Cointry is an expense and income tracker that lives entirely inside Telegram. There's no app to install and no account to create โ your Telegram account is all you need to start.
Instead of tapping through forms, fields, and buttons like in traditional budgeting apps, you just type what you spent in a single message:
20 taxi โ expense saved+400 salary โ income savedCointry parses the message and does the rest. The idea is simple but counterintuitive: typing a quick line of text is far faster than picking amounts, currencies, and categories from menus โ and it happens in the messenger you already have open all day.
What Cointry does for you:
+ to save an amount as income.yesterday or a date.Free for the core use case, including unlimited records, categories, and users per chat. Premium adds AI analysis, voice input, budgets, editing, advanced search, CSV/Excel export, and more. A Business plan covers multiple chats with consolidated analytics.
Available in English, Russian, and Spanish.
Stop maintaining spreadsheets and forgetting to log purchases โ just text it to Cointry.
A startup from Singapore.
Text-based expense entry
Log a transaction with a single message like 20 taxi โ no forms, fields, or buttons.
AI-powered categorization
Just enter how much you spent and what for โ AI picks the right category, so you don't have to think about it.
Track expenses together
Add the bot to a group chat to track expenses with your family or team, with no limit on participants.
Record income
Add a leading + to the amount and it's saved as income.
Add amounts in any currency
Cointry converts your income and spending from any currency to your main one in reports.
Record expenses retroactively
Add "yesterday" or a date like "2020-12-01" to log past transactions.
Record transactions by voice
Dictate your expenses and income โ just say something like "spent $20 on taxi yesterday".
Set monthly spending limits
Set an overall or per-category budget; Cointry notifies you whenever a limit is exceeded.
Get statistics by categories
Send "/stats" to get detailed statistics for the month or year.
See full picture in the mini app
The Telegram mini app gives full visibility of your budget with visual graphs.
Get monthly reports
Every month Cointry sends a report about your last month's spending.
AI analysis of your spending
Cointry analyzes your spending patterns, explains what drove your expenses, and suggests how to cut costs.
PHP and Laravel
Cointry turns expense tracking into a single chat message. It lives entirely inside Telegram โ no separate app to install, no account to create, no spreadsheets to maintain. You just type what you spent (20 taxi or +400 salary) and Cointry does the rest: AI picks the category, converts foreign currencies into your main one, and rolls everything into statistics and monthly reports. You can even log expenses by voice. Because it works in any Telegram chat, shared budgeting with family or a team is built in โ add the bot to a group and everyone tracks together in real time, with no per-user limits.
Everyday Telegram users who want to understand where their money goes without the effort of a dedicated finance app โ individuals tracking personal spending, and especially couples, families, and roommates managing a shared budget together. A secondary audience is freelancers and small teams (the Business tier) who need shared expense tracking and consolidated analytics across multiple chats. The audience skews toward people in regions where Telegram is a primary messenger and who deal with multiple currencies (travelers, expats, remote workers).
Cointry grew out of its creator's own frustration after trying a huge number of expense-tracking apps. Each one made logging a purchase a chore: tap to open the app, type the amount into one field, pick a currency in another, choose a category from a list, hit save. All those forms, fields, and buttons turned a five-second action into a dozen taps โ and, like most people, he eventually stopped logging altogether.
The key realization was counterintuitive: it's actually far faster to enter an expense as plain text than by tapping through buttons and fields. Typing 20 taxi or +400 salary in one line beats navigating any form. And the natural home for typing a quick line of text is the messenger you already have open all day โ Telegram. So Cointry was built as a Telegram bot that parses that single message and does the rest: AI picks the category, converts currencies, and rolls everything into statistics and monthly reports. From there it grew to cover what real budgets need โ voice entry, multi-currency support, shared group budgets for families and teams, and AI-powered monthly reports โ all without ever leaving the chat.
I don't have verified, up-to-date information about Cointry (cointry.io) to confidently assess its legitimacy, security, or service quality. Before using any crypto-related platform, especially one that isn't widely documented in reliable sources, thorough independent research is essential.
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Check the traffic stats of Cointry on SimilarWeb. The key metrics to look for are: monthly visits, average visit duration, pages per visit, and traffic by country. Moreoever, check the traffic sources. For example "Direct" traffic is a good sign.
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Check the "Domain Authority" of Cointry on MOZ. A website's domain authority (DA) is a search engine ranking score that predicts how well a website will rank on search engine result pages (SERPs). It is based on a 100-point logarithmic scale, with higher scores corresponding to a greater likelihood of ranking. This is another useful metric to check if a website is good.
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