Software Alternatives & Startups

Mint VS Cointry

Compare Mint VS Cointry and see what are their differences

Mint

Free personal finance software to assist you to manage your money, financial planning, and budget planning tools. Achieve your financial goals with Mint.

Rating
0 reviews
Cointry

Cointry — Track your money right inside Telegram

Rating
0 reviews
Pricing
Freemium Free trial $2.5 / Monthly (Premium)

Which is more popular?

Based on our record, Mint seems to be more popular. It has been mentioned 80 times since March 2021.

social mentions
80 vs 0
Personal Finance popularity
99% vs 1%
alternatives listed
240+ vs 8

Base details

Website, pricing, platforms and company facts side by side.

Mint
Cointry
Website mint.intuit.com cointry.io
Pricing —
Freemium Free trial $2.5 / Monthly (Premium) Official pricing
Platforms —
Telegram
Company Startup from the United States Startup from Singapore · 1 - 9 employees · 2020
Listed in

About Mint and Cointry

In their own words, as submitted to SaaSHub.

Mint
Cointry

No description of Mint yet.

Cointry is an expense and income tracker that lives entirely inside Telegram. There's no app to install and no account to create — your Telegram account is all you need to start. Instead of tapping through forms, fields, and buttons like in traditional budgeting apps, you just type what you spent...

Read more about Cointry

Features and specs

What each product offers, as listed by its team.

Mint 5 features
Cointry 12 features
  • Comprehensive Financial Tracking
    Mint allows users to track their spending, create budgets, and monitor financial goals all in one place, offering a complete view of their financial health.
  • Free to Use
    Mint is free, providing users with robust financial management tools without any cost, making it accessible for anyone looking to improve their financial situation.
  • Automatic Synchronization
    Mint automatically syncs with bank accounts, credit cards, and other financial institutions, ensuring that users have up-to-date information without manual data entry.
  • Spending Insights and Alerts
    The app provides detailed insights into spending habits and allows users to set up customizable alerts for unusual transactions, budget limits, and bill reminders.
  • Credit Score Monitoring
    Mint offers free credit score monitoring, helping users keep track of their credit health and providing tips on how to improve their score.

Possible disadvantages

  • Advertisements
    As a free service, Mint includes advertisements and promotions for financial products, which some users might find intrusive or distracting.
  • Security Concerns
    Despite strong security measures, some users may still have reservations about sharing their financial data with a third-party app, potentially exposing themselves to cybersecurity risks.
  • Data Sync Issues
    Some users report occasional problems with data synchronization, where transactions may not be updated promptly or correctly, leading to discrepancies in financial tracking.
  • Limited Investment Tracking
    While Mint provides a basic overview of investment accounts, it lacks advanced investment tracking and analysis tools that more dedicated investment platforms offer.
  • Customer Support
    Mint's customer support is primarily online and may not offer the level of responsiveness or personalized assistance that users might need, especially in urgent situations.
  • Text-based expense entry
    Log a transaction with a single message like 20 taxi — no forms, fields, or buttons.
  • AI-powered categorization
    Just enter how much you spent and what for — AI picks the right category, so you don't have to think about it.
  • Track expenses together
    Add the bot to a group chat to track expenses with your family or team, with no limit on participants.
  • Record income
    Add a leading + to the amount and it's saved as income.
  • Add amounts in any currency
    Cointry converts your income and spending from any currency to your main one in reports.
  • Record expenses retroactively
    Add "yesterday" or a date like "2020-12-01" to log past transactions.
  • Record transactions by voice
    Dictate your expenses and income — just say something like "spent $20 on taxi yesterday".
  • Set monthly spending limits
    Set an overall or per-category budget; Cointry notifies you whenever a limit is exceeded.
  • Get statistics by categories
    Send "/stats" to get detailed statistics for the month or year.
  • See full picture in the mini app
    The Telegram mini app gives full visibility of your budget with visual graphs.
  • Get monthly reports
    Every month Cointry sends a report about your last month's spending.
  • AI analysis of your spending
    Cointry analyzes your spending patterns, explains what drove your expenses, and suggests how to cut costs.

Analysis

An editorial look at what each product does well and who it suits.

Mint
Cointry

Overall verdict

  • Mint is a good personal finance tool for those who seek a comprehensive, user-friendly, and free solution to manage their finances. Its ability to provide insights into financial habits and offer budget planning makes it a valuable resource for individuals looking to improve their financial health.

Why this product is good

  • Mint (mint.intuit.com) is considered a powerful personal finance tool because it offers features like budgeting, expense tracking, and credit score monitoring. It automatically categorizes transactions, provides alerts for bill payments, and helps users identify spending patterns, which can be valuable for personal financial management. It is free to use and integrates seamlessly with most banks, making it accessible and practical for many users.

Recommended for

    Mint is recommended for individuals who are new to personal finance management and those who prefer a straightforward, automated approach to budgeting and tracking expenses. It is especially beneficial for users who want a free tool with robust features and who are comfortable using online platforms to manage their financial information.

Overall verdict

  • I don't have verified, up-to-date information about Cointry (cointry.io) to confidently assess its legitimacy, security, or service quality. Before using any crypto-related platform, especially one that isn't widely documented in reliable sources, thorough independent research is essential.

Why this product is good

  • Limited verifiable public information available about this specific platform
  • Cryptocurrency and financial platforms carry inherent risks including regulatory, security, and solvency concerns
  • Legitimacy claims should be verified through independent sources like regulatory filings, security audits, and user reviews on established platforms
  • New or lesser-known crypto services may lack the track record needed to assess reliability

Recommended for

  • Users should independently verify licensing and regulatory compliance in their jurisdiction
  • Check for security audits, insurance on funds, and transparent team information
  • Look for reviews on established platforms like Trustpilot, Reddit, and crypto-specific forums
  • Consider starting with small amounts if you decide to test the platform
  • Consult financial advisors before committing significant funds to unfamiliar platforms

Videos

Walkthroughs and reviews on video.

Mint 3 videos + Add
Cointry 0 videos + Add

Mint App Review (2019) — The Best Features for Managing Your Money

More videos

  • - The Intuit Mint App Review | Honest Review
  • - Personal Capital vs Mint Review (which is better?)

No Cointry videos yet. You could help us improve this page by suggesting one.

Category popularity

How often each product is chosen within a category, 0–100% relative to the other.

Score bands 0–20 21–40 41–50 51–60 61–100
Mint
Cointry
99% 99%
1% 1%
0% 0%
100% 100%
100% 100%
0% 0%
100% 100%
0% 0%

Questions & Answers

As answered by people managing Mint and Cointry.

Which are the primary technologies used for building your product?

Cointry's answer:

PHP and Laravel

What makes your product unique?

Cointry's answer:

Cointry turns expense tracking into a single chat message. It lives entirely inside Telegram — no separate app to install, no account to create, no spreadsheets to maintain. You just type what you spent (20 taxi or +400 salary) and Cointry does the rest: AI picks the category, converts foreign currencies into your main one, and rolls everything into statistics and monthly reports. You can even log expenses by voice. Because it works in any Telegram chat, shared budgeting with family or a team is built in — add the bot to a group and everyone tracks together in real time, with no per-user limits.

Why should a person choose your product over its competitors?

Cointry's answer:

  • Zero friction: tracking happens where you already chat. Most budgeting apps lose users because logging is tedious; Cointry is one short message.
  • Nothing to install or set up: your Telegram account is the whole onboarding.
  • AI categorization, voice input and any-currency support with automatic conversion.
  • Truly free for the core use case, including shared/group budgeting with unlimited records, categories, and users — many competitors charge for multi-user or basic features.
  • Built-in collaboration: family or team budgeting works out of the box in a group chat, and one premium subscription covers everyone in that chat.
  • AI spending analysis & monthly reports that explain what drove your spending and how to cut costs.

How would you describe the primary audience of your product?

Cointry's answer:

Everyday Telegram users who want to understand where their money goes without the effort of a dedicated finance app — individuals tracking personal spending, and especially couples, families, and roommates managing a shared budget together. A secondary audience is freelancers and small teams (the Business tier) who need shared expense tracking and consolidated analytics across multiple chats. The audience skews toward people in regions where Telegram is a primary messenger and who deal with multiple currencies (travelers, expats, remote workers).

What's the story behind your product?

Cointry's answer:

Cointry grew out of its creator's own frustration after trying a huge number of expense-tracking apps. Each one made logging a purchase a chore: tap to open the app, type the amount into one field, pick a currency in another, choose a category from a list, hit save. All those forms, fields, and buttons turned a five-second action into a dozen taps — and, like most people, he eventually stopped logging altogether.

The key realization was counterintuitive: it's actually far faster to enter an expense as plain text than by tapping through buttons and fields. Typing 20 taxi or +400 salary in one line beats navigating any form. And the natural home for typing a quick line of text is the messenger you already have open all day — Telegram. So Cointry was built as a Telegram bot that parses that single message and does the rest: AI picks the category, converts currencies, and rolls everything into statistics and monthly reports. From there it grew to cover what real budgets need — voice entry, multi-currency support, shared group budgets for families and teams, and AI-powered monthly reports — all without ever leaving the chat.

User comments

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Reviews and articles

External articles and on-site reviews we used to compare the two products.

Mint no reviews yet
Cointry no reviews yet

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Social recommendations and mentions

Recommendations tracked on public social media and blogs since March 2021.

Mint 80 mentions
Cointry 0 mentions
  • Credit card debt
    A few budgeting platforms to check out. I've tried a couple of these and can vouch for the Intuit, YNAB, and Google Sheet but the others are just ones I found online. The important part is finding one that works for you. Source: about 3 years ago
  • HN search engine now shows Google's 404 error page
    I think there's an ongoing issue somewhere because, https://mint.intuit.com/ is also dead. - Source: Hacker News / about 3 years ago
  • What do you use for asset tracking and why?
    Mint - feel they were the original and the first. Investments were always broken for me, but think they still do a great job on the expenses side. Source: about 3 years ago

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Tracking Cointry since Jul 2022.

Alternatives to Mint and Cointry

When comparing Mint and Cointry, you can also consider the following products.