Grav VS Splitwise

• Flat-file architecture
  Grav is a flat-file CMS, which means it doesn't rely on a database. It stores content in files and folders, making it easy to manage, version control, and requiring less server resources.
• Performance
  Without a database layer, Grav can deliver faster load times and better performance, especially critical for high traffic websites.
• Flexibility and Customization
  Grav is highly customizable with a flexible API that allows developers to build and extend functionalities effortlessly.
• Ease of Installation and Setup
  Grav boasts a simple setup process. You can get started quickly without complex configurations, making it accessible for both developers and non-developers.
• Strong Community and Documentation
  Grav has an active community that provides robust support. The extensive documentation helps users get through the learning curve quickly.
• Security
  Flat-file systems like Grav are typically less vulnerable to common database-related security issues like SQL injection attacks.
• Themes and Plugins
  Grav offers a variety of themes and plugins that enhance its functionality, allowing users to add new features without extensive coding.

Possible disadvantages

• Learning Curve
  Although Grav has good documentation, it can have a steeper learning curve for those unfamiliar with flat-file CMSs or who come from traditional database-driven CMS backgrounds.
• Not Ideal for Large-scale Projects
  Flat-file systems can become cumbersome to manage as the scale of content grows, making Grav less suitable for large-scale websites with extensive content.
• Limited Third-party Integrations
  Grav may not have as many third-party integrations available compared to more established CMS platforms like WordPress, potentially limiting its functionality.
• Hosting Requirements
  While Grav doesn't need a database, it still requires a hosting environment that supports PHP. Some shared hosting services may not offer the ideal settings out-of-the-box.
• Smaller Ecosystem
  Grav has a smaller user base compared to more established CMSs, which can mean fewer community-created plugins and themes.
• No Default GUI for Content Editing
  Grav does not natively offer a graphical user interface for content editing, which can be a drawback for non-technical users. Though Admin Panel plugin exists, it is not default.

• User-Friendly Interface
  Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
• Multi-Platform Availability
  Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
• Expense Tracking
  The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
• Flexible Split Options
  Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
• Currency Conversion
  Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
• Bill Reminders
  The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
• Integration with Payment Platforms
  Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages

• Privacy Concerns
  Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
• Subscription-Based Features
  Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
• Manual Entry Requirement
  Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
• Limited Automatic Reconciliation
  While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
• Dependency on Group Honesty
  The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
• Potential for Confusion
  The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.

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Tracking Splitwise since Mar 2021.