Software Alternatives & Startups

Splitwise VS CryptaCount

Compare Splitwise VS CryptaCount and see what are their differences

Splitwise

Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!

Rating
0 reviews
CryptaCount

90+ chains, IFRS/US GAAP ledgers, 12 cost basis methods, DAC8/CARF support. Built for accountants and auditors.

Rating
0 reviews
Pricing
Freemium Free trial $399 / Monthly (B2B Starter)
Note: These products don't have any matching categories. If you think this is a mistake, please edit the details of one of the products and suggest appropriate categories.

Which is more popular?

Personal Finance popularity
100% vs 0%
alternatives listed
240+ vs 9

Base details

Website, pricing, platforms and company facts side by side.

Splitwise
CryptaCount
Website splitwise.com cryptacount.com
Pricing —
Freemium Free trial $399 / Monthly (B2B Starter) Official pricing
Company — Startup from Luxembourg · 1 - 9 employees · 2024
Listed in

About Splitwise and CryptaCount

In their own words, as submitted to SaaSHub.

Splitwise
CryptaCount

No description of Splitwise yet.

CryptaCount is enterprise-grade crypto accounting and sub-ledger software built for compliance from the ground up. It transforms raw on-chain and exchange activity into fully reconciled, audit-ready books, so accounting firms, funds, auditors and Web3 companies can close with confidence. Every...

Read more about CryptaCount

Features and specs

What each product offers, as listed by its team.

Splitwise 7 features
CryptaCount 2 features
  • User-Friendly Interface
    Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
  • Multi-Platform Availability
    Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
  • Expense Tracking
    The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
  • Flexible Split Options
    Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
  • Currency Conversion
    Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
  • Bill Reminders
    The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
  • Integration with Payment Platforms
    Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages

  • Privacy Concerns
    Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
  • Subscription-Based Features
    Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
  • Manual Entry Requirement
    Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
  • Limited Automatic Reconciliation
    While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
  • Dependency on Group Honesty
    The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
  • Potential for Confusion
    The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.
  • Enterprise-Grade Crypto Back Office
    Institutional-grade financial reporting with real-time portfolio valuation and seamless accounting integration.
  • The Platform for Modern Crypto Accounting
    Expand your practice with confidence. Multi-client management, bulk processing, and white-label reporting for crypto-native accounting firms.

Analysis

An editorial look at what each product does well and who it suits.

Splitwise
CryptaCount

Overall verdict

  • Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.

Why this product is good

  • Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
  • It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
  • Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
  • Supports multiple currencies, which is great for international travel groups.
  • Integration with payment platforms like PayPal and Venmo for easy settlement of debts.

Recommended for

  • Roommates who need to regularly split household bills and expenses.
  • Groups of friends or families who often travel together and need to manage shared travel costs.
  • Colleagues or classmates working on projects or events that require shared funding.
  • Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.

Overall verdict

  • I don't have verified, up-to-date information about CryptaCount (cryptacount.com) to responsibly assess its quality, legitimacy, or performance. Cryptocurrency-related tools and platforms can carry significant financial risk, and I'd be doing you a disservice by fabricating an assessment.

Why this product is good

  • I have no reliable data on this specific product's features, security practices, or user reviews
  • Crypto-related services change frequently and require current verification of licensing, custody practices, and regulatory compliance
  • Fabricated claims about financial tools could lead to real monetary loss if acted upon

Recommended for

  • Anyone considering this should independently verify: company registration and regulatory status, security audits, user reviews on independent platforms (Trustpilot, Reddit, etc.), and how long the domain/company has been operating
  • Check sites like whois lookup for domain age, and look for any regulatory warnings from financial authorities in your jurisdiction
  • Consult a financial advisor before using any crypto accounting or trading tool with real funds

Videos

Walkthroughs and reviews on video.

Splitwise 3 videos + Add
CryptaCount 0 videos + Add

Splitwise - iPhone App Review! [2020]

More videos

  • - Tricount vs Splitwise - App comparison
  • - Splitwise Demo

No CryptaCount videos yet. You could help us improve this page by suggesting one.

Category popularity

How often each product is chosen within a category, 0–100% relative to the other.

Score bands 0–20 21–40 41–50 51–60 61–100
Splitwise
CryptaCount
100% 100%
0% 0%
0% 0%
100% 100%
100% 100%
0% 0%
0% 0%
100% 100%

Questions & Answers

As answered by people managing Splitwise and CryptaCount.

What makes your product unique?

CryptaCount's answer:

CryptaCount is a crypto sub-ledger, not a portfolio tracker with an export button. It turns raw blockchain data into audit-ready financial statements, with a complete three-layer audit trail running from the original on-chain event through to the posted journal entry. Every figure can be traced back to the transaction that produced it.

It is built to the standards accountants actually report under: IFRS and US GAAP financial statements, FASB ASC 350-60 fair value accounting, and 8 cost basis methods including FIFO, LIFO, HIFO, LOFO, Weighted Average, Specific ID and ACB. Methods can be switched at any time and the ledger replays from genesis, so a change in policy does not mean rebuilding history by hand.

It is also built for the regulation that is arriving rather than the regulation that has passed: MiCA, CARF, DAC8 and VARA reporting are supported out of the box. Coverage spans 90 blockchain networks - EVM and non-EVM, including Aptos, Cosmos, Cardano, Tron, TON and Sui — and it posts straight into QuickBooks, Xero, Zoho Books, Sage and NetSuite, so crypto stops being the one ledger that sits outside the accounting stack.

It was founded by an ACCA-qualified accountant, which is why the product starts from the audit requirement and works backwards, rather than starting from the blockchain data and hoping it is enough.

Why should a person choose your product over its competitors?

CryptaCount's answer:

Because most crypto tools produce numbers. CryptaCount produces numbers an auditor will accept.

Audit defensibility is the core of the product. The three-layer audit trail links every blockchain event to its classification and to the resulting journal entry, with immutable records throughout. When an auditor asks how a figure was derived, the working is already there rather than reconstructed after the fact.

Real accounting standards, not approximations. IFRS and US GAAP statements, FASB ASC 350-60 fair value treatment, real-time NAV and portfolio valuation, and 8 cost basis methods you can switch between with a full replay from genesis.

Regulatory coverage ahead of the curve. MiCA, CARF, DAC8 and VARA are supported now, not on a roadmap. For firms and funds in the EU and UAE, that is the difference between being ready and scrambling.

It fits the stack you already run. Native integrations with QuickBooks, Xero, Zoho Books, Sage and NetSuite mean crypto flows into the same close process as everything else, instead of living in a spreadsheet.

Breadth of data. 90 blockchain networks covering both EVM and non-EVM chains, plus major exchange integrations, with a rule engine that auto-classifies staking rewards, DeFi yields, gas fees, transfers and swaps.

And it is built by an accountant. The founder is ACCA qualified, so the design question was always "will this survive an audit", not "does this look good on a dashboard".

How would you describe the primary audience of your product?

CryptaCount's answer:

CryptaCount is built for professionals who have to answer for the numbers.

Accounting firms and practices managing crypto clients, who need a sub-ledger that produces defensible statements at scale rather than a spreadsheet per client.

Auditors, who need a complete, immutable trail from blockchain event to journal entry in order to sign off.

Crypto funds and institutional treasuries, who need real-time NAV, portfolio valuation, treasury and cash-flow analysis, and IFRS or US GAAP reporting.

Web3 companies and node operators, who hold and earn crypto operationally and need it to close properly alongside the rest of the business.

Geographically it skews toward jurisdictions where crypto reporting obligations are already binding — the EU under MiCA, DAC8 and CARF, the UAE under VARA, and the US under FASB.

Individual investors filing personal crypto taxes are served by our sister product, CryptaTax, rather than CryptaCount.

What's the story behind your product?

CryptaCount's answer:

CryptaCount was founded by an ACCA-qualified accountant, and that is the whole origin of the product. Coming from practice rather than from trading, the problem looked different: the market was full of tools that could tell you what your crypto was worth, and almost none that could produce something an auditor would sign.

Crypto had become a real balance-sheet item — treasuries, funds, node operators, Web3 payrolls — but it was still being closed in spreadsheets, outside the accounting system, with no traceable link between an on-chain event and the journal entry it eventually became. That is fine until someone asks you to prove it.

So we built the missing layer: a crypto sub-ledger that ingests 90 blockchain networks, classifies transactions automatically, applies a proper cost basis method, and posts audit-ready entries straight into QuickBooks, Xero, Zoho Books, Sage or NetSuite — with a three-layer audit trail behind every number.

The timing was not accidental. FASB fair value rules, MiCA, DAC8 and CARF all land in roughly the same window, and they all assume a standard of record-keeping that most crypto holders do not currently have. CryptaCount exists to close that gap. Today it is used by 1,000+ businesses, and it sits alongside CryptaTax, our personal filing product, under CryptaCount, Inc.

Which are the primary technologies used for building your product?

CryptaCount's answer:

  • Google Cloud Platform infrastructure
  • JasperReports for financial reporting and custom report templates
  • SOC 2 compliant architecture with per-workspace data isolation and role-based access control
  • Direct blockchain node/indexing across 90 networks (EVM and non-EVM: Ethereum, Bitcoin, Solana, Cosmos, Aptos, Cardano, Tron, TON, Sui)
  • Read-only exchange API integrations (Binance, Coinbase, Kraken, OKX, Bybit, KuCoin, Crypto.com, Gate.io)
  • Accounting system APIs: QuickBooks, Xero, Zoho Books, Sage, NetSuite

Who are some of the biggest customers of your product?

CryptaCount's answer:

  • Accounting firms and practices managing crypto clients
  • Crypto funds and institutional treasuries
  • Web3 companies and node operators
  • Auditors requiring full transaction-to-journal audit trails

User comments

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Reviews and articles

External articles and on-site reviews we used to compare the two products.

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