Software Alternatives, Accelerators & Startups

Splitwise VS Chargebee

Compare Splitwise VS Chargebee and see what are their differences

Note: These products don't have any matching categories. If you think this is a mistake, please edit the details of one of the products and suggest appropriate categories.

Splitwise logo Splitwise

Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!

Chargebee logo Chargebee

Chargebee lets you manage subscriptions and payments at scale, handle custom recurring billing scenarios, reduce subscription churn and simplify accounting.
  • Splitwise Landing page
    Landing page //
    2023-01-23
  • Chargebee Landing page
    Landing page //
    2023-08-22

Bill with clarity Send beautiful invoices that capture everything - accurate proration, the right taxes, relevant notes for line items - with complete compliance adherence.

Manage subscriptions together Let different teams access information based on user roles, so that they can: Extend trials. Edit plans. Issue refund receipts. And perform other essential tasks with a few clicks.

Measure what matters Access accurate subscription metrics (MRR, LTV, ARPU, Churn...) to see how your business is doing, and to ask the right questions.

Recover lost revenue Fight involuntary churn with a smart dunning process that works with automated reminders, and configurable retry rules (Credit card failed? Try PayPal).

Close books faster Draw revenue recognition reports based on your business requirements. And with our Xero and QuickBooks Online integrations, reconciliation is a click of a button.

Splitwise features and specs

  • User-Friendly Interface
    Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
  • Multi-Platform Availability
    Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
  • Expense Tracking
    The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
  • Flexible Split Options
    Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
  • Currency Conversion
    Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
  • Bill Reminders
    The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
  • Integration with Payment Platforms
    Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages of Splitwise

  • Privacy Concerns
    Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
  • Subscription-Based Features
    Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
  • Manual Entry Requirement
    Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
  • Limited Automatic Reconciliation
    While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
  • Dependency on Group Honesty
    The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
  • Potential for Confusion
    The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.

Chargebee features and specs

  • Comprehensive Subscription Management
    Chargebee offers a wide range of features for managing subscriptions, including billing cycles, trials, discounts, and renewal configurations. This flexibility enables businesses to optimize their subscription models and reduce churn.
  • Automated Billing
    Chargebee automates the invoicing and payment collection process, reducing the manual effort required and minimizing the chance for errors. This allows businesses to focus more on growth strategies rather than administrative tasks.
  • Multiple Payment Gateway Support
    Chargebee supports integration with various payment gateways like Stripe, PayPal, and Braintree, giving businesses the flexibility to choose their preferred payment processing services.
  • Analytics and Reporting
    Chargebee provides comprehensive analytics and reporting tools that offer valuable insights into subscription metrics, such as MRR (Monthly Recurring Revenue), churn rate, and customer lifetime value. This helps businesses make data-driven decisions.
  • Compliance and Security
    Chargebee is compliant with PCI-DSS standards and offers robust security measures to protect customer data. This ensures that businesses can meet regulatory requirements and gain customer trust.
  • Customizable and Scalable
    The platform is highly customizable to suit the unique needs of different businesses, and it scales well as the business grows. This ensures that companies of all sizes can effectively use Chargebee.

Possible disadvantages of Chargebee

  • Complexity
    Chargebee's extensive feature set can be overwhelming for new users, particularly those without a technical background. A steep learning curve may be encountered when setting up the system for the first time.
  • Cost
    Chargebee can be expensive, especially for startups and small businesses. The platform has different pricing tiers, and as the business scales, costs may increase significantly.
  • Limited Native Integrations
    While Chargebee does support various integrations, it lacks native integrations with some popular tools, which might necessitate additional effort or the use of third-party services to achieve full functionality.
  • Customer Support
    Some users have reported that the customer support can be slow to respond and not always effective in resolving issues promptly, which can be frustrating in time-sensitive situations.
  • Customization Constraints
    Although Chargebee is highly customizable, certain advanced customizations may require technical expertise or developer assistance, which might not be readily available for all businesses.

Analysis of Splitwise

Overall verdict

  • Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.

Why this product is good

  • Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
  • It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
  • Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
  • Supports multiple currencies, which is great for international travel groups.
  • Integration with payment platforms like PayPal and Venmo for easy settlement of debts.

Recommended for

  • Roommates who need to regularly split household bills and expenses.
  • Groups of friends or families who often travel together and need to manage shared travel costs.
  • Colleagues or classmates working on projects or events that require shared funding.
  • Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.

Analysis of Chargebee

Overall verdict

  • Chargebee is a solid choice for businesses looking for a reliable, flexible, and feature-rich subscription billing solution. Its ability to cater to different business sizes and industries, combined with strong customer support, makes it a popular option in the market.

Why this product is good

  • Chargebee is considered a good choice by many because it offers comprehensive subscription billing and revenue management features. It supports multiple payment gateways, is scalable for growing businesses, and provides robust analytics and reporting capabilities. Additionally, Chargebee is known for its ease of integration with numerous third-party applications, flexible pricing plans, and a user-friendly interface.

Recommended for

    Chargebee is recommended for SaaS businesses, startups, and enterprises that require sophisticated subscription management and invoicing solutions. It is particularly well-suited for companies needing to manage recurring billing, handle multiple pricing tiers, and gain insights from detailed financial reporting.

Splitwise videos

Splitwise - iPhone App Review! [2020]

More videos:

  • Review - Tricount vs Splitwise - App comparison
  • Demo - Splitwise Demo

Chargebee videos

Chargebee - Product Overview

More videos:

  • Review - Easily Build & Add Subscription Payments Without Code Using Chargebee
  • Demo - Chargebee Product Demo

Category Popularity

0-100% (relative to Splitwise and Chargebee)
Personal Finance
100 100%
0% 0
Recurring Subscription Billing
Expense Tracking
100 100%
0% 0
Recurring Billing
0 0%
100% 100

User comments

Share your experience with using Splitwise and Chargebee. For example, how are they different and which one is better?
Log in or Post with

Reviews

These are some of the external sources and on-site user reviews we've used to compare Splitwise and Chargebee

Splitwise Reviews

12 Best Bill Splitting Apps in 2023
Splitwise is among the most commonly used group payment apps that can easily keep a systematic record of all your informal debts including restaurant bills, travel expenses, cost of accommodation, and much more. With this expense sharing app, users can either create groups or split the bill privately among friends. Splitwise also registers and saves all the expenses and...
6 Best Bill Splitting Apps for Hassle-Free Expense Sharing
Splitwise employs an intelligent algorithm to calculate the exact amount owed by each user. It shows who paid for what, how much amount was paid by each member, and any outstanding balances. Furthermore, the application also keeps everyone updated about their balances and recent transactions.
Best Bill-Splitting Apps
For example, shared items like appetizers would be split among the entire group or just a few people in the group. The app can handily accommodate large parties by allowing you to add up to 10 people to each group. Once youโ€™ve divided up the food among all the plates you can add in tax and tip. The app is made by the same company as Splitwise and is completely free. The only...
7 Best Budgeting Tools and Apps for Personal Finance
This oneโ€™s not a complete budgeting app but itโ€™s still a handy one. Splitwise is a nifty app that helps people track how much they owe to friends and colleagues and vice versa. It makes sharing expenses on outings, meals, events, etc easy to track by logging in each transaction. It basically keeps a total over time, so that you can pay back the money in a large payment,...

Chargebee Reviews

Top 20 Recurly Alternatives & Competitors in 2025
Navigating the world of Recurly competitors reveals a clear pattern: most platforms ask you to adapt your business to their system. You choose between the enterprise rigor of Zuora, the ecosystem lock-in of Stripe or Salesforce, the high cost of scale with Chargebee, or the simplicity that quickly becomes limiting with tools like QuickBooks.
Source: unibee.dev
Subscription Billing Solutions Comparison: Stripe vs Recurly vs Chargebee vs Rainex
Chargebee is another major platform for optimizing payment experiences. The company specializes in broad support for subscription monetization strategies, including tiered pricing, metered billing, and addon management. Chargebeeโ€™s focus on subscription lifecycle management coupled with robust integration and APIs makes it the preferred choice for companies scaling their...
Source: rainex.io
Payment Platforms Comparison: Stripe vs Chargebee vs Paddle vs Recurly
Chargebee is a cloud based subscription billing and recurring payment software solution. ChargeBee is a multifunctional tool for automating the billing processes of businesses that run subscription services.
Source: rainex.io
Would you use Paddle, Chargebee, Chargify, or just Stripe?
I've worked with both naked Stripe and Chargebee + Stripe before. I can highly recommend Chargebee, especially for young companies. It takes a while to get to 50K revenue with a SaaS project, so you have plenty of time to make a decision about whether you want to keep using Chargebee. We decided to stick with them due to the following reasons:
Looking for a Chargify alternative?
In the jumble of whatโ€™s owed and whatโ€™s due, a Credit Note is as vital as an Invoice. Chargebee gets that. Hence, youโ€™d never find yourself issuing an invoice when whatโ€™s befitting is a Credit Note, or creating credits for a payment you havenโ€™t actually received yet.

Social recommendations and mentions

Based on our record, Chargebee seems to be more popular. It has been mentiond 3 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Splitwise mentions (0)

We have not tracked any mentions of Splitwise yet. Tracking of Splitwise recommendations started around Mar 2021.

Chargebee mentions (3)

  • Ask HN: SaaS Billing?
    I personally use Stripe, but I think https://chargebee.com supports PayPal. I've heard good things about them. - Source: Hacker News / over 4 years ago
  • I'm opening a SAAS startup, I need advice!
    The system is very complex, I believe that for these construction sites there is no way to do it and it will have a very ugly design. Why did you choose chargebee.com as your payment method? The stripe seemed to me better, or even the iugu. Do you speak from your own experience? Source: about 5 years ago
  • Product Led Growth and the Role of Engineering
    Newer organizations, especially in software, still treat engineering as a cost and allocate resources based on the cost that is saved by deploying this skill across the organization. Thus we see 100s of companies building their own recurring subscription infrastructure when multiple SaaS companies exist to solve this problem. Non-customer facing development improves efficiencies within the organization, but... - Source: dev.to / about 5 years ago

What are some alternatives?

When comparing Splitwise and Chargebee, you can also consider the following products

Tricount - Manage and share expenses with friends

Recurly - Subscription billing and recurring billing management. Recurly offers enterprise-class subscription billing for thousands of companies worldwide.

Splid - Splid helps friends manage their money.

Maxio - Chargify is the best online billing software for all of your Recurring Billing needs. Learn more about simplifying your Subscription Billing today.

Settle Up - SETTLE UP is an indispensable app for friends and flatmates who need to keep track of shared bills...

Zuora - Zuora creates cloud-based software on a subscription basis that enables any company in any industry to successfully launch, manage, and transform into a subscription business.