Quiver VS Simple

• Markdown Support
  Quiver supports Markdown, allowing users to write notes with rich text formatting which is favored by many developers and writers.
• Code Snippets Integration
  The app offers excellent support for embedding and highlighting code snippets from a wide range of programming languages.
• Syncing
  Quiver allows notes to be synced across multiple devices through cloud services like Dropbox and iCloud, providing access to notes on the go.
• Notebook Organization
  Users can organize notes into notebooks, making it easier to manage large collections of information.
• Versatility
  The app supports multiple types of cells like text, Markdown, LaTeX, and code, offering flexibility for various types of content.
• Search Functionality
  Quiver has a robust search feature that helps users quickly find information within their notes.

Possible disadvantages

• No Mobile Version
  There is no official mobile app for Quiver, which limits accessibility for users who prefer to take notes on their smartphones or tablets.
• Limited Collaboration
  Quiver lacks real-time collaboration features, making it less suitable for team-based projects that require simultaneous input from multiple users.
• Mac-Only
  The app is available only for macOS, which excludes potential users who work on Windows or Linux systems.
• Outdated User Interface
  Some users consider the user interface to be outdated compared to more modern note-taking applications.
• Paid Software
  Quiver requires a one-time purchase, which may not appeal to users looking for a free note-taking solution.

• User-Friendly Interface
  Simple offers an intuitive and straightforward interface, making it accessible for users who may not be tech-savvy.
• No Hidden Fees
  Simple is transparent about fees, such as not charging for overdrafts or maintaining a minimum balance, which can save users money.
• Innovative Budgeting Tools
  Tools like 'Safe-to-Spend' and 'Goals' help users manage their finances more effectively by visually representing their spending power and saving goals.
• Excellent Customer Service
  Simple has a reputation for responsive and helpful customer service, which can be reached via multiple channels, including phone, email, and social media.
• FDIC Insured
  Deposits are insured up to $250,000 through a partnership with BBVA USA, adding a layer of security for users.

Possible disadvantages

• Limited Product Offerings
  Simple lacks a comprehensive suite of financial products like loans and credit cards that traditional banks offer.
• Cash Deposit Limitations
  Depositing cash can be cumbersome as Simple does not have physical branches; users must utilize third-party services which might incur fees.
• No Physical Branches
  The absence of physical locations may be a disadvantage for those who prefer face-to-face interactions for their banking needs.
• Reliance on Internet Access
  As a fully online bank, Simple requires stable internet access and competent digital literacy, which may not be convenient for all users.
• Limited ATM Network
  While Simple provides access to a broad network of fee-free ATMs, users might still encounter situations where finding a fee-free ATM is inconvenient.

Gear Review: Quivers

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• Closed bank closed debit card (simple.com)

  I received a refund for an item on Amazon and the debit card and bank was closed. Amazon will not reissue the refund to a different debit card and I'm clueless who to contact if there is anyone to contact since simple.com was defunct in... Source: over 3 years ago

• Am I selfish?

  Get a fresh bank account without him; credit unions can be good for this. Make sure it's not at a bank that he frequents...you don't want the teller to be "helpful" and clue him in on things. I used to recommend simple.com for a debit... Source: over 4 years ago

• I never had to call Simple.

  Patience and discovering that simple.com now points to BBVA's Simple migration page. Source: over 5 years ago

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