Software Alternatives, Accelerators & Startups

Discord VS Splitwise

Compare Discord VS Splitwise and see what are their differences

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Discord logo Discord

Step up your game with a modern voice & text chat app. Crystal clear voice, multiple server and channel support, mobile apps, and more.

Splitwise logo Splitwise

Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!
  • Discord Homepage
    Homepage //
    2024-03-13
  • Splitwise Landing page
    Landing page //
    2023-01-23

Discord features and specs

  • User-Friendly Interface
    Discord offers a clean, intuitive design that is easy to navigate, making it accessible for users of all skill levels.
  • Free-to-Use
    The core features of Discord are available for free, making it an affordable option for communication.
  • Cross-Platform Support
    Discord is available on various platforms including Windows, macOS, iOS, Android, and web browsers, ensuring widespread compatibility.
  • Voice and Video Chat
    Discord offers high-quality voice and video chat capabilities, allowing for seamless communication among users.
  • Customizable Servers
    Users can create and customize their own servers, including various channels, roles, and permissions.
  • Community Building
    Discord is ideal for building and managing online communities, thanks to its various tools for moderation and engagement.
  • Rich Media Integration
    Discord supports the integration of various media types such as images, videos, and links, which can be embedded directly into conversations.
  • Bots and Integrations
    The platform supports a wide range of bots and integrations that can automate tasks, entertain, and provide information.

Possible disadvantages of Discord

  • Privacy Concerns
    Some users have raised concerns about data privacy and the level of access Discord has to personal information.
  • Freemium Model Limitations
    While the basic version is free, some advanced features require a Nitro subscription, which can be a drawback for some users.
  • Learning Curve for New Users
    Despite its user-friendly interface, the plethora of features and settings can be overwhelming for newcomers.
  • Server Downtime
    Like any online service, Discord can experience outages or downtime, disrupting communication.
  • Security Risks
    There have been instances of security breaches and malicious activities facilitated through Discord, posing risks to users.
  • Voice Quality Variability
    Although generally good, voice and video quality can sometimes be inconsistent, particularly for users with slower internet connections.
  • Resource Intensive
    Discord can be resource-intensive, particularly on less powerful systems, potentially affecting performance.
  • Limited Search Functionality
    The search functionality within servers can be limited, making it difficult to find older messages or specific content.

Splitwise features and specs

  • User-Friendly Interface
    Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
  • Multi-Platform Availability
    Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
  • Expense Tracking
    The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
  • Flexible Split Options
    Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
  • Currency Conversion
    Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
  • Bill Reminders
    The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
  • Integration with Payment Platforms
    Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages of Splitwise

  • Privacy Concerns
    Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
  • Subscription-Based Features
    Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
  • Manual Entry Requirement
    Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
  • Limited Automatic Reconciliation
    While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
  • Dependency on Group Honesty
    The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
  • Potential for Confusion
    The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.

Analysis of Discord

Overall verdict

  • Overall, Discord is a highly versatile and powerful tool for communication and community building. Its wide range of features and active development make it a strong contender in the space of online communication platforms.

Why this product is good

  • Discord is a popular communication platform that offers a comprehensive set of features including voice, video, and text chat, making it ideal for communities, gaming groups, and teams. It offers server customization with various roles and permissions, seamless integration with other applications, and strong moderation tools. Additionally, its user-friendly interface and large number of active users make it an attractive choice for both casual and professional use.

Recommended for

  • Gamers looking for a reliable platform to coordinate and communicate during gameplay.
  • Communities and clubs seeking to organize group activities, discussions, and events.
  • Teams needing an efficient way to communicate in real-time and manage projects.
  • Individuals who want to connect with others who share similar interests through various community servers.

Analysis of Splitwise

Overall verdict

  • Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.

Why this product is good

  • Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
  • It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
  • Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
  • Supports multiple currencies, which is great for international travel groups.
  • Integration with payment platforms like PayPal and Venmo for easy settlement of debts.

Recommended for

  • Roommates who need to regularly split household bills and expenses.
  • Groups of friends or families who often travel together and need to manage shared travel costs.
  • Colleagues or classmates working on projects or events that require shared funding.
  • Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.

Discord videos

IS DISCORD REALLY THE BEST? - Voice Chat Platform Showdown

More videos:

  • Review - The Discord App Review
  • Tutorial - How to Use Discord App - EASY Discord Tutorial

Splitwise videos

Splitwise - iPhone App Review! [2020]

More videos:

  • Review - Tricount vs Splitwise - App comparison
  • Demo - Splitwise Demo

Category Popularity

0-100% (relative to Discord and Splitwise)
Communication
100 100%
0% 0
Personal Finance
0 0%
100% 100
Group Chat & Notifications
Expense Tracking
0 0%
100% 100

User comments

Share your experience with using Discord and Splitwise. For example, how are they different and which one is better?
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Reviews

These are some of the external sources and on-site user reviews we've used to compare Discord and Splitwise

Discord Reviews

  1. Rohan77
    ยท co at Youtube vanced ยท

    At present, thereโ€™s no better platform for bringing together a global audience with shared interests. However, server admins must invest significant time in moderation to balance community engagement. While itโ€™s important to remove problematic members, itโ€™s equally crucial to allow lively discussions without excessive moderation. Additionally, Discordโ€™s support for communities dedicated to serving their users could be improved to better support these efforts.

  2. Great way to gather communities

    Currently there is no better platform to gather a worldwide audience of people that share a common interest. Server admins just need to invest a lot of time to ensure the community receives the right amount of moderation. Bad apples need to go while folks are still allowed to engage in a spirited conversation that isnโ€™t stifled by over-moderation. Discord support itself could be better in assisting communities that exist to serve their user base in good faith.

    ๐Ÿ Competitors: Twitter Ads, Facebook
  3. Absolutely love this app.

    There used to be bugs every update or so, but they've managed it well. I like chatting with my friends, having a server as my personal calender and task list as well as playing games.


20 Telegram Alternatives to Chat With in 2024
You probably know about Discord. Itโ€™s a forum-builder with a mix of live streaming tools built in. Created for gamers to share about the games they love plus show off their skills, Discord has some good features. You can chat with other members, create channels, and grow a community.
The 7 best Zoom alternatives in 2024
Discord pricing: Free to use; starts at $2.99/user/month for Nitro Basic, which lets you share larger filesโ€”up to 50 MBโ€”and offers cosmetic upgrades like animated avatars and custom video backgrounds.
Source: zapier.com
Top 10 Zoom Alternatives in 2024 โ€” Better Video Conferencing Software
Overall, Discord is your best Zoom alternative if youโ€™re looking for great audio performance. I believe voice communication is where Discord shines. The online lessons I had over Zoom canโ€™t compare to Discord in terms of impeccable audio quality, mostly thanks to the Krisp noise suppression, which made all the difference for me.
Source: pumble.com
The 10 Best Twitter Alternatives if Youโ€™re Thinking of Quitting X
Discord presents a unique opportunity to build community, tailor audience experiences with roles, and host live events. Its infrastructure supports the spontaneous creation of sub-communities, allowing for targeted, engaged interactions.
4 Twitter alternatives for brands considering leaving Twitter in 2024
At Unwinnable, we use Discord to connect with our digital magazine subscribers. Since it's limited to subscribers only, there are fewer people to reach out to than on our other channels, but it also has our most dedicated readers. I actually turned to them to figure out what social media channels they use to follow sites like ours.
Source: zapier.com

Splitwise Reviews

12 Best Bill Splitting Apps in 2023
Splitwise is among the most commonly used group payment apps that can easily keep a systematic record of all your informal debts including restaurant bills, travel expenses, cost of accommodation, and much more. With this expense sharing app, users can either create groups or split the bill privately among friends. Splitwise also registers and saves all the expenses and...
6 Best Bill Splitting Apps for Hassle-Free Expense Sharing
Splitwise employs an intelligent algorithm to calculate the exact amount owed by each user. It shows who paid for what, how much amount was paid by each member, and any outstanding balances. Furthermore, the application also keeps everyone updated about their balances and recent transactions.
Best Bill-Splitting Apps
For example, shared items like appetizers would be split among the entire group or just a few people in the group. The app can handily accommodate large parties by allowing you to add up to 10 people to each group. Once youโ€™ve divided up the food among all the plates you can add in tax and tip. The app is made by the same company as Splitwise and is completely free. The only...
7 Best Budgeting Tools and Apps for Personal Finance
This oneโ€™s not a complete budgeting app but itโ€™s still a handy one. Splitwise is a nifty app that helps people track how much they owe to friends and colleagues and vice versa. It makes sharing expenses on outings, meals, events, etc easy to track by logging in each transaction. It basically keeps a total over time, so that you can pay back the money in a large payment,...

Social recommendations and mentions

Based on our record, Discord seems to be more popular. It has been mentiond 141 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Discord mentions (141)

  • 10 Best Web3 Community Tools to Boost Engagement
    Discord has emerged as a hub for Web3 projects, offering community-building, communication, and collaboration features aligned with the decentralized ethos of Web3. - Source: dev.to / 2 months ago
  • Remote Slop with Claude Code
    In fact, as of today, Anthropic officially shipped this as Claude Code Channels โ€” a plugin-based feature that lets you push messages from Telegram or Discord into a running Claude Code session on your machine. Your session processes the request with full filesystem, MCP, and git access, then replies through the same chat. It's built on MCP, which means it slots into the existing plugin ecosystem cleanly. I ran my... - Source: dev.to / 4 months ago
  • How to keep up with technology and advance your career
    I believe there is a limit to how much you could learn by yourself, and this is why I recommend taking advantage of public events such as webinars (where you can connect from anywhere), community meetups (such as meetup.com, or Eventbrite), community platforms (such as Slack or Discord), and finally industry conferences (in almost any topic you could think of). If you are attending a conference, here are some... - Source: dev.to / 7 months ago
  • Democracy and the open internet die in daylight
    > Discord still works fine in your normal browser. I'm not aware of any content that requires A browser that can only go to https://discord.com is a proprietary browser. - Source: Hacker News / 9 months ago
  • Enable End Task in Taskbar by Right-click on Windows 11?
    Enable End Task in Taskbar by Right-click : When we are using applications on Windows 11, when our work is done, we close the application by clicking on the Close Button (X) in the Top bar of the application. We can also close an application using the ALT + F4 key combination. Either way, the system will ensure the application is shut down properly, saving the data before exiting. Certain Applications, like... - Source: dev.to / over 1 year ago
View more

Splitwise mentions (0)

We have not tracked any mentions of Splitwise yet. Tracking of Splitwise recommendations started around Mar 2021.

What are some alternatives?

When comparing Discord and Splitwise, you can also consider the following products

Slack - A messaging app for teams who see through the Earth!

Tricount - Manage and share expenses with friends

Telegram - Telegram is a messaging app with a focus on speed and security. Itโ€™s superfast, simple and free.

Splid - Splid helps friends manage their money.

Element.io - Secure messaging app with strong end-to-end encryption, advanced group chat privacy settings, secure video calls for teams, encrypted communication using Matrix open network. Riot.im is now Element.

Settle Up - SETTLE UP is an indispensable app for friends and flatmates who need to keep track of shared bills...