Software Alternatives & Startups

Microsoft Authenticator VS Splitwise

Compare Microsoft Authenticator VS Splitwise and see what are their differences

Microsoft Authenticator

One app to quickly and securely verify your identity online, for all of your accounts.

Rating
0 reviews
Splitwise

Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!

Rating
0 reviews
Note: These products don't have any matching categories. If you think this is a mistake, please edit the details of one of the products and suggest appropriate categories.

Which is more popular?

Based on our record, Microsoft Authenticator seems to be more popular. It has been mentioned 128 times since March 2021.

social mentions
128 vs 0
Identity And Access Management popularity
100% vs 0%
alternatives listed
144 vs 240+

Base details

Website, pricing, platforms and company facts side by side.

Microsoft Authenticator
Splitwise
Website go.microsoft.com splitwise.com
Listed in

Features and specs

What each product offers, as listed by its team.

Microsoft Authenticator 6 features
Splitwise 7 features
  • Enhanced Security
    Microsoft Authenticator provides additional layers of security through multi-factor authentication (MFA) which significantly reduces the likelihood of unauthorized access.
  • Ease of Use
    The app is user-friendly with an intuitive interface, making it simple for both technically savvy and non-technical users to set up and utilize.
  • Integration with Microsoft Ecosystem
    It seamlessly integrates with other Microsoft products and services, including Azure Active Directory, Office 365, and more, providing a unified security experience.
  • Push Notifications
    Users receive push notifications for authentication requests, allowing them to approve or deny access quickly without the need for manually entering a code.
  • Support for Multiple Accounts
    Microsoft Authenticator can handle multiple accounts, including non-Microsoft accounts, making it a versatile tool for managing various authentication needs.
  • One-time Password (OTP) Generation
    The app can generate time-based one-time passwords (TOTPs) for services that require them, ensuring secure logins even when push notifications are unavailable.

Possible disadvantages

  • Dependency on Mobile Device
    If the user's mobile device is lost, stolen, or damaged, accessing accounts that rely on Microsoft Authenticator can become challenging.
  • Limited Platform Support
    Microsoft Authenticator primarily supports mobile platforms (iOS and Android), which could be a drawback for users who rely on desktop or other operating systems.
  • Potential Privacy Concerns
    Some users may have concerns about privacy and data collection practices given Microsoft's extensive ecosystem and its handling of personal information.
  • Requires Initial Configuration
    Setting up Microsoft Authenticator and linking it with various services can be time-consuming, especially for users with multiple accounts.
  • Reliance on Internet Connection
    Push notifications and certain features within Microsoft Authenticator require an active internet connection, which might not always be available.
  • Lock-in to Microsoft Services
    The best features and integrations of Microsoft Authenticator are geared towards the Microsoft ecosystem, which might limit its effectiveness if users engage primarily with non-Microsoft services.
  • User-Friendly Interface
    Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
  • Multi-Platform Availability
    Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
  • Expense Tracking
    The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
  • Flexible Split Options
    Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
  • Currency Conversion
    Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
  • Bill Reminders
    The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
  • Integration with Payment Platforms
    Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages

  • Privacy Concerns
    Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
  • Subscription-Based Features
    Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
  • Manual Entry Requirement
    Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
  • Limited Automatic Reconciliation
    While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
  • Dependency on Group Honesty
    The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
  • Potential for Confusion
    The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.

Analysis

An editorial look at what each product does well and who it suits.

Microsoft Authenticator
Splitwise

Overall verdict

  • Microsoft Authenticator is a highly recommended tool for users seeking enhanced security for their online accounts. Its comprehensive security features, coupled with seamless integration with Microsoft services, make it a top choice among authentication apps. The app's user interface is intuitive, making it suitable for both tech-savvy individuals and those less familiar with technology.

Why this product is good

  • Microsoft Authenticator is considered a robust and reliable authentication app due to its integration with Microsoft services, ease of use, and strong security features. It supports two-factor authentication (2FA) and multifactor authentication (MFA), offering an extra layer of security by requiring not only a password but also a verification code. The app is also easy to set up and supports multiple accounts, including third-party services, which makes it versatile. Push notifications provide a speedy and user-friendly approach to approve logins, enhancing the user experience and ensuring security without much hassle.

Recommended for

    Microsoft Authenticator is recommended for individuals who use Microsoft services regularly, such as Office 365 or Azure, as well as anyone looking for a secure and easy-to-use two-factor authentication app. It's ideal for professionals who require robust security measures to protect sensitive information, as well as everyday users who want to boost the security of their personal accounts. The app is particularly useful for those managing multiple accounts across different platforms due to its support for various services.

Overall verdict

  • Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.

Why this product is good

  • Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
  • It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
  • Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
  • Supports multiple currencies, which is great for international travel groups.
  • Integration with payment platforms like PayPal and Venmo for easy settlement of debts.

Recommended for

  • Roommates who need to regularly split household bills and expenses.
  • Groups of friends or families who often travel together and need to manage shared travel costs.
  • Colleagues or classmates working on projects or events that require shared funding.
  • Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.

Videos

Walkthroughs and reviews on video.

Microsoft Authenticator 2 videos + Add
Splitwise 3 videos + Add

Microsoft Authenticator for Android

More videos

  • - Using Microsoft Authenticator App to Protect Your Online Credential

Splitwise - iPhone App Review! [2020]

More videos

  • - Tricount vs Splitwise - App comparison
  • - Splitwise Demo

Category popularity

How often each product is chosen within a category, 0–100% relative to the other.

Score bands 0–20 21–40 41–50 51–60 61–100
Microsoft Authenticator
Splitwise
0% 0%
100% 100%
100% 100%
0% 0%
0% 0%
100% 100%

User comments

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Reviews and articles

External articles and on-site reviews we used to compare the two products.

Microsoft Authenticator no reviews yet
Splitwise no reviews yet

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Social recommendations and mentions

Recommendations tracked on public social media and blogs since March 2021.

Microsoft Authenticator 128 mentions
Splitwise 0 mentions
  • EF Core Migration Bundles: What They Are & Why They Matter
    Unable to create a 'DbContext' of type 'Contoso.Modules.Billing.Infrastructure.BillingDbContext'. The Exception 'The configuration file 'appsettings.json' was not found and is not optional. The expected Physical path was... - Source: dev.to / 4 months ago
  • Unexpected Kagi Translate HTTP 400 due to LLM translation false positive
    400 The response was filtered due to the prompt triggering Azure OpenAI's content management policy. Please modify your prompt and retry. To learn more about our content filtering policies please read our documentation:... - Source: Hacker News / about 1 year ago
  • You did this with an AI and you do not understand what you're doing here
    InternalServerError: Error code: 500 - {'error': {'message': 'The server had an error processing your request. Sorry about that! You can retry your request, or contact us through an Azure support request at:... - Source: Hacker News / about 1 year ago

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Tracking Splitwise since Mar 2021.

Alternatives to Microsoft Authenticator and Splitwise

When comparing Microsoft Authenticator and Splitwise, you can also consider the following products.