Splitit is a solution that enables consumers to pay for their Retail or Web purchases using their existing credit cards and divide the total cost across as many interest-free payments as they choose, without completing a credit application or qualif…
Notivo is a private, per-person notebook for managers. Capture feedback, commitments, and 1:1 context as it happens — from web, iOS, WhatsApp, email, ChatGPT, or Claude — then get it back later, organized by person.
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Which is more popular?
Based on our record, Obsidian
seems to be more popular. It has been mentioned
1532 times
since March 2021.
social mentions
1,532 vs 0
Note Taking popularity
100% vs 0%
alternatives listed
240+ vs 73
Base details
Website, pricing, platforms and company facts side by side.
Local-first Obsidian stores your notes locally on your device, giving you full control over your data and enhancing privacy.
Markdown Support Obsidian uses Markdown, making it easy to format text and compatible with many other text editors and tools.
Bidirectional Linking You can create bidirectional links between notes, which helps in building a knowledge graph and navigating related information more easily.
Customizability Obsidian is highly customizable with community plugins, themes, and various settings to fit different workflows.
Graph View Provides a visual graph view of your notes and their connections, aiding in understanding relationships and discovering insights.
Offline Access Since the notes are stored locally, you can access and edit them without an internet connection.
Possible disadvantages
Learning Curve Obsidian can be complex and overwhelming for beginners due to its extensive features and customizable nature.
Sync Limitations While local-first is great for privacy, it requires additional steps or third-party solutions for syncing across devices.
No True Real-time Collaboration Obsidian lacks native real-time collaboration features, making it less suitable for collaborative work compared to cloud-based solutions.
Limited Mobile Features The mobile version of Obsidian, while functional, is not as robust as the desktop application, potentially hindering productivity on the go.
Dependence on Plugins Many advanced features require the use of third-party plugins, which could lead to compatibility issues and reliance on community support.
Performance on Large Vaults Performance might degrade with a very large number of notes or complex graphs, impacting usability.
Interest-Free Payments Splitit allows customers to pay in installments without charging any interest, making it an attractive option for those looking to spread costs over time.
No Credit Check Splitit does not require a credit check to use its services, which can be beneficial for individuals who have a limited credit history or want to avoid impacting their credit score.
Easy Integration For merchants, Splitit offers easy and seamless integration with their existing payment systems, allowing them to offer flexible payment options to customers without significant technical overhead.
Increase in Sales By offering a payment plan, Splitit can potentially increase sales for merchants as customers are more likely to make larger purchases when they can spread out payments.
Possible disadvantages
Credit Card Requirement Customers must have a credit card with sufficient available credit to cover the full amount of the purchase, which might restrict some users from using the service.
Hold on Credit Amount While using Splitit, the customer's credit card will have a hold placed on the full amount of the purchase, potentially reducing their available credit.
Limited Market Presence Splitit's availability might be limited depending on the region, meaning not all merchants or customers can access its services globally.
Dependence on Card Issuers The service's operation depends on agreements with card issuers and networks, which may create dependency issues if partnerships change or end.
Analysis
An editorial look at what each product does well and who it suits.
ObsidianSplitit
Overall verdict
Overall, Obsidian.md is an excellent tool for users looking for a versatile and powerful note-taking application. Its unique features such as backlinking, markdown support, and robust customization options make it a favorite among knowledge management enthusiasts.
Why this product is good
Obsidian.md is considered good by many users because it is a powerful knowledge management and note-taking application that leverages Markdown for document formatting. It allows for bi-directional linking between notes, which helps in creating a network of interconnected ideas, often described as a 'second brain.' Its ability to support plugins, themes, and robust graph visualization also adds to its appeal. Additionally, it stores notes locally, ensuring privacy and data ownership, while being cross-platform compatible across Windows, macOS, and Linux.
Recommended for
Knowledge workers who need a powerful tool to organize and connect their thoughts.
Students who are looking to create a structured and visually interconnected note system.
Writers and researchers who benefit from linking related ideas and maintaining detailed notes.
Tech-savvy users or developers who appreciate the local storage and open ecosystem for plugins and customization.
Overall verdict
Splitit is considered a good option for those looking to split payments without taking on additional debt or interest. The service can be especially appealing to consumers who want to budget for larger purchases without impacting their credit rating. However, it's important to ensure that the merchant you're purchasing from supports Splitit.
Why this product is good
Splitit offers a unique payment solution that allows consumers to pay for purchases over time using their existing credit cards, without incurring interest or fees. This can be beneficial for managing cash flow and making larger purchases more affordable. Additionally, because Splitit's method doesn't involve opening a new line of credit, it avoids affecting the user's credit score.
Recommended for
Consumers who prefer interest-free payment plans
Individuals looking to manage cash flow efficiently
Shoppers who want to avoid impacting their credit score
People making larger purchases who prefer to spread the cost over time
One thing to note: Notion bills itself as an Evernote competitor for personal users. It can be—but it's too much for most people, and its offline functionality isn't the best. If you love the idea of Notion, go right...
This app is the kind of thing that, if you’re into it, will have you exploring its various ins, outs, and add-ons for days and weeks on end. Obsidian uses the Markdown format for its notes (which means they can be...
However, it's important to note that Obsidian's whiteboard functionality is not as robust as dedicated collaboration tools. While it lacks real-time basic collaboration features, Obsidian compensates with its vibrant...
The reasons live somewhere else: in practice notes in an Obsidian vault, one note per convention, with the repos it has held in. A note starts as an idea, moves to trialing, and only becomes enforced once I've applied it again in a few...
- Source: dev.to
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3 days ago
It's the team version of the second brain you build with Obsidian and Claude.
- Source: dev.to
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7 days ago
Mine and yours first Obsidian plugin
The first time I downloaded Obsidian was about two years ago and I really liked the concept of storing everything locally in simple markdown files without unnecessary clutter.
- Source: dev.to
/
6 days ago
Joplin is a free, open source note taking and to-do application, which can handle a large number of notes organised into notebooks. The notes are searchable, tagged and modified either from the applications directly or from your own text editor.
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