Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!
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Which is more popular?
Based on our record, Guilded
seems to be more popular. It has been mentioned
54 times
since March 2021.
social mentions
0 vs 54
Personal Finance popularity
100% vs 0%
alternatives listed
240+ vs 150
Base details
Website, pricing, platforms and company facts side by side.
User-Friendly Interface Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
Multi-Platform Availability Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
Expense Tracking The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
Flexible Split Options Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
Currency Conversion Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
Bill Reminders The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
Integration with Payment Platforms Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.
Possible disadvantages
Privacy Concerns Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
Subscription-Based Features Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
Manual Entry Requirement Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
Limited Automatic Reconciliation While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
Dependency on Group Honesty The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
Potential for Confusion The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.
Advanced Roles & Permissions Guilded offers a more granular and advanced roles and permissions system, allowing server administrators to fine-tune access and capabilities for different members.
Event Scheduling Guilded has built-in tools for scheduling events, practices, and other gatherings, making it easier to organize and manage community activities.
Integrated Calendar The platform features an integrated calendar that syncs with events and reminders, helping users keep track of important dates and activities.
Focused on Gaming Communities Guilded is designed with gamers in mind, offering features like team management, match recording, and integration with gaming platforms.
Rich Text Formatting The text editor supports rich text formatting, allowing users to customize their messages with various styles, links, and media embeds.
Possible disadvantages
Smaller User Base Guilded has a smaller user base compared to competitors like Discord, which might affect the diversity and size of communities one can join.
Less Third-Party Integration There are fewer third-party integrations and bots available compared to more established platforms. This can limit the range of functionalities and automation capabilities.
Learning Curve Due to its advanced features and more granular controls, there is a steeper learning curve for new users compared to simpler platforms.
Limited Mainstream Appeal Guilded’s strong focus on gaming communities might not make it as appealing for non-gaming groups looking for a collaboration or communication tool.
Occasional Stability Issues Some users have reported occasional stability and performance issues, including server outages and slow response times.
Analysis
An editorial look at what each product does well and who it suits.
SplitwiseGuilded
Overall verdict
Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.
Why this product is good
Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
Supports multiple currencies, which is great for international travel groups.
Integration with payment platforms like PayPal and Venmo for easy settlement of debts.
Recommended for
Roommates who need to regularly split household bills and expenses.
Groups of friends or families who often travel together and need to manage shared travel costs.
Colleagues or classmates working on projects or events that require shared funding.
Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.
Overall verdict
Overall, Guilded is a strong contender in the space of community and gaming platforms. It provides many tools and flexibility that gamers and community organizers seek, making it a viable alternative or complement to platforms like Discord.
Why this product is good
Guilded is considered a good platform for gamers and communities due to its extensive feature set, which includes voice and video chat, integrated calendars for scheduling events, custom roles, bots, and streaming capabilities. It offers more customization options than some of its competitors, making it appealing for users who want a more personalized experience.
Recommended for
Gamers looking for comprehensive community engagement tools
Communities requiring robust scheduling and event coordination features
Users who prefer a highly customizable and versatile platform
Teams that want integrated voice and video chat capabilities alongside other collaborative tools
Splitwise is among the most commonly used group payment apps that can easily keep a systematic record of all your informal debts including restaurant bills, travel expenses, cost of accommodation, and much more. With...
Splitwise employs an intelligent algorithm to calculate the exact amount owed by each user. It shows who paid for what, how much amount was paid by each member, and any outstanding balances. Furthermore, the...
For example, shared items like appetizers would be split among the entire group or just a few people in the group. The app can handily accommodate large parties by allowing you to add up to 10 people to each group....
Secure messaging app with strong end-to-end encryption, advanced group chat privacy settings, secure video calls for teams, encrypted communication using Matrix open network. Riot.im is now Element.
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