Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!
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Which is more popular?
Based on our record, Cloze
seems to be more popular. It has been mentioned
1 time
since March 2021.
social mentions
0 vs 1
Personal Finance popularity
100% vs 0%
alternatives listed
240+ vs 161
Base details
Website, pricing, platforms and company facts side by side.
User-Friendly Interface Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
Multi-Platform Availability Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
Expense Tracking The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
Flexible Split Options Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
Currency Conversion Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
Bill Reminders The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
Integration with Payment Platforms Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.
Possible disadvantages
Privacy Concerns Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
Subscription-Based Features Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
Manual Entry Requirement Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
Limited Automatic Reconciliation While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
Dependency on Group Honesty The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
Potential for Confusion The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.
Advanced AI Recognition Uses advanced AI and machine learning algorithms to manage your contacts and communications effectively, offering smart suggestions and reminders.
Automated Data Entry Automatically logs emails, calls, and meetings, reducing the manual effort required to maintain up-to-date records.
Unified Communication Integrates multiple communication channels like email and social media, providing a single interface to manage all interactions.
Task Management Includes features for task and project management, helping users stay organized and on top of their responsibilities.
Mobile Access Offers mobile apps, enabling users to manage their contacts and communications on-the-go.
Possible disadvantages
Pricing Can be expensive, especially for smaller businesses or individual users, with higher-tier plans offering essential features.
Learning Curve May require some time for new users to become fully accustomed to the platform and its extensive range of features.
Overwhelming Data The vast amount of data aggregated can sometimes be overwhelming for users looking for specific information quickly.
Integration Complexity Integrating Cloze with existing systems and workflows might require technical expertise or additional resources.
Privacy Concerns Some users may have concerns about the level of access Cloze has to personal and professional communication data.
Analysis
An editorial look at what each product does well and who it suits.
SplitwiseCloze
Overall verdict
Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.
Why this product is good
Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
Supports multiple currencies, which is great for international travel groups.
Integration with payment platforms like PayPal and Venmo for easy settlement of debts.
Recommended for
Roommates who need to regularly split household bills and expenses.
Groups of friends or families who often travel together and need to manage shared travel costs.
Colleagues or classmates working on projects or events that require shared funding.
Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.
Overall verdict
Cloze is generally considered a good tool for individuals and businesses looking for a comprehensive CRM solution that leverages AI for smarter organization and communication management. Its ability to integrate various channels and provide actionable insights makes it a valued resource for many users.
Why this product is good
Cloze (ai.cloze.com) is beneficial because it offers an all-in-one relationship management platform using AI to help users manage their professional and personal connections efficiently. It provides features such as automatic tracking of emails, calls, meetings, social media, and notes, allowing users to have a detailed overview of all interactions in one place. Cloze's AI capabilities also offer insights, reminders, and suggestions to foster meaningful engagement with contacts.
Recommended for
Cloze is recommended for professionals and small to medium-sized businesses seeking a sophisticated yet user-friendly CRM tool. It is particularly beneficial for users who need to manage a large volume of relationships and interactions without the hassle of manual tracking. This includes sales teams, customer service managers, freelancers, and entrepreneurs who rely on networking and relationship management for their success.
Splitwise is among the most commonly used group payment apps that can easily keep a systematic record of all your informal debts including restaurant bills, travel expenses, cost of accommodation, and much more. With...
Splitwise employs an intelligent algorithm to calculate the exact amount owed by each user. It shows who paid for what, how much amount was paid by each member, and any outstanding balances. Furthermore, the...
For example, shared items like appetizers would be split among the entire group or just a few people in the group. The app can handily accommodate large parties by allowing you to add up to 10 people to each group....
Cons: Cloze’s free version is skinny and only has a few limited features: the ability to organize your social media feeds by those most important to you, being able to view your contacts from email, social media, and...
https://www.cloze.com/ Cloze is the Relationship Management that aggregates your contacts, emails, calendars, social data and more to help you follow up and improve your network. They also integrate with Evernote and...
Social recommendations and mentions
Recommendations tracked on public social media and blogs since March 2021.
Splitwise0 mentionsCloze1 mention
Tracking Splitwise since Mar 2021.
Office 365 Outlook or Microsoft Exchange for CalyxOS users
I tested it and it works both ways fine for me for now... I realize this is not optimal but it was the best I could come up with quickly and figured I should share it in case it helps others and in case others find better options...
Source:
almost 5 years ago
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