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Recurly VS Splitwise

Compare Recurly VS Splitwise and see what are their differences

EasySubscription.io
Shopify Subscription App for Recurring Billing, Subscription Boxes & Customer Retention | Boost LTV & Grow Predictable Revenue featured
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Contents:
  1. ยป Base Details
  2. ยป Videos
  3. ยป Reviews
  4. ยป Alternatives

Recurly logo Recurly

Subscription billing and recurring billing management. Recurly offers enterprise-class subscription billing for thousands of companies worldwide.

Splitwise logo Splitwise

Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!
  • Recurly Landing page
    Landing page //
    2023-10-07
  • Splitwise Landing page
    Landing page //
    2023-01-23

Recurly features and specs

  • Integrations
    Recurly offers extensive integration options with various payment gateways, accounting software, and CRMs, which can streamline operations and enhance functionality.
  • Customization
    The platform provides robust customization options, allowing businesses to tailor the subscription billing process to fit their specific needs and branding.
  • Analytics and Reporting
    Recurly's advanced analytics and reporting features give deep insights into subscription metrics, helping businesses make data-driven decisions.
  • Dunning Management
    The excellent dunning management system helps in recovering failed transactions automatically, reducing churn and improving revenue collection.
  • Global Reach
    With multi-currency and localization support, Recurly is well-suited for businesses that operate internationally.
  • User Interface
    Recurly's user-friendly interface makes it easy for businesses to manage subscriptions, analyze data, and configure settings without requiring extensive technical knowledge.

Possible disadvantages of Recurly

  • Cost
    Recurly can be expensive for small businesses or startups, as it includes a base subscription fee along with transaction fees.
  • Learning Curve
    The platform has a steep learning curve, especially for users who are new to subscription management systems.
  • Limited Invoicing Customization
    Some users find the invoicing customization options to be limited compared to other subscription management platforms.
  • Support for One-Time Payments
    Recurly is primarily focused on recurring billing and may not be the best fit for businesses that need robust support for one-time payments.
  • Customer Support
    Some users report that customer support can be slow to respond and not as helpful as expected, impacting issue resolution.
  • Compliance
    While Recurly has good compliance features, some users might find that it lacks specific compliance certifications or requirements needed for their industry.

Splitwise features and specs

  • User-Friendly Interface
    Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
  • Multi-Platform Availability
    Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
  • Expense Tracking
    The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
  • Flexible Split Options
    Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
  • Currency Conversion
    Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
  • Bill Reminders
    The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
  • Integration with Payment Platforms
    Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages of Splitwise

  • Privacy Concerns
    Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
  • Subscription-Based Features
    Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
  • Manual Entry Requirement
    Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
  • Limited Automatic Reconciliation
    While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
  • Dependency on Group Honesty
    The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
  • Potential for Confusion
    The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.

Analysis of Recurly

Overall verdict

  • Recurly is generally considered a good choice for subscription management and billing, especially for businesses that require a robust and scalable solution.

Why this product is good

  • Recurly is praised for its ease of use, flexibility, and ability to handle complex billing scenarios. It supports a wide range of payment gateways, offers robust analytics and reporting features, and provides excellent customer support. Additionally, its integration capabilities with other business tools make it a versatile option.

Recommended for

    Recurly is recommended for SaaS companies, subscription-based businesses, and e-commerce platforms that need a reliable and scalable billing solution. It is particularly suitable for businesses looking to streamline recurring billing processes and those that require advanced subscription management features.

Analysis of Splitwise

Overall verdict

  • Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.

Why this product is good

  • Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
  • It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
  • Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
  • Supports multiple currencies, which is great for international travel groups.
  • Integration with payment platforms like PayPal and Venmo for easy settlement of debts.

Recommended for

  • Roommates who need to regularly split household bills and expenses.
  • Groups of friends or families who often travel together and need to manage shared travel costs.
  • Colleagues or classmates working on projects or events that require shared funding.
  • Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.

Recurly videos

+ Add

Recurly Demo Review - Beginners to Expert PREVIEW by Bizversity.com

More videos:

  • Demo - Recurly Product Demo
  • Review - Recurly Features - Subscription and Recurring Billing

Splitwise videos

+ Add

Splitwise - iPhone App Review! [2020]

More videos:

  • Review - Tricount vs Splitwise - App comparison
  • Demo - Splitwise Demo

Category Popularity

0-100% (relative to Recurly and Splitwise)

Recurly

Splitwise

Recurring Subscription Billing
100 100%
Recurring Subscription Billing
0% 0
Personal Finance
0 0%
Personal Finance
100% 100
Recurring Billing
100 100%
Recurring Billing
0% 0
Expense Tracking
0 0%
Expense Tracking
100% 100

User comments

Share your experience with using Recurly and Splitwise. For example, how are they different and which one is better?
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Reviews

These are some of the external sources and on-site user reviews we've used to compare Recurly and Splitwise

Recurly Reviews

Top 20 Recurly Alternatives & Competitors in 2025
Navigating the world of Recurly competitors reveals a clear pattern: most platforms ask you to adapt your business to their system. You choose between the enterprise rigor of Zuora, the ecosystem lock-in of Stripe or Salesforce, the high cost of scale with Chargebee, or the simplicity that quickly becomes limiting with tools like QuickBooks.
Source: unibee.dev
Subscription Billing Solutions Comparison: Stripe vs Recurly vs Chargebee vs Rainex
Recurly specializes in subscription billing management, catering to businesses with recurring revenue models. The platform is an all-in-one solution with flexible pricing shaped by the feature set you need. Extensive support for subscription modifications makes Recurly a sought-after choice for businesses with complex billing requirements.
Source: rainex.io
Payment Platforms Comparison: Stripe vs Chargebee vs Paddle vs Recurly
Recurly subscription billing software is a cloud-based billing and invoicing solution. Itโ€™s an integrated subscription management and recurring bill monitoring platform. Recurly can be considered as a third-party billing management service used with existing business merchant accounts.
Source: rainex.io
Would you use Paddle, Chargebee, Chargify, or just Stripe?
I had a couple of clients use Recurly and they preferred it because they could swap the Stripe backend out for another payment process. One of them needed to do that when they got kicked off Stripe. Another did it to save money on payment processing once they got to a certain scale.
Source: www.indiehackers.com
7+ Cheap Competitors & Alternatives To Chargify
Talking about integrations, both the software allow multiple payment integrations but Chargify doesnโ€™t support PayPal integration while Recurly can give you the option to incorporate PayPal in your Recurly account.
Source: www.inkthemes.com

Splitwise Reviews

12 Best Bill Splitting Apps in 2023
Splitwise is among the most commonly used group payment apps that can easily keep a systematic record of all your informal debts including restaurant bills, travel expenses, cost of accommodation, and much more. With this expense sharing app, users can either create groups or split the bill privately among friends. Splitwise also registers and saves all the expenses and...
Source: www.mobileappdaily.com
6 Best Bill Splitting Apps for Hassle-Free Expense Sharing
Splitwise employs an intelligent algorithm to calculate the exact amount owed by each user. It shows who paid for what, how much amount was paid by each member, and any outstanding balances. Furthermore, the application also keeps everyone updated about their balances and recent transactions.
Source: www.how2shout.com
Best Bill-Splitting Apps
For example, shared items like appetizers would be split among the entire group or just a few people in the group. The app can handily accommodate large parties by allowing you to add up to 10 people to each group. Once youโ€™ve divided up the food among all the plates you can add in tax and tip. The app is made by the same company as Splitwise and is completely free. The only...
Source: www.thebalancemoney.com
7 Best Budgeting Tools and Apps for Personal Finance
This oneโ€™s not a complete budgeting app but itโ€™s still a handy one. Splitwise is a nifty app that helps people track how much they owe to friends and colleagues and vice versa. It makes sharing expenses on outings, meals, events, etc easy to track by logging in each transaction. It basically keeps a total over time, so that you can pay back the money in a large payment,...
Source: www.softwaresuggest.com

Social recommendations and mentions

Based on our record, Recurly seems to be more popular. It has been mentiond 5 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Recurly mentions (5)

  • Ask HN: What are some low cost payment processing alternatives to Stripe?
    Https://recurly.com/ maybe, I can't find this in their pricing page, but from what I know it looks like this: revenue fee 0.500% transaction fee $0.08 and selected plan (there is free one); with your volume that would be around $3.2k a month in fees. - Source: Hacker News / almost 3 years ago
  • API monetization using an API Management and a billing provider
    Next, for your API monetization stack, you need a 3rd-party recurring billing solution, such as Stripe, Recurly, Hypercurrent, and many more. But again, we do not recommend any particular payment service in this post and leave the choice of which payment provider to use up to you. The billing provider obviously needs to receive usage charges for each customer, issue an invoice, and support multiple billing models,... - Source: dev.to / almost 4 years ago
  • Anyone know a website builder that can do this?
    And you can use Recurly for recurring payments. Source: over 4 years ago
  • Top 10 paywall services to look forward to in 2020
    Recurly is an enterprise-class subscription management software that reduces the complexities of subscription management in order to maximise and automate revenue growth.it uses an open platform approach to quickly link to a wide range of back-office systems. In addition to allowing lightweight and scalable custom integration, Recurly also has powerful out-of-the-box integrations with enterprise applications such... Source: over 4 years ago
  • For those of you running a SaaS business, how are you receiving recurring payments?
    We are using recurly, works fine too. But I think Stripe is definitely the leader in this area. Source: over 4 years ago

Splitwise mentions (0)

We have not tracked any mentions of Splitwise yet. Tracking of Splitwise recommendations started around Mar 2021.

What are some alternatives?

When comparing Recurly and Splitwise, you can also consider the following products

Chargebee - Chargebee lets you manage subscriptions and payments at scale, handle custom recurring billing scenarios, reduce subscription churn and simplify accounting.

Tricount - Manage and share expenses with friends

Maxio - Chargify is the best online billing software for all of your Recurring Billing needs. Learn more about simplifying your Subscription Billing today.

Splid - Splid helps friends manage their money.

Stripe - Online payment processing for internet businesses. Stripe is a suite of payment APIs that powers commerce for online businesses of all sizes. Use Stripeโ€™s payment platform to accept and process payments online for easy-to-use commerce solutions.

Settle Up - SETTLE UP is an indispensable app for friends and flatmates who need to keep track of shared bills...

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