
Graftit
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QuickBooks Self-Employed
Xero
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Harvest
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Graftit is a Windows desktop app built for UK sole traders and freelancers. It combines time tracking with a live timer, HMRC AMAP mileage logging with automatic 45p/25p threshold tracking, expense management with receipt capture, and professional PDF invoicing — all in one place, at a fraction of the cost of cloud accounting software.
Unlike browser-based tools, Graftit stores all data locally on your device. Your financial records never touch Graftit's servers. Optional sync to your own OneDrive, Dropbox, or Google Drive keeps data backed up without a cloud subscription.
Graftit connects directly to Xero via live OAuth sync — invoices, expenses, and mileage push to your Xero account automatically. Making Tax Digital (MTD) for Income Tax quarterly exports are built in, with direct HMRC submission in progress.
Graftit
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Graftit's answer
Electron, React, TypeScript, and SQLite (via better-sqlite3) for the desktop application. Cloudflare Workers and D1 for the licence server. Xero OAuth 2.0 with PKCE for accounting integration. Azure Document Intelligence and Tesseract.js for receipt OCR.
Graftit's answer
Having worked across organisations of every size — from small independents to global enterprises — certain truths about good business practice hold at every scale. Clear financial visibility, timely information, and tools that work with you rather than against you aren't luxuries reserved for large teams with dedicated finance departments. UK sole traders and freelancers deserve the same quality of insight into their own business. Graftit exists to give them that — a dedicated platform built specifically for how they work, not a scaled-down version of something designed for a different kind of business entirely. Simple to use, powerful where it matters, and built by someone who genuinely cares about the people using it.
Graftit's answer
UK sole traders and freelancers — particularly consultants, designers, developers, and tradespeople who bill by the hour or by project, track business mileage, and need to submit a Self Assessment tax return. Graftit is designed for people who want to spend less than an hour a week on admin, not people who want a full accounting suite.
Graftit's answer
Three reasons: price, privacy, and purpose-built design. At £10/month it undercuts FreeAgent by over 80% and Xero by over 60%. Unlike every cloud-based competitor, your data stays on your device — no server-side storage, no breach risk, no lock-in. And where most tools are cut-down versions of enterprise accounting software, Graftit is built specifically for UK sole traders and freelancers — the HMRC mileage rates, MTD compliance, and invoice requirements are native, not bolted on.
Graftit's answer
Graftit is the only desktop app in this space that combines time tracking, HMRC AMAP mileage (with automatic 45p/25p threshold tracking), expense management, and PDF invoicing in a single offline-first application. Your financial data never touches Graftit's servers — it lives on your own machine, with optional backup to your own cloud storage. It also includes live two-way Xero sync and Making Tax Digital quarterly exports at a price point significantly below every comparable tool.
FreeAgent - Say hello to your business's new best friend. Accounting software trusted by over 35,000 freelancers and small businesses
QuickBooks Self-Employed - Track your self-employed income, mileage and tax owed.
Xero - Xero is online accounting for your small business.
Coconut - Coconut is a cloud video encoding solution, built for developers.
Driversnote - Your Intelligent Mileage Tracker: Put your mileage log on autopilot. Let your phone track your trips, and get tax compliant mileage reports ready to hand over anytime.
Harvest - Simple time tracking, fast online invoicing, and powerful reporting software. Simplify employee timesheets and billing. Get started for free.