Kotidy VS YieldStack

Kotidy's answer

• Kotidy is a consumer app: its users are individual households (couples, families and roommates), not companies
• We don't publish names of the households using it

YieldStack's answer:

The largest CRE Lenders in the USA

YieldStack's answer:

AI integrations supporting the platform’s workflows.

Kotidy's answer

Kotidy puts everything that keeps a home running in one shared app: real-time shopping lists, recipes and weekly meal plans, projects, recurring chores and a family calendar. Chores can rotate automatically between members, and a fairness dashboard weighted by difficulty shows who carries what, with no ranking. One subscription covers the whole household with unlimited members. It works on Android, iOS and the web, offers home screen widgets, and is available in English, French, Italian and Spanish.

YieldStack's answer:

YieldStack combines AI-assisted lender matching with hands-on commercial mortgage brokerage. Borrowers submit once, compare financing options, and work with a team that handles structuring, negotiation, and closing coordination. Borrowers approve lender outreach, with no upfront fees and a broker fee paid only at closing.

Kotidy's answer

Most households end up with one app for groceries, another for the calendar, a to-do app only one person opens, and a whiteboard on the fridge. Kotidy replaces all of them with a single space everyone shares, synced instantly: tick an item at the supermarket and it is ticked for everyone. The free plan has no time limit, no card and no cap on members. Premium costs €2.99/month or €24.99/year for the whole household, not per person. Mixed iPhone and Android households can use it together, and household data is hosted in France and never sold.

YieldStack's answer:

YieldStack helps borrowers evaluate the whole financing offer: rate, leverage, fees, reserves, prepayment terms, and closing requirements. Its platform organizes the process, while its brokerage team helps borrowers find suitable lenders and move the deal forward. One submission gives borrowers a coordinated financing process without an upfront brokerage fee.

Kotidy's answer

Couples and families, with or without children, who share the day-to-day running of a home: groceries, chores, household projects and schedules. It also suits roommates. The common thread is people who want to share the mental load instead of carrying it alone.

YieldStack's answer:

Commercial real estate investors, developers, operators, and mortgage brokers seeking bridge, DSCR, fix-and-flip, construction, multifamily, and permanent financing across the United States.

Kotidy's answer

Kotidy started in spring 2026 as a side project for my own household: my partner and I needed a simple way to coordinate groceries, share chores fairly, follow home projects and keep track of our baby's appointments. It began as a web app, grew into native Android and iOS apps published in August 2026, and is now self-hosted in France.

YieldStack's answer:

Rommin Adl and Daniel Chesney founded YieldStack to simplify commercial real estate financing. The platform brings deal preparation, lender matching, offer comparison, and closing coordination into one workflow, combining AI-assisted analysis with human brokerage expertise.