Simple VS Wakeout

• User-Friendly Interface
  Simple offers an intuitive and straightforward interface, making it accessible for users who may not be tech-savvy.
• No Hidden Fees
  Simple is transparent about fees, such as not charging for overdrafts or maintaining a minimum balance, which can save users money.
• Innovative Budgeting Tools
  Tools like 'Safe-to-Spend' and 'Goals' help users manage their finances more effectively by visually representing their spending power and saving goals.
• Excellent Customer Service
  Simple has a reputation for responsive and helpful customer service, which can be reached via multiple channels, including phone, email, and social media.
• FDIC Insured
  Deposits are insured up to $250,000 through a partnership with BBVA USA, adding a layer of security for users.

Possible disadvantages

• Limited Product Offerings
  Simple lacks a comprehensive suite of financial products like loans and credit cards that traditional banks offer.
• Cash Deposit Limitations
  Depositing cash can be cumbersome as Simple does not have physical branches; users must utilize third-party services which might incur fees.
• No Physical Branches
  The absence of physical locations may be a disadvantage for those who prefer face-to-face interactions for their banking needs.
• Reliance on Internet Access
  As a fully online bank, Simple requires stable internet access and competent digital literacy, which may not be convenient for all users.
• Limited ATM Network
  While Simple provides access to a broad network of fee-free ATMs, users might still encounter situations where finding a fee-free ATM is inconvenient.

• Ease of Use
  Wakeout offers an intuitive and user-friendly interface, making it easy for users to navigate and start exercises without any steep learning curve.
• Variety of Exercises
  The app provides a wide range of exercises tailored to different scenarios and environments, ensuring that users can find something suitable for any situation.
• Short Exercise Sessions
  Wakeout features quick, 1-2 minute exercises, which are perfect for people who have limited time during the day but still want to stay active.
• Customizable Reminders
  The app allows users to set personalized reminders, helping them to stay consistent and integrate short exercise breaks into their daily routine.
• Accessibility
  Wakeout is designed to be inclusive, offering exercises that are accessible to people with varying levels of mobility and fitness.

Possible disadvantages

• Limited Depth for Enthusiasts
  While Wakeout is great for casual exercise, it may lack the depth and intensity that fitness enthusiasts look for in a workout app.
• Subscription Cost
  Wakeout operates on a subscription model, which may not be ideal for those looking for free workout solutions.
• Device Dependency
  The app requires access to a smartphone or tablet, which may not be convenient or desirable for all users.
• Potential for Repetition
  Even with a variety of exercises, users may find some routines repetitive over time, which could impact long-term engagement.
• Limited Offline Functionality
  Wakeout's functionality can be limited without an internet connection, affecting users who need to access the app in areas with poor connectivity.

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• Closed bank closed debit card (simple.com)

  I received a refund for an item on Amazon and the debit card and bank was closed. Amazon will not reissue the refund to a different debit card and I'm clueless who to contact if there is anyone to contact since simple.com was defunct in... Source: over 3 years ago

• Am I selfish?

  Get a fresh bank account without him; credit unions can be good for this. Make sure it's not at a bank that he frequents...you don't want the teller to be "helpful" and clue him in on things. I used to recommend simple.com for a debit... Source: over 4 years ago

• I never had to call Simple.

  Patience and discovering that simple.com now points to BBVA's Simple migration page. Source: over 5 years ago

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Tracking Wakeout since Mar 2021.