Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!
Blockchain is the world's most trusted all-in-one crypto company. We're connecting the world to the future of finance through our suite of products including the leading crypto wallet, bitcoin explorer, and market information.
GilFlow is smart cash flow management for individuals and teams — track income, expenses, subscriptions, and cash flow across every workspace, on the web and on Android.
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Which is more popular?
Based on our record, Blockchain
seems to be more popular. It has been mentioned
511 times
since March 2021.
social mentions
0 vs 511
Personal Finance popularity
100% vs 0%
alternatives listed
240+ vs 87
Base details
Website, pricing, platforms and company facts side by side.
User-Friendly Interface Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
Multi-Platform Availability Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
Expense Tracking The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
Flexible Split Options Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
Currency Conversion Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
Bill Reminders The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
Integration with Payment Platforms Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.
Possible disadvantages
Privacy Concerns Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
Subscription-Based Features Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
Manual Entry Requirement Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
Limited Automatic Reconciliation While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
Dependency on Group Honesty The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
Potential for Confusion The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.
Security Blockchain provides strong security features, as each transaction is encrypted and linked to the previous one. This makes it highly resistant to fraud and hacking.
Transparency All transactions on the blockchain are publicly accessible and verifiable, which increases transparency and trust among users.
Decentralization Blockchain operates on a decentralized network, which reduces the reliance on a central authority and increases system robustness and uptime.
Immutability Once data is recorded on the blockchain, it cannot be altered or deleted, ensuring the integrity and consistency of the data over time.
Efficiency Blockchain can streamline and automate processes such as cross-border payments, reducing transaction times and costs.
Possible disadvantages
Scalability Blockchain networks often face issues with scalability, as the system can become slow and less efficient as the number of transactions increases.
Energy Consumption Blockchain, especially proof-of-work-based networks like Bitcoin, require substantial computational power, leading to high energy consumption.
Regulatory Uncertainty The legal and regulatory environment for blockchain technology is still evolving, which can create uncertainty and compliance challenges.
Complexity Implementing and maintaining a blockchain system can be complex and require specialized knowledge and skills, which might not be readily available.
Data Privacy While blockchain ensures transparency, it can also be a double-edged sword as the data is publicly accessible, posing privacy concerns for sensitive information.
Analysis
An editorial look at what each product does well and who it suits.
SplitwiseBlockchain
Overall verdict
Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.
Why this product is good
Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
Supports multiple currencies, which is great for international travel groups.
Integration with payment platforms like PayPal and Venmo for easy settlement of debts.
Recommended for
Roommates who need to regularly split household bills and expenses.
Groups of friends or families who often travel together and need to manage shared travel costs.
Colleagues or classmates working on projects or events that require shared funding.
Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.
Splitwise is among the most commonly used group payment apps that can easily keep a systematic record of all your informal debts including restaurant bills, travel expenses, cost of accommodation, and much more. With...
Splitwise employs an intelligent algorithm to calculate the exact amount owed by each user. It shows who paid for what, how much amount was paid by each member, and any outstanding balances. Furthermore, the...
For example, shared items like appetizers would be split among the entire group or just a few people in the group. The app can handily accommodate large parties by allowing you to add up to 10 people to each group....
Recommendations tracked on public social media and blogs since March 2021.
Splitwise0 mentionsBlockchain511 mentions
Tracking Splitwise since Mar 2021.
i lost over $3000 to blockchain.com
I used blockchain.com back in 2015. I remembered back in the day they gave you a private key for all your addresses. Looks like they don't now with their newer wallets.
Source:
almost 3 years ago
i lost over $3000 to blockchain.com
In blockchain.com u dont actually own the address, you can access your account, but the address is all blockchain property, so they choose which address you have access to and so forth.
Source:
almost 3 years ago
best crypto wallet app
I use blockchain.com as the receiving wallet because they wallet address changes often and some of these ghetto ass sites don't let you withdrawal to the same one more than once.
Source:
almost 3 years ago
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