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refern. VS FirsTech

Compare refern. VS FirsTech and see what are their differences

refern.

A visual reference manager for creatives. Organize your reference library and build moodboards on an infinite canvas, all in one desktop app.

Rating
0 reviews
Pricing
Paid Free trial $30 / One-off
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Alternatives Is it good?
FirsTech

Firstech provides seamlessly process image cash letters and NACHA formatted ACH File. We also offer BAI and EDI format reporting to our clients, which others dont.

Rating
0 reviews
Pricing
Paid $1,000 / Monthly (per report)
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Alternatives Is it good?
Jaah
Jaah is Just Another Agentic Harness, for production-grade AI-generated code. Coding agents write the code. Jaah makes it production-grade. sponsored
Note: These products don't have any matching categories. If you think this is a mistake, please edit the details of one of the products and suggest appropriate categories.

Base details

Website, pricing, platforms and company facts side by side.

refern.
FirsTech
Website refern.app firstechpayments.com
Pricing
Paid Free trial $30 / One-off Official pricing
Paid $1,000 / Monthly (per report)
Platforms
Desktop Windows Linux MacOS +1
Browser
Company Startup from Canada · 1 - 9 employees · 2026 1984
Listed in
Art Personal Tools Moodboard Image Management Digital Asset Management Image Tools Reference Management Infinite Canvas Productivity Tag Management +7
Banking Online Payments Merchant Solutions

About refern. and FirsTech

In their own words, as submitted to SaaSHub.

refern.
FirsTech

refern is a local-first desktop app for collecting, organizing, and working with visual references. The library side gives you folders, hierarchical tags, smart folders, ratings, color labels, color search by hex, image-to-image visual similarity, and more than 14 typed search operators, all...

Read more about refern.

As a subsidiary of a financial institution, FirsTech provides unique opportunities for you that differentiate us from the competition. We can seamlessly provide you with the ability to process image cash letters and NACHA formatted ACH files, as well as provide specific reporting—such as BAI and...

Read more about FirsTech

Features and specs

What each product offers, as listed by its team.

refern. 31 features
FirsTech 4 features
  • Infinite Canvas
    Arrange references on an infinite spatial canvas with layers, text, and groups.
  • Canvas Drawing & Shapes
    Freehand pen with pressure, eraser, 9 shape tools, and color swatches.
  • In-App Image Cropping
    Crop images in place or save as a new copy, with crop provenance tracked.
  • Image Filters
    Adjust brightness, contrast, saturation, and hue on images and canvas elements.
  • Never Copies Your Files
    References images from your own folders. No proprietary library, no doubled disk.
  • Relationship Graph View
    Navigate your library as a graph of folders, tags, canvases, and linked images.
  • Visual Similarity Search
    Find similar images locally with a built-in feature vector. No uploads, no API cost.
  • Color Search
    Search your library by hex code or dominant color with fast local scoring.
  • Operator Search
    Full-text search with 16 inline operators like type:, tag:, rating:>=3, and color:.
  • Hierarchical Tags
    Parent-child hierarchies, tag groups, linked tags, and macros for bulk tagging.
  • Smart Folders
    Saved multi-condition searches that stay up to date automatically.
  • Image Grouping
    Stack related references into groups shown as fan cards in the grid.
  • Cross-References & Backlinks
    Link any asset to any other and see backlinks across folders and canvases.
  • Grid Layout Modes
    Masonry, justified, and horizontal layouts, set globally or per folder.
  • Duplicate Detection
    Find duplicate images by perceptual hash with an is:duplicate query.
  • Metadata Management
    Rating, color labels, description, notes, source URL, creator, and custom fields.
  • Directory Metadata Presets
    Auto-apply tags and metadata when files are added to a folder.
  • EXIF / IPTC / XMP Import
    Read embedded tags and ratings from images for DAM interoperability.
  • Import Staging
    Drag, drop, or paste images into a staging area with metadata pre-fill and dedup.
  • Browser Extension
    Save images from the web with hover buttons and batch save (Chrome, Firefox, Safari).
  • Eagle Import
    Migrate an existing Eagle library into refern.
  • Disk Sync
    Detect external file changes and reconcile your library with what is on disk.
  • Timed Study Mode
    Full-screen reference practice sessions with configurable duration and count.
  • Pin Window On Top
    Always-on-top mode keeps references visible while you work.
  • Window Transparency
    Adjustable window opacity for overlay reference.
  • Click-Through Mode
    Interact with apps beneath the transparent window.
  • Desktop Screenshot Tool
    Capture your screen directly into your library.
  • Scales to Millions of Images
    Streaming indexer handles 2M+ file libraries with bounded memory.
  • RAW & HEIC Support
    Decodes camera RAW, HEIC, SVG, and standard image formats into thumbnails.
  • Directory Customization
    Custom folder icons, cover images, and backgrounds in the tree and grid.
  • Local-First & Private
    Works fully offline. No account, no telemetry. Files stay on your disk.
  • Comprehensive Payment Solutions
    FirsTech offers a wide range of payment processing services including ACH, credit card processing, and online payments, making it a versatile option for businesses.
  • Customer Support
    They provide robust customer support options, ensuring that clients can get help when they need it.
  • Security
    FirsTech implements strong security measures to protect sensitive financial data, which is crucial for businesses handling payment transactions.
  • Integration
    The platform offers numerous integration options with other business software, which can streamline operations and improve efficiency.

Possible disadvantages

  • Pricing Transparency
    There may be a lack of transparent pricing on their website, which can make it difficult for potential customers to evaluate cost-effectiveness.
  • Complexity for Small Businesses
    The range of services might be overwhelming for small businesses that don’t require such comprehensive solutions.
  • Learning Curve
    The platform could have a learning curve for new users, especially those not familiar with payment processing systems.
  • Customization Needs
    Although it offers many features, some businesses may find they require custom solutions that FirsTech does not readily offer.

Analysis

An editorial look at what each product does well and who it suits.

refern.
FirsTech

Overall verdict

  • Refern (refern.app) is a solid referral and networking platform that helps professionals and businesses streamline referrals, connect with trusted contacts, and grow through word-of-mouth. It offers a clean interface and useful tools for managing and tracking referrals, making it a worthwhile choice for those looking to leverage their networks.

Why this product is good

  • Simplifies the process of giving and receiving referrals
  • Helps build and maintain a trusted professional network
  • Offers tracking and management tools to monitor referral activity
  • User-friendly interface that reduces friction for both parties
  • Can drive business growth through word-of-mouth and warm introductions

Recommended for

  • Freelancers and independent professionals seeking new clients
  • Small businesses that rely on referrals for growth
  • Sales and business development teams
  • Professionals looking to expand their trusted network
  • Anyone wanting to organize and track referral relationships more effectively

Overall verdict

  • FirsTech appears to be a legitimate B2B payment processing and bill payment technology provider, primarily serving utilities, municipalities, and billing organizations rather than individual consumers. It seems to be a niche, established player in the bill payment space rather than a consumer-facing fintech app, so its 'goodness' depends heavily on whether you're a business looking for payment infrastructure or an individual searching for a payment app.

Why this product is good

  • Specializes in bill payment processing for utilities and service providers, suggesting industry-specific expertise
  • Offers multiple payment channel integrations (online, phone, mail, in-person) which is valuable for organizations with diverse customer bases
  • Likely provides compliance and security features necessary for handling recurring bill payments
  • Appears to focus on B2B enterprise solutions rather than spreading thin across many market segments

Recommended for

  • Utility companies and municipalities needing bill payment processing infrastructure
  • Billing organizations looking for multi-channel payment collection tools
  • Businesses seeking to outsource complex payment reconciliation and processing
  • Enterprises requiring a specialized, industry-focused payment partner rather than a general-purpose processor

Videos

Walkthroughs and reviews on video.

refern. 0 videos + Add
FirsTech 1 video + Add

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FirsTech: History & Heritage

Category popularity

How often each product is chosen within a category, 0–100% relative to the other.

Score bands 0–20 21–40 41–50 51–60 61–100
refern.
FirsTech
100% 100%
Moodboard
0% 0%
0% 0%
Merchant Solutions
100% 100%
100% 100%
Reference Management
0% 0%
0% 0%
Banking
100% 100%

Questions & Answers

As answered by people managing refern. and FirsTech.

What's the story behind your product?

refern.'s answer

I'm an artist, and too often I was frustrated: I couldn't find the right pictures, I struggled to organize and keep track of my reference images, and I was juggling too many apps when all I wanted to do was draw. I wanted one tool that could do it all, with every component well integrated. So I made refern.

What makes your product unique?

refern.'s answer

The flow of collecting references for art usually goes like this:

find references and inspiration online -> save and organize those images -> use them on their own or in a moodboard -> reuse them for the next project or share them with others

Normally that means a different app for each step. refern does all of it in one place, with every part built to work together.

Why should a person choose your product over its competitors?

refern.'s answer

Most tools solve only one part of the reference workflow, so artists end up juggling several. refern combines them in one app: Eagle-style organization and search, a PureRef-style infinite canvas, and an Obsidian-style graph of how your references connect. It never copies your files, so it doesn't double your disk usage. It runs on Windows, macOS, and Linux, works fully offline, and is a $30 one-time purchase with no subscription. Built in Rust, it stays fast even on libraries with hundreds of thousands of images.

How would you describe the primary audience of your product?

refern.'s answer

Individual artists and creative professionals: illustrators, concept artists, digital painters, designers, and photographers. They collect and organize large libraries of visual references, build moodboards, and study from reference. refern is built for solo creators rather than teams, spanning hobbyists and students through working professionals.

Which are the primary technologies used for building your product?

refern.'s answer

refern is a Tauri v2 desktop app with a Rust backend and a React 19 (with React Compiler) plus TypeScript frontend. Data is stored locally in SQLite (rusqlite) with FTS5 full-text search. The interface uses Tailwind CSS, Zustand, and TanStack Query, with motion/react for animation. The infinite canvas and graph view are built on react-three-fiber and three.js. Thumbnailing, perceptual hashing, and color and visual similarity run in Rust with rayon and SIMD.

User comments

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