Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!
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Which is more popular?
Based on our record, Gumtree
seems to be more popular. It has been mentioned
14 times
since March 2021.
social mentions
0 vs 14
Personal Finance popularity
100% vs 0%
alternatives listed
240+ vs 94
Base details
Website, pricing, platforms and company facts side by side.
User-Friendly Interface Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
Multi-Platform Availability Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
Expense Tracking The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
Flexible Split Options Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
Currency Conversion Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
Bill Reminders The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
Integration with Payment Platforms Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.
Possible disadvantages
Privacy Concerns Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
Subscription-Based Features Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
Manual Entry Requirement Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
Limited Automatic Reconciliation While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
Dependency on Group Honesty The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
Potential for Confusion The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.
Wide Reach Gumtree is one of the largest online classifieds platforms in the UK and other regions, providing access to a vast audience for both buyers and sellers.
Free Listings Users can post ads for free, making it an economical choice for individuals and small businesses looking to sell items or services without additional costs.
User-Friendly Interface The platform has a simple and straightforward interface, making it easy for users to navigate through categories and post or find listings.
Local Focus Gumtree allows users to search for listings within specific local areas, which can be convenient for those looking to buy or sell items within their community.
Diverse Categories Gumtree offers a wide range of categories, from jobs and services to real estate and pets, catering to various needs of its users.
Possible disadvantages
Scam Risk As with many online classifieds, there is a risk of encountering scams or fraudulent listings, which requires vigilance from users.
Limited Buyer Protection Unlike some e-commerce platforms, Gumtree does not offer extensive buyer protection, placing the onus on users to ensure safe transactions.
Ad Visibility Listings can get pushed down quickly due to high competition, and users may need to pay for premium features to keep their ads prominent.
Variable Quality of Listings The quality and detail of listings can vary significantly, which might make it challenging to assess the credibility or quality of items or services.
Customer Service Some users report that Gumtree’s customer service can be challenging to reach, which may result in delayed resolution of issues.
Analysis
An editorial look at what each product does well and who it suits.
SplitwiseGumtree
Overall verdict
Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.
Why this product is good
Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
Supports multiple currencies, which is great for international travel groups.
Integration with payment platforms like PayPal and Venmo for easy settlement of debts.
Recommended for
Roommates who need to regularly split household bills and expenses.
Groups of friends or families who often travel together and need to manage shared travel costs.
Colleagues or classmates working on projects or events that require shared funding.
Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.
Splitwise is among the most commonly used group payment apps that can easily keep a systematic record of all your informal debts including restaurant bills, travel expenses, cost of accommodation, and much more. With...
Splitwise employs an intelligent algorithm to calculate the exact amount owed by each user. It shows who paid for what, how much amount was paid by each member, and any outstanding balances. Furthermore, the...
For example, shared items like appetizers would be split among the entire group or just a few people in the group. The app can handily accommodate large parties by allowing you to add up to 10 people to each group....
We did not forget about all you folks who live in the UK. While most of the sites listed above are US-based, Gumtree is specific for UK sellers who would like to list and sell their items.
GumTree is available in UK, USA, South Africa, and Australia. This is completely free to use and has no hidden fees for listing or selling products. Payments are managed external to the app.
Gumtree is a massive selling and buying space where you can find pretty much anything! Gumtree works by allowing the seller to create a free listing with a description, images and a price set by the seller. Gumtree is...
Social recommendations and mentions
Recommendations tracked on public social media and blogs since March 2021.
Splitwise0 mentionsGumtree14 mentions
Tracking Splitwise since Mar 2021.
Best place to buy new/ish XPS 15 in UK?
Found a site gumtree.com which has a number of XPS 15 systems listed for sale in the U.K., some of them like new. Of course you didn't say where in the U.K. And it's a big country.
Source:
over 3 years ago
Monthly apartments in Edinburgh?
Your only luck could be to check shared flats on gumtree.com or spareroom.com - a few years ago I got a room in a shared flat when a tenant had a secondment out of the country for 3 months. But that was just luck.
Source:
over 3 years ago
How difficult is it to find a 1 BR or studio apartment with a bathtub?
The other popular website to look at is gumtree.com, or at least used to be.
Source:
over 4 years ago
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