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Budgixโข๏ธ is a completely free budgeting and expense-tracking app for macOS, built for people who want full control of their money โ without a subscription, an account, or their data in the cloud.
Plan budgets across nested categories and view them three ways: a classic table, a hierarchical list with per-category drill-down, or a whole-year snapshot dashboard. Set goals using systems like 50/30/20, import transactions from your bank (CSV/OFX/QFX) with automatic keyword categorization, automate recurring entries with scheduled transactions, and understand your spending through interactive charts โ category breakdowns, timelines, actual-vs-expected, and goal totals.
Everything runs locally on your Mac. There's no account to create, nothing is uploaded, and no data is collected. Built-in sample budgets let you explore every feature before adding your own data.
โข Free โ every feature included, no subscription, no paywall (optional tips if you'd like to support development) โข Private & offline โ no account, no data collection โข Bank import (CSV/OFX/QFX) + keyword auto-categorization โข Three budget views, goals, scheduled transactions, interactive charts, AI Assist and much more โข Native macOS app (requires macOS 15+)
Budgixโข๏ธ is a trademark of RANR Studios LLC.
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Budgix.app's answer:
Budgix is a consumer app with no accounts and no data collection, so there are no tracked or named customers; that anonymity is the point.
Budgix.app's answer:
Most budgeting apps want your bank login, an account, and a monthly fee. Budgix asks for none of that: completely free (optional tips), fully offline, and private by design. You still get multi-level categories, scheduled transactions, interactive charts, and CSV/OFX/QFX import with automatic keyword categorization โ plus CSV export, so your data is never locked in.
Budgix.app's answer:
A fully native Mac budgeting app that runs entirely on your computer โ no account, no bank linking, no data collection, no subscription. Your financial data never leaves your Mac. It also shows the same budget three ways (detailed Table, drill-down List, whole-year Snapshot), supports systems like 50/30/20, and adds on-device AI categorization (macOS 26+) โ all free.
Budgix.app's answer:
Privacy-conscious Mac users who want to budget without subscriptions, accounts, or cloud sync โ individuals and households tired of recurring fees or uncomfortable linking bank credentials to a third party. From spreadsheet lovers (the Table) to people who just want an at-a-glance overview (the Snapshot).
Budgix.app's answer:
Built by a solo developer at RANR Studios โ a real user who wanted a budgeting tool that respected privacy and didn't charge a subscription. No venture capital, no growth hacking, no dark patterns; just a thoughtful native Mac app, supported by optional tips rather than fees or selling data.
Budgix.app's answer:
A 100% native macOS app built with Swift, SwiftUI, and SwiftData. AI categorization uses Apple's on-device Foundation Models (macOS 26+). No third-party SDKs, analytics, trackers, or cloud back-end โ which is exactly what keeps it private and offline.
