Software Alternatives, Accelerators & Startups

Simple VS Pomy

Compare Simple VS Pomy and see what are their differences

Simple logo Simple

Simple is reinventing personal banking with modern online and mobile experiences, no surprise fees...

Pomy logo Pomy

Pomodoro for your eye health - Mac & Win
  • Simple Landing page
    Landing page //
    2018-10-06
  • Pomy Landing page
    Landing page //
    2021-09-20

Simple features and specs

  • User-Friendly Interface
    Simple offers an intuitive and straightforward interface, making it accessible for users who may not be tech-savvy.
  • No Hidden Fees
    Simple is transparent about fees, such as not charging for overdrafts or maintaining a minimum balance, which can save users money.
  • Innovative Budgeting Tools
    Tools like 'Safe-to-Spend' and 'Goals' help users manage their finances more effectively by visually representing their spending power and saving goals.
  • Excellent Customer Service
    Simple has a reputation for responsive and helpful customer service, which can be reached via multiple channels, including phone, email, and social media.
  • FDIC Insured
    Deposits are insured up to $250,000 through a partnership with BBVA USA, adding a layer of security for users.

Possible disadvantages of Simple

  • Limited Product Offerings
    Simple lacks a comprehensive suite of financial products like loans and credit cards that traditional banks offer.
  • Cash Deposit Limitations
    Depositing cash can be cumbersome as Simple does not have physical branches; users must utilize third-party services which might incur fees.
  • No Physical Branches
    The absence of physical locations may be a disadvantage for those who prefer face-to-face interactions for their banking needs.
  • Reliance on Internet Access
    As a fully online bank, Simple requires stable internet access and competent digital literacy, which may not be convenient for all users.
  • Limited ATM Network
    While Simple provides access to a broad network of fee-free ATMs, users might still encounter situations where finding a fee-free ATM is inconvenient.

Pomy features and specs

  • User-Friendly Interface
    Pomy offers a clean and intuitive user interface, making it easy for users to navigate and access its features without hassle.
  • Seamless Integration
    Pomy integrates smoothly with various productivity tools and platforms, enhancing workflow efficiency by consolidating tasks and reminders in one place.
  • Customization Options
    Users can personalize their experience with Pomy by customizing settings and preferences to suit their individual needs and working style.
  • Cross-Platform Availability
    Pomy is accessible on multiple platforms, allowing users to switch between devices without losing continuity in their productivity.

Possible disadvantages of Pomy

  • Limited Free Features
    The free version of Pomy restricts access to certain features, which may require users to upgrade to a paid plan to unlock full functionality.
  • Learning Curve for Advanced Features
    While basic features are easy to use, some of the more advanced functionalities have a learning curve, which may be challenging for less tech-savvy users.
  • Potential for Bugs
    Like any software, Pomy may occasionally have bugs or glitches that could disrupt its functionality or cause user frustration.

Analysis of Simple

Overall verdict

  • While Simple was considered a good choice for digital banking due to its ease of use and helpful financial management tools, it no longer operates independently. Former Simple customers and individuals seeking similar features might consider alternatives like Chime, Varo, or other modern fintech companies that offer similar services.

Why this product is good

  • Simple was known for its intuitive and user-friendly mobile banking experience, offering features like budgeting tools, no fees on basic accounts, and a reliable digital platform. It aimed to make banking straightforward and stress-free for users, especially those comfortable with handling finances through an app. However, as of 2021, Simple has been shut down by its parent company, BBVA USA, and its services have been transitioned into BBVA's offerings.

Recommended for

    Simple, when operational, was recommended for tech-savvy individuals looking for a seamless online banking experience without many fees, and people interested in integrated budgeting and financial tracking tools. Current recommendations would be to explore existing fintech solutions with comparable benefits.

Simple videos

The Truth About Simple Skin Care

More videos:

  • Review - DOCTOR V Reviews Simple | Brown/ Dark Skin of Colour | SOC
  • Review - Simple Skincare Review! Micellar Water, Cleansers, Moisturizer | Clean, Affordable Skin Care

Pomy videos

No Pomy videos yet. You could help us improve this page by suggesting one.

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Category Popularity

0-100% (relative to Simple and Pomy)
Finance
100 100%
0% 0
Productivity
63 63%
37% 37
Time Tracking
77 77%
23% 23
Health And Fitness
0 0%
100% 100

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare Simple and Pomy

Simple Reviews

The 8 Best Budgeting Apps of 2020
Simple is more than a budgeting app, it is an online bank account that replaces your old checking account and has tons of useful budgeting features built-in. When your budget and your bank live in the same app, it is much easier to manage and keep everything under control because you only have one place to visit to view and manage your money.
17 Top Evernote Alternatives for Note-Taking for 2019
Hereโ€™s the lowdown: Simplenote is free across all devices; Evernote isnโ€™t. Evernote has an adequate amount of formatting and rich text options; Simplenote doesnโ€™t. Evernote offers web clipping, Simplenote doesnโ€™t.

Pomy Reviews

We have no reviews of Pomy yet.
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Social recommendations and mentions

Based on our record, Simple should be more popular than Pomy. It has been mentiond 4 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Simple mentions (4)

  • Closed bank closed debit card (simple.com)
    I received a refund for an item on Amazon and the debit card and bank was closed. Amazon will not reissue the refund to a different debit card and I'm clueless who to contact if there is anyone to contact since simple.com was defunct in 2021. Any help would be appreciated. Source: over 3 years ago
  • Am I selfish?
    Get a fresh bank account without him; credit unions can be good for this. Make sure it's not at a bank that he frequents...you don't want the teller to be "helpful" and clue him in on things. I used to recommend simple.com for a debit card, but they have sold out to PNC. Source: about 4 years ago
  • I never had to call Simple.
    Patience and discovering that simple.com now points to BBVA's Simple migration page. Source: about 5 years ago
  • Q about Simple hosted message center
    Prior to putting this on reddit the site showed a simple.com blue banner. Source: over 5 years ago

Pomy mentions (1)

  • How do I re evaluate my โ€œ Media Dietโ€
    I have the same issue. Sort of. Once I start checking any social media, I go down a rabbit hole of hours spent on various platforms. The one thing that has helped me is a timer, as odd as it sounds. I try to only do social media on my laptop and not my phone. That helps. And then on my laptop I use the free desktop app Pomy. The developer has done an excellent job of creating this app along with others. This is a... Source: over 3 years ago

What are some alternatives?

When comparing Simple and Pomy, you can also consider the following products

Money Guide Pro - Money Guide Pro is a financial planning software solution.

f.lux - f. lux is a piece of software for Windows, Mac, Linux, iOS, and Android that provides a blue light filter over your screen. Research suggests limiting our exposure to blue light in the hours before bedtime can help us fall asleep faster.

Salesforce Financial Services Cloud - Salesforce Financial Services Cloud offers CRM solutions for banking, insurance, and wealth management.

Time Out - Break timer with micro-breaks for Mac OS X.

Joist - Joist is a mobile application to manage estimates, invoicing and accounting for contractors.

Rest Your Eyes - Prevent eyestrain caused by screens with the 20-20 rule.