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Cointry

Cointry โ€” Track your money right inside Telegram.

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Platforms:
  • Telegram
Cointry

Cointry Reviews and Details

This page is designed to help you find out whether Cointry is good and if it is the right choice for you.

Screenshots and images

  • Cointry
    Image date //
    2026-06-20
  • Cointry
    Image date //
    2026-06-20
  • Cointry
    Image date //
    2026-06-20
  • Cointry
    Image date //
    2026-06-20
  • Cointry
    Image date //
    2026-06-20
  • Cointry
    Image date //
    2026-06-20

Features & Specs

  1. Text-based expense entry

    Log a transaction with a single message like 20 taxi โ€” no forms, fields, or buttons.

  2. AI-powered categorization

    Just enter how much you spent and what for โ€” AI picks the right category, so you don't have to think about it.

  3. Track expenses together

    Add the bot to a group chat to track expenses with your family or team, with no limit on participants.

  4. Record income

    Add a leading + to the amount and it's saved as income.

  5. Add amounts in any currency

    Cointry converts your income and spending from any currency to your main one in reports.

  6. Record expenses retroactively

    Add "yesterday" or a date like "2020-12-01" to log past transactions.

  7. Record transactions by voice

    Dictate your expenses and income โ€” just say something like "spent $20 on taxi yesterday".

  8. Set monthly spending limits

    Set an overall or per-category budget; Cointry notifies you whenever a limit is exceeded.

  9. Get statistics by categories

    Send "/stats" to get detailed statistics for the month or year.

  10. See full picture in the mini app

    The Telegram mini app gives full visibility of your budget with visual graphs.

  11. Get monthly reports

    Every month Cointry sends a report about your last month's spending.

  12. AI analysis of your spending

    Cointry analyzes your spending patterns, explains what drove your expenses, and suggests how to cut costs.

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Questions & Answers

As answered by people managing Cointry.
  1. Which are the primary technologies used for building Cointry?

    PHP and Laravel

  2. What makes Cointry unique?

    Cointry turns expense tracking into a single chat message. It lives entirely inside Telegram โ€” no separate app to install, no account to create, no spreadsheets to maintain. You just type what you spent (20 taxi or +400 salary) and Cointry does the rest: AI picks the category, converts foreign currencies into your main one, and rolls everything into statistics and monthly reports. You can even log expenses by voice. Because it works in any Telegram chat, shared budgeting with family or a team is built in โ€” add the bot to a group and everyone tracks together in real time, with no per-user limits.

  3. Why should a person choose Cointry over its competitors?

    • Zero friction: tracking happens where you already chat. Most budgeting apps lose users because logging is tedious; Cointry is one short message.
    • Nothing to install or set up: your Telegram account is the whole onboarding.
    • AI categorization, voice input and any-currency support with automatic conversion.
    • Truly free for the core use case, including shared/group budgeting with unlimited records, categories, and users โ€” many competitors charge for multi-user or basic features.
    • Built-in collaboration: family or team budgeting works out of the box in a group chat, and one premium subscription covers everyone in that chat.
    • AI spending analysis & monthly reports that explain what drove your spending and how to cut costs.
  4. How would you describe the primary audience of Cointry?

    Everyday Telegram users who want to understand where their money goes without the effort of a dedicated finance app โ€” individuals tracking personal spending, and especially couples, families, and roommates managing a shared budget together. A secondary audience is freelancers and small teams (the Business tier) who need shared expense tracking and consolidated analytics across multiple chats. The audience skews toward people in regions where Telegram is a primary messenger and who deal with multiple currencies (travelers, expats, remote workers).

  5. What's the story behind Cointry?

    Cointry grew out of its creator's own frustration after trying a huge number of expense-tracking apps. Each one made logging a purchase a chore: tap to open the app, type the amount into one field, pick a currency in another, choose a category from a list, hit save. All those forms, fields, and buttons turned a five-second action into a dozen taps โ€” and, like most people, he eventually stopped logging altogether.

    The key realization was counterintuitive: it's actually far faster to enter an expense as plain text than by tapping through buttons and fields. Typing 20 taxi or +400 salary in one line beats navigating any form. And the natural home for typing a quick line of text is the messenger you already have open all day โ€” Telegram. So Cointry was built as a Telegram bot that parses that single message and does the rest: AI picks the category, converts currencies, and rolls everything into statistics and monthly reports. From there it grew to cover what real budgets need โ€” voice entry, multi-currency support, shared group budgets for families and teams, and AI-powered monthly reports โ€” all without ever leaving the chat.

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