Bill Splitting Apps in 2023
Splitwise is among the most commonly used group payment apps that can easily keep a systematic record of all your informal debts including restaurant bills, travel expenses, cost of accommodation, and much more. With this expense sharing app, users can either create groups or split the bill privately among friends. Splitwise also registers and saves all the expenses and...
6 Best Bill Splitting Apps for Hassle-Free Expense Sharing
Splitwise employs an intelligent algorithm to calculate the exact amount owed by each user. It shows who paid for what, how much amount was paid by each member, and any outstanding balances. Furthermore, the application also keeps everyone updated about their balances and recent transactions.
Best Bill-Splitting Apps
For example, shared items like appetizers would be split among the entire group or just a few people in the group. The app can handily accommodate large parties by allowing you to add up to 10 people to each group. Once youโ€™ve divided up the food among all the plates you can add in tax and tip. The app is made by the same company as Splitwise and is completely free. The only...
7 Best Budgeting Tools and Apps for Personal Finance
This oneโ€™s not a complete budgeting app but itโ€™s still a handy one. Splitwise is a nifty app that helps people track how much they owe to friends and colleagues and vice versa. It makes sharing expenses on outings, meals, events, etc easy to track by logging in each transaction. It basically keeps a total over time, so that you can pay back the money in a large payment,...

Kechie Reviews

Best Inventory Management Software of 2020
What Customers Are Saying โ€œWe are a small to medium size company that is very quickly growing to a large company. We needed a solution to seamlessly tie all facets of our operations together. We evaluated numerous solutions to our problem and our management team decided that Kechie/MyOfficeApps was our go forward partner. We have implemented Kechie and it has helped us to...
Source: digital.com

What are some alternatives?

When comparing Splitwise and Kechie, you can also consider the following products

Tricount - Manage and share expenses with friends

Fishbowl Inventory - Fishbowl offers manufacturing and warehouse management solutions for QuickBooks.

Splid - Splid helps friends manage their money.

Epicor Kinetic - Epicor ERP is a global enterprise resource planning solution.

Settle Up - SETTLE UP is an indispensable app for friends and flatmates who need to keep track of shared bills...

Cin7 - Cin7 allows retailers to manage all their sales channels, inventory, point of sale and supply chain in one central, cloud-based software.