HeirClaim
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HeirClaim helps Americans find and recover unclaimed money held by US state treasuries — forgotten bank accounts, uncashed paychecks, life-insurance benefits, dividends, utility deposits, and assets inherited from deceased relatives.
US states currently hold over $80 billion in unclaimed property, with roughly one in seven Americans having unclaimed assets in their name.
Features: - Free name-search across all 50 states plus DC at once - Automatic name-variation matching (maiden names, hyphenated names, common misspellings) - AI-generated state-specific claim documents (affidavits, cover letters, small-estate paperwork) - Optional Full Service tier where HeirClaim files claims with the state on the customer's behalf - Heir and inheritance support including small-estate affidavit and probate document workflows - Claim status tracking from submission through state payout
Pricing: Search is free with no account required. Document Preparation starts at $29 flat fee for self-filing. Full Service is contingency-based on recovery, capped at the state regulatory maximum (typically 10%), with no upfront cost.
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HeirClaim's answer
HeirClaim primarily serves individual US consumers who suspect they may have unclaimed money waiting in a state treasury. This includes:
Secondary audiences include estate-planning attorneys, probate paralegals, and financial advisors who use HeirClaim to perform unclaimed-property searches as part of their client services.
HeirClaim's answer
HeirClaim is the only consumer-facing service that combines a free 50-state unclaimed-property search with AI-generated state-specific claim documents in one place. Most competitors either charge to search (then up-sell document help) or are state-by-state government portals that don't talk to each other. HeirClaim covers all 50 states plus DC simultaneously, generates the actual claim affidavits and cover letters automatically, and offers a Full Service tier where we file claims on the customer's behalf with no upfront cost.
HeirClaim's answer
Three reasons:
Transparent pricing. Document Preparation is a flat fee starting at $29 with no subscription. Full Service is contingency-based with no recovery meaning no fee, capped at the state regulatory maximum.
All 50 states in one search. Competitors typically focus on a single state portal or charge per state. HeirClaim searches every US state treasury database simultaneously with automatic name-variation matching for maiden names, hyphens, and common misspellings.
AI-generated state-specific paperwork. Each state has its own affidavit format, cover letter requirements, and small-estate thresholds. HeirClaim generates the correct documents automatically based on the user's situation and the state's current requirements.
HeirClaim's answer
HeirClaim was founded after [the founder discovered a relative had unclaimed property held by a state treasury that no one in the family knew about / a personal experience helping family recover forgotten assets]. The process of finding the money was easy thanks to free state databases, but actually claiming it required navigating state-specific paperwork, affidavits, and probate documents that varied dramatically from state to state.
HeirClaim was built to solve the second half of that problem. Anyone can search NAUPA's missing-money database for free. The hard part is turning a search hit into actual recovered cash. HeirClaim automates the document preparation and offers a contingency-based filing service for people who would rather not handle the paperwork themselves.
HeirClaim's answer
Next.js 16 App Router on Vercel, TypeScript, Supabase (PostgreSQL plus authentication and row-level security), Stripe for payments and subscriptions, Resend for transactional email, and AI document generation for state-specific claim affidavits and cover letters.
HeirClaim's answer
HeirClaim serves individual US consumers and heirs. Customer identities are kept confidential as a matter of policy.
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