All-in-one crypto finance platform for companies that run on stablecoins. Invoicing, payouts, treasury, budgets and AML — the whole money path in one non-custodial system. No banking friction, no spreadsheet reconciliation.
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Which is more popular?
Based on our record, Simple
seems to be more popular. It has been mentioned
4 times
since March 2021.
social mentions
0 vs 4
3D popularity
100% vs 0%
Base details
Website, pricing, platforms and company facts side by side.
Cloud-Based Onshape operates entirely in the cloud, allowing users to access their designs from anywhere with an internet connection. This eliminates the need for powerful local hardware and simplifies collaboration.
Collaboration The platform supports real-time collaboration, enabling multiple users to work on the same design simultaneously. This is particularly useful for teams spread across different locations.
Version Control Onshape offers built-in version control, providing a clear history of changes and the ability to revert to previous versions easily. This helps in maintaining design integrity over time.
No Software Installation As a web-based application, Onshape does not require any software installation or maintenance, reducing IT overhead and simplifying the setup process.
Integration and API Onshape supports a range of integrations with other software and provides an API for custom solutions, allowing seamless integration into existing workflows.
Cross-Platform Support The software works on various devices, including PCs, Macs, tablets, and smartphones, making it versatile and accessible for different user preferences.
Possible disadvantages
Internet Dependence Since Onshape is cloud-based, a reliable internet connection is essential. Performance can be hindered by slow or unstable internet connections.
Subscription Model Onshape operates on a subscription-based pricing model, which may be costly in the long run compared to one-time purchase software licenses.
Data Security Concerns Storing designs in the cloud raises potential security issues. Users need to trust Onshape with their intellectual property and ensure that appropriate security measures are in place.
Learning Curve Users accustomed to traditional CAD software may face a learning curve when transitioning to Onshape due to its unique interface and functionalities.
Limited Offline Access Unlike traditional CAD software, Onshape does not offer robust offline capabilities, making it less ideal for use in environments without internet access.
Feature Parity While Onshape is continuously developing, it may lack some advanced features found in established CAD software, potentially limiting its use for highly specialized tasks.
User-Friendly Interface Simple offers an intuitive and straightforward interface, making it accessible for users who may not be tech-savvy.
No Hidden Fees Simple is transparent about fees, such as not charging for overdrafts or maintaining a minimum balance, which can save users money.
Innovative Budgeting Tools Tools like 'Safe-to-Spend' and 'Goals' help users manage their finances more effectively by visually representing their spending power and saving goals.
Excellent Customer Service Simple has a reputation for responsive and helpful customer service, which can be reached via multiple channels, including phone, email, and social media.
FDIC Insured Deposits are insured up to $250,000 through a partnership with BBVA USA, adding a layer of security for users.
Possible disadvantages
Limited Product Offerings Simple lacks a comprehensive suite of financial products like loans and credit cards that traditional banks offer.
Cash Deposit Limitations Depositing cash can be cumbersome as Simple does not have physical branches; users must utilize third-party services which might incur fees.
No Physical Branches The absence of physical locations may be a disadvantage for those who prefer face-to-face interactions for their banking needs.
Reliance on Internet Access As a fully online bank, Simple requires stable internet access and competent digital literacy, which may not be convenient for all users.
Limited ATM Network While Simple provides access to a broad network of fee-free ATMs, users might still encounter situations where finding a fee-free ATM is inconvenient.
Analysis
An editorial look at what each product does well and who it suits.
OnshapeSimple
Overall verdict
Onshape is a highly regarded computer-aided design (CAD) platform known for its collaborative features and cloud-based infrastructure.
Why this product is good
Onshape offers real-time collaboration tools, allowing multiple users to work on the same design simultaneously, similar to how Google Docs functions for text documents.
It is cloud-based, eliminating the need for large, powerful hardware or manual updates, making it accessible from any device with an internet connection.
The platform supports version control, ensuring that all changes are tracked and reversible, which minimizes the risk of lost work or errors.
Onshape integrates with numerous third-party apps and plug-in systems that extend its functionality, which is beneficial for more complex design workflows.
A robust set of simulation tools and features supports thorough testing and validation of designs before manufacturing.
Recommended for
Engineering teams looking for collaborative design tools.
Companies that need remote access to CAD software without investing in high-performance workstations.
Schools and educational programs that teach modern CAD techniques and collaborative design.
Innovators and product designers who require powerful simulation and configuration features.
Overall verdict
While Simple was considered a good choice for digital banking due to its ease of use and helpful financial management tools, it no longer operates independently. Former Simple customers and individuals seeking similar features might consider alternatives like Chime, Varo, or other modern fintech companies that offer similar services.
Why this product is good
Simple was known for its intuitive and user-friendly mobile banking experience, offering features like budgeting tools, no fees on basic accounts, and a reliable digital platform. It aimed to make banking straightforward and stress-free for users, especially those comfortable with handling finances through an app. However, as of 2021, Simple has been shut down by its parent company, BBVA USA, and its services have been transitioned into BBVA's offerings.
Recommended for
Simple, when operational, was recommended for tech-savvy individuals looking for a seamless online banking experience without many fees, and people interested in integrated budgeting and financial tracking tools. Current recommendations would be to explore existing fintech solutions with comparable benefits.
Simple is more than a budgeting app, it is an online bank account that replaces your old checking account and has tons of useful budgeting features built-in. When your budget and your bank live in the same app, it is...
Here’s the lowdown: Simplenote is free across all devices; Evernote isn’t. Evernote has an adequate amount of formatting and rich text options; Simplenote doesn’t. Evernote offers web clipping, Simplenote doesn’t.
Social recommendations and mentions
Recommendations tracked on public social media and blogs since March 2021.
Onshape0 mentionsSimple4 mentions
Tracking Onshape since Mar 2021.
Closed bank closed debit card (simple.com)
I received a refund for an item on Amazon and the debit card and bank was closed. Amazon will not reissue the refund to a different debit card and I'm clueless who to contact if there is anyone to contact since simple.com was defunct in...
Source:
almost 4 years ago
Am I selfish?
Get a fresh bank account without him; credit unions can be good for this. Make sure it's not at a bank that he frequents...you don't want the teller to be "helpful" and clue him in on things. I used to recommend simple.com for a debit...
Source:
over 4 years ago
I never had to call Simple.
Patience and discovering that simple.com now points to BBVA's Simple migration page.
Source:
over 5 years ago
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