Software Alternatives & Startups

Simple VS Splid

Compare Simple VS Splid and see what are their differences

Simple

Simple is reinventing personal banking with modern online and mobile experiences, no surprise fees...

Rating
0 reviews
Splid

Splid helps friends manage their money.

Rating
5.0 · 1 review
Note: These products don't have any matching categories. If you think this is a mistake, please edit the details of one of the products and suggest appropriate categories.

Which is more popular?

Based on our record, Simple should be more popular than Splid. It has been mentioned 4 times since March 2021.

social mentions
4 vs 2
Finance popularity
47% vs 53%
alternatives listed
240+ vs 135

Base details

Website, pricing, platforms and company facts side by side.

Simple
Splid
Website simple.com splid.app
Listed in

Features and specs

What each product offers, as listed by its team.

Simple 5 features
Splid 5 features
  • User-Friendly Interface
    Simple offers an intuitive and straightforward interface, making it accessible for users who may not be tech-savvy.
  • No Hidden Fees
    Simple is transparent about fees, such as not charging for overdrafts or maintaining a minimum balance, which can save users money.
  • Innovative Budgeting Tools
    Tools like 'Safe-to-Spend' and 'Goals' help users manage their finances more effectively by visually representing their spending power and saving goals.
  • Excellent Customer Service
    Simple has a reputation for responsive and helpful customer service, which can be reached via multiple channels, including phone, email, and social media.
  • FDIC Insured
    Deposits are insured up to $250,000 through a partnership with BBVA USA, adding a layer of security for users.

Possible disadvantages

  • Limited Product Offerings
    Simple lacks a comprehensive suite of financial products like loans and credit cards that traditional banks offer.
  • Cash Deposit Limitations
    Depositing cash can be cumbersome as Simple does not have physical branches; users must utilize third-party services which might incur fees.
  • No Physical Branches
    The absence of physical locations may be a disadvantage for those who prefer face-to-face interactions for their banking needs.
  • Reliance on Internet Access
    As a fully online bank, Simple requires stable internet access and competent digital literacy, which may not be convenient for all users.
  • Limited ATM Network
    While Simple provides access to a broad network of fee-free ATMs, users might still encounter situations where finding a fee-free ATM is inconvenient.
  • User-Friendly Interface
    Splid offers an intuitive and easy-to-use interface that makes it simple for users to split expenses without any confusion.
  • Offline Functionality
    Users can log expenses and use the app even without an internet connection, which is useful in remote areas.
  • Multiple Currency Support
    Splid allows users to add expenses in different currencies, making it convenient for international travel and expenses.
  • No Sign-Up Required
    The app does not require users to create an account, simplifying access and reducing privacy concerns.
  • Easy Sharing
    Users can easily share expense reports with group members via a link, simplifying communication and transparency.

Possible disadvantages

  • Limited Integration
    Splid lacks integration with other financial apps or services, which can limit its functionality for some users.
  • Manual Expense Entry
    All expenses must be entered manually, which can be time-consuming compared to apps that offer receipt scanning.
  • No Real-Time Sync
    Changes are not updated in real-time across devices, potentially leading to discrepancies if multiple users are managing a list.
  • Basic Features Free
    While the basic app is free, advanced features require a paid upgrade, which might not be ideal for all users.
  • Limited to Group Expense
    Splid is focused on group expense sharing, lacking features for individual finance management or budgeting.

Analysis

An editorial look at what each product does well and who it suits.

Simple
Splid

Overall verdict

  • While Simple was considered a good choice for digital banking due to its ease of use and helpful financial management tools, it no longer operates independently. Former Simple customers and individuals seeking similar features might consider alternatives like Chime, Varo, or other modern fintech companies that offer similar services.

Why this product is good

  • Simple was known for its intuitive and user-friendly mobile banking experience, offering features like budgeting tools, no fees on basic accounts, and a reliable digital platform. It aimed to make banking straightforward and stress-free for users, especially those comfortable with handling finances through an app. However, as of 2021, Simple has been shut down by its parent company, BBVA USA, and its services have been transitioned into BBVA's offerings.

Recommended for

    Simple, when operational, was recommended for tech-savvy individuals looking for a seamless online banking experience without many fees, and people interested in integrated budgeting and financial tracking tools. Current recommendations would be to explore existing fintech solutions with comparable benefits.

No analysis of Splid yet.

Videos

Walkthroughs and reviews on video.

Simple 3 videos + Add
Splid 3 videos + Add

The Truth About Simple Skin Care

More videos

  • - DOCTOR V Reviews Simple | Brown/ Dark Skin of Colour | SOC
  • - Simple Skincare Review! Micellar Water, Cleansers, Moisturizer | Clean, Affordable Skin Care

"Splid" by Kvelertak (ALBUM OF THE YEAR CONTENDER?) | ALBUM REVIEW

More videos

  • - Album Review/Reaction: Kvelertak - Splid
  • - Kvelertak: Splid -- 💿 album review 💿

Category popularity

How often each product is chosen within a category, 0–100% relative to the other.

Score bands 0–20 21–40 41–50 51–60 61–100
Simple
Splid
47% 47%
53% 53%
0% 0%
100% 100%
100% 100%
0% 0%
0% 0%
100% 100%

User comments

Share your experience with using Simple and Splid. For example, how are they different and which one is better?

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Reviews and articles

External articles and on-site reviews we used to compare the two products.

Simple no reviews yet
Splid 5.0 · 1 review
  • 12 Best Bill Splitting Apps in 2023

    Splid is an excellent app for those who want to take their bill splitting to the next level. It is among the popular bill splitting apps that supports advanced features like location-based payment suggestions,...

  • great! easy to use, versatile, flexible. Recommended.
    SaaSHub review
    · Mar 2023

    I prefer this app to similar ones I've tried. It seems clearer, more straightforward and simpler to use for normal holidays etc. But if you need more complex arrangements it's versatile too: in that you can have...

  • Best Bill-Splitting Apps

    Splitting up the cost of group trips can be tough. Splid allows you to add in all the expenses of a trip and then split it up among each person on the trip. The app is useful for splitting up non-trip expenses as...

Social recommendations and mentions

Recommendations tracked on public social media and blogs since March 2021.

Simple 4 mentions
Splid 2 mentions
  • Closed bank closed debit card (simple.com)
    I received a refund for an item on Amazon and the debit card and bank was closed. Amazon will not reissue the refund to a different debit card and I'm clueless who to contact if there is anyone to contact since simple.com was defunct in... Source: over 3 years ago
  • Am I selfish?
    Get a fresh bank account without him; credit unions can be good for this. Make sure it's not at a bank that he frequents...you don't want the teller to be "helpful" and clue him in on things. I used to recommend simple.com for a debit... Source: over 4 years ago
  • I never had to call Simple.
    Patience and discovering that simple.com now points to BBVA's Simple migration page. Source: over 5 years ago

View more

  • Running an Open Source App: Usage, Costs and Community Donations
    Would be interesting to see how this compares to https://splid.app/. - Source: Hacker News / almost 2 years ago
  • Show HN: An alternative to Splitwise, more minimalist, no ads, no account
    Https://splid.app/ is a great no-account alternative. - Source: Hacker News / over 4 years ago

Alternatives to Simple and Splid

When comparing Simple and Splid, you can also consider the following products.