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Splitwise VS crmchat

Compare Splitwise VS crmchat and see what are their differences

Splitwise

Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!

Rating
0 reviews
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Alternatives Is it good?
crmchat

Telegram-native CRM & Telegram Automation app for sales teams. Find new leads on Telegram, manage CRM deals & scale multi-account outreach. Trusted by 300+ Web3, iGaming, Tech, and LeadGen companies.

Rating
0 reviews
Pricing
Freemium Free trial $29 / Monthly (Pro: Unlimited CRM Leads & Campaigns, 1 TG Account)
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Alternatives Is it good?
LeadExec
AI-powered lead distribution software for lead sellers, ping/post marketplaces, and enterprise teams managing real-time routing, buyer management, compliance, and scalable lead delivery. sponsored
Note: These products don't have any matching categories. If you think this is a mistake, please edit the details of one of the products and suggest appropriate categories.

Which is more popular?

Personal Finance popularity
100% vs 0%
alternatives listed
240+ vs 89

Base details

Website, pricing, platforms and company facts side by side.

Splitwise
crmchat
Website splitwise.com crmchat.ai
Pricing —
Freemium Free trial $29 / Monthly (Pro: Unlimited CRM Leads & Campaigns, 1 TG Account) Official pricing
Platforms —
Telegram Claude Chatgpt Codex +1
Company — Startup from the United States · 1 - 9 employees · 2024
Listed in
Personal Finance Expense Tracking Bill-Splitting Apps Finance +1
Telegram Tools CRM Software Outreach Automation Messaging Telegram Bots CRM Small Business CRM CRM Platforms Sales Telegram AI +8

About Splitwise and crmchat

In their own words, as submitted to SaaSHub.

Splitwise
crmchat

No description of Splitwise yet.

crmchat turns Telegram into a complete sales and outreach system for B2B teams in Web3, iGaming, media buying, and other Telegram-first markets. Prospecting, outreach, conversations, and deals live in one place, so your team can stop juggling spreadsheets and desktop Telegram windows. Key...

Read more about crmchat

Features and specs

What each product offers, as listed by its team.

Splitwise 7 features
crmchat 7 features
  • User-Friendly Interface
    Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
  • Multi-Platform Availability
    Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
  • Expense Tracking
    The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
  • Flexible Split Options
    Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
  • Currency Conversion
    Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
  • Bill Reminders
    The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
  • Integration with Payment Platforms
    Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages

  • Privacy Concerns
    Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
  • Subscription-Based Features
    Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
  • Manual Entry Requirement
    Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
  • Limited Automatic Reconciliation
    While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
  • Dependency on Group Honesty
    The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
  • Potential for Confusion
    The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.
  • AI Lead Search for B2B Prospecting
    Describe your target audience in a prompt and get a list of B2B contacts on Telegram.
  • Telegram Outreach Sequences
    Personalized message sequences with custom delays, variables, and spintax that stop automatically when a lead replies.
  • Unified Telegram inbox
    DMs and group chats from all connected accounts in one list, with Unread, Needs Reply, and account filters.
  • Multi-Account Management
    Connect unlimited Telegram accounts on Team and Agency plans, with daily limits, a proxy, and AI warmup for each one.
  • Visual Sales Pipeline
    Customizable stages, custom properties, notes, and reminders to track every Telegram deal.
  • MCP Server and REST API
    Connect Claude, ChatGPT, Cursor, and other AI clients to automate Telegram account actions and outreach.
  • Lead Capture and Group Parser
    Add leads by forwarding messages, syncing Telegram folders, scanning QR codes, or manual entry, and parse public groups into prospect lists.

Analysis

An editorial look at what each product does well and who it suits.

Splitwise
crmchat

Overall verdict

  • Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.

Why this product is good

  • Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
  • It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
  • Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
  • Supports multiple currencies, which is great for international travel groups.
  • Integration with payment platforms like PayPal and Venmo for easy settlement of debts.

Recommended for

  • Roommates who need to regularly split household bills and expenses.
  • Groups of friends or families who often travel together and need to manage shared travel costs.
  • Colleagues or classmates working on projects or events that require shared funding.
  • Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.

No analysis of crmchat yet.

Videos

Walkthroughs and reviews on video.

Splitwise 3 videos + Add
crmchat 0 videos + Add

Splitwise - iPhone App Review! [2020]

More videos

  • - Tricount vs Splitwise - App comparison
  • - Splitwise Demo

No crmchat videos yet. You could help us improve this page by suggesting one.

Category popularity

How often each product is chosen within a category, 0–100% relative to the other.

Score bands 0–20 21–40 41–50 51–60 61–100
Splitwise
crmchat
100% 100%
Personal Finance
0% 0%
0% 0%
CRM
100% 100%
100% 100%
Expense Tracking
0% 0%
0% 0%
Sales
100% 100%

Questions & Answers

As answered by people managing Splitwise and crmchat.

What's the story behind your product?

crmchat's answer:

The founding team previously built Getintent, an AI ad platform that grew to $16M ARR and was sold in 2019.

In 2021, they started Hints, an AI assistant for CRMs such as Salesforce, HubSpot, and Pipedrive, with $2.5M from Altair, Flashpoint, and angel investors.

In 2024, the team launched crmchat, a CRM on Telegram focused on Web3 companies. Its first client, Solana Superteam Germany, helped shape the product. It has since grown into a full sales and outreach suite for Telegram-first teams.

Which are the primary technologies used for building your product?

crmchat's answer:

  • Language: TypeScript
  • Frontend: React, Vite, TanStack Router and Query, Tailwind CSS
  • Backend: Node.js, Fastify, tRPC, oRPC
  • Data: PostgreSQL, Drizzle ORM, Firebase, Redis, ElectricSQL for real-time sync
  • Telegram: MTProto (mtcute, GramJS), Bot API (Telegraf), Telegram Mini Apps
  • Payments: Stripe

Who are some of the biggest customers of your product?

crmchat's answer:

  • TON Foundation
  • Tribute.top
  • Superprotocol
  • Solana Superteam Germany
  • EMCD
  • uForce
  • Orchestra
  • Lead Sniper
  • Ga^3in Ventures

What makes your product unique?

crmchat's answer:

crmchat is built around Telegram rather than adapted to it. It works as a web app and a Telegram mini-app, and covers the full sales workflow in one place:

  • Find leads with AI Lead Search, or parse public Telegram groups
  • Run outreach with personalized sequences from multiple Telegram accounts
  • Reply from one inbox that brings together chats from every connected account
  • Close deals in a pipeline with the CRM card right next to the chat
  • Automate with AI through an MCP server and REST API

Why should a person choose your product over its competitors?

crmchat's answer:

Many teams end up combining Telegram Desktop, spreadsheets, an outreach tool, and a separate CRM. crmchat replaces that stack with one product.

  • One workflow: lead research, outreach, inbox, and pipeline share the same data
  • Built to scale safely: daily limits, a proxy for each account, and AI warmup
  • Made for teams: separate workspaces, per-account access, and Admin, Member, and Chatter roles
  • Open to AI agents: connect Claude, ChatGPT, Cursor, and other clients through MCP
  • Easy to try: a free Starter plan and a 1-week trial on Personal and Team

How would you describe the primary audience of your product?

crmchat's answer:

B2B sales and business development teams whose customers are active on Telegram, including:

  • Web3 and crypto projects
  • iGaming companies
  • B2B lead generation agencies
  • Media buying teams and affiliate networks
  • Agencies managing content creators and chatter teams
  • Tech startups reaching developer communities

User comments

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Reviews and articles

External articles and on-site reviews we used to compare the two products.

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crmchat no reviews yet

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