Simple VS DrawKit

• User-Friendly Interface
  Simple offers an intuitive and straightforward interface, making it accessible for users who may not be tech-savvy.
• No Hidden Fees
  Simple is transparent about fees, such as not charging for overdrafts or maintaining a minimum balance, which can save users money.
• Innovative Budgeting Tools
  Tools like 'Safe-to-Spend' and 'Goals' help users manage their finances more effectively by visually representing their spending power and saving goals.
• Excellent Customer Service
  Simple has a reputation for responsive and helpful customer service, which can be reached via multiple channels, including phone, email, and social media.
• FDIC Insured
  Deposits are insured up to $250,000 through a partnership with BBVA USA, adding a layer of security for users.

Possible disadvantages

• Limited Product Offerings
  Simple lacks a comprehensive suite of financial products like loans and credit cards that traditional banks offer.
• Cash Deposit Limitations
  Depositing cash can be cumbersome as Simple does not have physical branches; users must utilize third-party services which might incur fees.
• No Physical Branches
  The absence of physical locations may be a disadvantage for those who prefer face-to-face interactions for their banking needs.
• Reliance on Internet Access
  As a fully online bank, Simple requires stable internet access and competent digital literacy, which may not be convenient for all users.
• Limited ATM Network
  While Simple provides access to a broad network of fee-free ATMs, users might still encounter situations where finding a fee-free ATM is inconvenient.

• High-Quality Illustrations
  The platform offers high-quality, professionally designed illustrations that can enhance the visual appeal of any project.
• Variety and Diversity
  DrawKit provides a wide range of illustration styles and categories, making it versatile for different types of projects and use cases.
• Cost-effective
  DrawKit offers affordable pricing options including free illustrations, which can be a budget-friendly choice for startups and small businesses.
• Ease of Customization
  Many illustrations are designed to be easily customizable, allowing users to tailor them to their specific needs without extensive design skills.
• Consistent Updates
  The platform regularly updates its library with new illustrations, ensuring users have access to fresh and trendy designs.

Possible disadvantages

• Limited Free Options
  While there are free illustrations available, the selection can be limited compared to the premium options, which might not meet all user needs.
• Subscription Costs
  Access to the full range of premium illustrations requires a subscription, which could be a recurring cost for users.
• Niche Focus
  The platform's focus on illustrations means it might not meet other graphic design needs such as icons or UI elements.
• Dependency on External Tools
  Customization usually requires additional software like Adobe Illustrator or similar vector editing tools, which may not be user-friendly for everyone.
• Overuse Risk
  Popular illustrations from DrawKit might be widely used across various platforms, reducing the uniqueness of a project if many others are using the same assets.

The Truth About Simple Skin Care

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• Closed bank closed debit card (simple.com)

  I received a refund for an item on Amazon and the debit card and bank was closed. Amazon will not reissue the refund to a different debit card and I'm clueless who to contact if there is anyone to contact since simple.com was defunct in... Source: over 3 years ago

• Am I selfish?

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• I never had to call Simple.

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